Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Credit Card 101
Latest New to Credit Card Advice
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Can you get your credit card’s annual fee waived?
Credit cards with the best benefits usually come with an annual fee. The good news is that it’s possible to have a great rewards credit card and avoid paying an annual fee.
5 min read Jul 26, 2024 -
Achieve New Year’s goals with these cards
Earn credit card rewards on spending you’re already doing.
7 min read Jun 19, 2024 -
5 reasons to love Chase Freedom Flex
Consider the Chase Freedom Flex if you want optimal rewards with no annual fee.
4 min read Apr 23, 2024 -
Does having two credit cards help build credit faster?
Having two credit cards can help you build credit faster, but it depends on how you use them.
5 min read Jan 05, 2024 -
What are convenience checks?
Convenience checks can be used in a number of ways, but note they come with hidden costs.
5 min read Jan 04, 2024 -
Guide to instant-use credit cards
Instant use credit cards let you use your card before it arrives in the mail. Here’s what you need to know about instant use credit cards and how to pick the best one for you.
5 min read Jun 18, 2024 -
How to recover after big holiday spending
Did you overspend this holiday season? We’ve got expert advice to help you get back on track.
4 min read Jan 04, 2024 -
How to add and remove authorized users on a Chase card
A step-by-step guide to adding and removing authorized users on a Chase credit card
5 min read Mar 05, 2024 -
How to see if you’re prequalified for a credit card
Issuers can prequalify you for a card with only a soft credit inquiry.
10 min read Apr 23, 2024 -
The best credit card deals of 2024
The right credit card deal can make holding a card even more valuable.
8 min read Jun 21, 2024 -
Why you should pay your credit card every two weeks
To help keep your credit utilization low, credit card industry analyst Ted Rossman recommends a twice-monthly payment schedule.
3 min read Dec 21, 2023 -
Will a charge card help my credit?
Even though they don’t impact your credit utilization, charge cards still impact your credit.
5 min read Apr 23, 2024 -
How do credit card refunds work?
Credit card refunds are easy to request, but they may take two weeks to process.
9 min read Dec 21, 2023 -
How to check your business credit report
Learn how to check your business credit score, including paid and free options.
4 min read Apr 17, 2024 -
Is the Amex Business Gold worth it?
The Amex Business Gold card has a lucrative rewards scheme and a generous welcome bonus, but is it worth it?
5 min read Feb 12, 2024 -
Best business credit cards for travel
The best cards for business travelers can make the journey more comfortable, more affordable and even more luxurious.
13 min read Jun 11, 2024 -
New year, new business: Mistakes to avoid when starting a business
2024 is the year you’re finally going to fulfill your dream of launching your own business or assertively growing the one you already have.
6 min read Dec 18, 2023 -
How a bad credit score can affect you
Lenders will view you less favorably if you have bad credit, but there’s hope.
5 min read May 13, 2024 -
How small businesses can tap into the benefits of the Capital on Tap Business Credit Card
Capital on Tap Business card offers many benefits, but not all businesses are eligible
3 min read Jun 20, 2024 -
Do I need credit card travel insurance?
Here’s everything you need to know about credit card travel insurance.
12 min read Apr 23, 2024