Banking isn't boring. It's an industry full of drama.
— Mary Wisniewski
Mary Wisniewski is a former banking editor for Bankrate. She oversees editorial coverage of savings and mobile banking articles as well as personal finance courses. She occasionally writes on fintech trends — a beat she has covered for more than a decade.
Mary is a frequent speaker at a variety of leading digital banking events and podcasts, including: Money Next Summit, the Money Experience Summit, the Future of Fintech, Fintech South, Breaking Banks and more. She was named as one of 200 revolutionists in fintech and one of top 100 fintech influencers in 2019. She was also a judge for the Finovate Awards in 2020 and 2019.
Previously, Mary covered fintech for American Banker and edited op-eds for the publication's BankThink section. She was also a blogger and editor at Bank Innovation and served as a fashion editor for National Jeweler, where she reported on fashion shows and jewelry news. Her work has appeared in American Banker, Bankrate, the Associated Press, Star Tribune, Billboard, MSN and more. Her stories are referenced in numerous industry reports, like this one by Deloitte.
Mary grew up in the Michigan suburbs and now lives in Los Angeles with a maltipoo, a record player and roller skates.
Banking isn't boring. It's an industry full of drama.
— Mary Wisniewski
This bank often makes the best banks list and for good reason. It has everything you need: a high-yield savings account, interest-bearing checking account, and a mobile app that stands out from the competition [...]
Salem Five Direct impresses with a high-yield savings account that has no monthly fees. Right now, you can earn 1.91 percent APY on its savings account. You will, however, need at least $100 to open the [...]
The brand isn’t a household name, but Radius Bank earned the No. 1 spot among online banks for the combination of its mobile banking app, generous ATM fee rebates, its payout on checking and savings [...]
The online bank’s biggest draw is offering a top-tier interest rate. At HSBC Direct Savings, the direct bank pays savers an impressive 2.05 percent APY, making it one of the highest APYs available right [...]
Discover Bank made a splash in 2019 by dropping all deposit account fees. Besides that, savers can also get a competitive rate. Right now, you’ll earn 1.70 percent APY on your savings account balance. [...]
E-Trade is best known for its brokerage services but it also offers banking services through E-Trade Bank. You can find higher rates elsewhere, but the banking unit offers competitive yields. Right now, [...]
Quontic Bank offers a competitive yield. The online bank with headquarters in New York currently offers 1.85 percent APY for savers. You will need at least $500 to open the account, however. You will earn [...]
TIAA Bank will appeal to consumers who want a full-service online bank that also offers competitive rates. You can find higher yields elsewhere, but the online bank is paying savers a respectable 1.10 [...]
There’s no need to see a teller at the bank when you can perform these tasks on your smartphone.
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