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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

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The latest

When is it a good idea to refinance
When doing so saves you money — or helps you score some.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Steps to getting a VA home loan
Your battle plan for getting a VA loan. A bit lengthy, but well worth the effort.
Loan officer and couple meeting
This home-financing pro could help you find that perfect loan.
They’re a financial cushion to meet your monthly payments. But what makes them mandatory?
Brick home with landscaped front yard
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
Over the shoulder view of young man checking financial data with mobile banking app
But is the reduction in rates worth a rush to redo your loan?
A small cottage-style home with attached garage
If you’re shopping for a mortgage, you better know what it means.
Illustrated collage featuring a money bag made of UCP fabric and an American flag
There’s a flip side to every form of financing, and VA loans are no exception.
Military man wearing fatigues standing outside of his home
A fast and easy way to cut the interest payments on your VA home mortgage.
Homeowners consider whether changing their FHA loan to a conventional loan is the right strategy.
Crunch the numbers carefully to see if the switch is worth it.
How much home equity do I need for a mortgage refinance?
There are many refinance options based on level of equity.
Soldier in uniform coming home and his family
If you qualify, a VA refinance can be a great way to snag a low rate.
The exterior of a single-family home with dormers and yard
Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.
A homeowner makes improvements to an outdoor deck.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
A single-family home in suburban Michigan
How do you pay back a reverse mortgage, and when is it necessary?
A current or veteran military person? Here are the top VA lenders for you.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.