Investing should always be this easy
Expert-built portfolios.
Invest like a pro with diversified portfolios (and skip the hassle of picking stocks).
Tax-efficient investing.
Strategies like Tax Loss Harvesting+ and asset location help minimize your taxes and maximize your returns.
Ongoing optimization.
We continually monitor your investments, rebalance your portfolio, and reinvest your dividends.
Tax savings can pay your fee.
Investing for you, managed by us.
Step 1
Tell us a little bit about yourself.
Everyone’s financial situation is different. Get personal recommendations based on what you want to accomplish, whether that’s retirement or simply building wealth.
Step 2
Choose how you want to invest.
Pick one of our diversified portfolios that interests you. They’re built by experts using low-cost exchange-traded funds.
Step 3
We put your money to work.
Automated trading, rebalancing, and dividend reinvestment, we put our technology behind every dollar you invest.
There’s more to investing than just retirement.
-
Pay for a wedding
-
Save for education
-
Buy a home
-
Build wealth
What customers say about investing at Betterment:
-
"Saves the stress and hassle of handling retirement savings myself."
David S.
-
"I trust the automated algorithms better than my picks."
Eric K.
-
"It's a good "set-it-and-forget-it" investing tool for my family."
Casey M.
Non-paid client of Betterment. Views may not be representative, see more reviews at the App Store and Google Play Store.
Always acting in your best interest.
-
We’re a fiduciary.
We are an SEC-registered investment advisor, which means we’re legally bound to put your interests first when investing your money.
Learn more -
Member of SIPC.
Protects securities customers of its members up to $500k (including $250k for claims for cash). Explanatory brochure available upon request or at sipc.org.
-
Fees in line with service.
No commissions or upsell. We’re motivated by what’s best for you, our fees are tied to how your account grows.
A low fee for big dreams.
Recurring deposits can help you earn even more.
![A person on a cash hammock looking at a phone with a card that says investing for rainy-day fund and vintage car.](https://www.betterment.com/hs-fs/hubfs/Graphics/webpage-graphics/cash-hammock-phone-goals.png?width=819&name=cash-hammock-phone-goals.png)