360 Checking Debit Card

Travel light. Pay fast. Choose debit.

What is a debit card?

A debit card is a payment card that deducts money directly from your checking account to pay for purchases instead of using cash. You can also use it to get cash and make other ATM transactions. The Capital One Debit Mastercard® is directly connected to your 360 Checking account.

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TECHNOLOGY

Why contactless?

The contactless 360 Checking debit card is faster and safer than paying with cash—plus, you don’t need to touch surfaces or leave your card inserted. Just tap, pay and be on your way.

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PAY IN A TAP

The future of cash is debit

Leave change in the past—not your pocket. Adding your card to your digital wallet is an easy way to pay when you have a 360 Checking account.

NEW TO CAPITAL ONE BANKING?

Check out 360 Checking

No minimums, no fees, no worries.

ALREADY A 360 CHECKING CUSTOMER?

Activate your debit card

Learn how to activate your new contactless 360 Checking debit card.

SECURITY FEATURES

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Lock your card in a few taps

If your 360 Checking debit card is ever misplaced, lost or stolen, you can lock and unlock it using the Capital One Mobile app.

WAYS TO USE YOUR DEBIT CARD

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In person

Swipe, tap or insert your debit card at your favorite retailers.

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ATMs

Access your cash from 70,000+ fee-free ATMs in places you already shop.

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Online

Make purchases with your debit card online wherever Mastercard® is accepted.

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Digital wallet

Access your digital wallet quickly and securely from your device.

FREQUENTLY ASKED QUESTIONS

When you open your first 360 Checking account online, your contactless debit Mastercard® will arrive in the mail within 7-10 business days in a discreet envelope. You’ll use this one debit card across all of your 360 Checking accounts.

You can activate your 360 Checking debit card in a few simple steps online or from the Capital One Mobile app.

Yes. Each contactless transaction creates a unique one-time code or password, which reduces security risks—and it can be read only by the card-processing network. This is more secure than a magnetic stripe, since data from “magstripes” can be easily captured and duplicated. To learn more, see Contactless Credit & Debit Cards.

We have over 70,000 fee-free Capital One and partner ATMs across the U.S. Plus, many of them are at places you already shop—like Target®, CVS Pharmacy® and Walgreens®.