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Personify Personal Loans: 2024 Review
Personify is known for offering loans to people with below-average credit.
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
— Hannah Smith
Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.
Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.
Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
— Hannah Smith
Personify is known for offering loans to people with below-average credit.
Reach Financial is best for those who want to consolidate their debt. However, the lender doesn't disclose many of its eligibility requirements and loan details.
SoLo funds is best for those that are looking for peer-to-peer lending for smaller loans.
Education Loan Finance loans have strict eligibility requirements but low rates.
The Wells Fargo Reflect lets you skip interest on purchases and balance transfers for 21 months.
Compare lenders with Earnest or apply directly for a bad credit loan with Avant.
Avant is good for bad credit, but Upgrade is better for debt consolidation.
Avant vs. Mariner Finance: Which lender is the best fit for you?