Solution: Global dollar access
Offer access to digital dollars — from anywhere
Give your customers financial stability by enabling them to hold and access digital dollars anywhere in the world.
Talk to our teamExchange
USDC enables Argentinians to protect themselves from inflation and access dollar-based investment opportunities.
Read their storyBank
USDC enables Brazilians to buy, hold, and invest digital dollars directly from their Nubank banking app.
Fintech
USDC facilitates customers sending money across the African continent.
Provide financial services that help your customers preserve and grow wealth
The value of many global currencies is falling at alarming rates compared to the US dollar. People in a range of countries are eager to find a way to preserve and grow the value of their money. USDC can be an answer.
Stability
Always redeemable for US dollars 1:1
Rapidly losing value
Flexibility
The most widely used regulated dollar stablecoin in the world
Limited to use within national economies
Growth potential
Enables access to crypto capital markets, including borrowing, lending, and investing
Investment returns overwhelmed by inflation
Offer dollar stability to your users
Accessing USDC
Accept funds from your users and convert to USDC using Circle Mint, an exchange or other liquidity provider.
Explore Circle MintStoring USDC
Provide a way for users to hold their own USDC balances using Programmable Wallets or use a third-party custody provider to hold it for them.
Explore Programmable WalletsSpending USDC
Allow users to deploy their USDC via linked debit card, cryptocurrency exchange, direct account transfer, digital wallet, or on-chain usage.
Accessing USDC
Accept funds from your users and convert to USDC using Circle Mint, an exchange or other liquidity provider.
Explore Circle MintStoring USDC
Provide a way for users to hold their own USDC balances using Programmable Wallets or use a third-party custody provider to hold it for them.
Explore Programmable WalletsSpending USDC
Allow users to deploy their USDC via linked debit card, cryptocurrency exchange, direct account transfer, digital wallet, or on-chain usage.
Building an Emerging Market Digital Dollar Account
![Developers-HelloWorld-dollar-access](https://www.circle.com/hs-fs/hubfs/solution-pages/Developers-HelloWorld-dollar-access.png?width=942&height=602&name=Developers-HelloWorld-dollar-access.png)
![usdc-cluster](https://www.circle.com/hs-fs/hubfs/solutions/usdc-cluster.jpg?width=1620&height=1620&name=usdc-cluster.jpg)
Why USDC
Stable
Regulated digital currency you can always exchange 1:1 for US dollars.
Transparent
Reserve composition and monthly attestations publicly available.
Trusted
Widely used on popular exchanges and available natively on 15+ blockchains.
Discover how Circle can help your business
Talk to our teamExplore resources to start building with USDC
Visit developer hubFAQs
USDC is a digital dollar backed 100% by highly liquid cash and cash-equivalent assets and is redeemable 1:1 for US dollars for Circle Mint customers. For each USDC in circulation, there is an equal amount of USD assets in Circle’s reserves. Because it can be accessed through a variety of exchanges, protocols, and consumer finance apps worldwide, people living in countries with less stable currencies can convert local fiat to USDC and benefit from the strength of the dollar.
Circle and USDC allow people around the world to easily access digital dollars so they can benefit from the strength and stability of the USD.
- Circle Mint: Send USD to Circle and we mint an equivalent amount of USDC for you with no fees.
- Exchange: Send fiat to a crypto exchange or other liquidity provider and use it to purchase USDC.
Getting USDC is only the first step. From there, you can help your users to securely hold and spend their USDC by enabling:
- USDC Storage: Enable users to securely store USDC using Programmable Wallets, or hold it for them using a secure 3rd party custody provider.
- Deploy USDC: Allow users to spend USDC, or convert it into local currency.
- Linked card: Attach a prepaid debit card to your users’ accounts to allow them to spend their balances at merchants.
- Local currency conversion: Allow users to convert USDC back to local currency in their bank account through an exchange or other liquidity provider.
- Use on-chain: Allow users to send their USDC to anyone with a wallet
While there are other USD stablecoins available, USDC provides stability and easy access. Here’s how:
- Lower risk: Circle’s reserve management and approach to regulation helps you to transact with confidence.
- Circle Mint enables liquidity providers and qualified businesses to redeem USDC 1:1 for USD.
- Everyday users can use digital wallets and exchanges to convert between USDC and local currency.
- USDC reserves are transparent, audited, and backed by cash and cash-equivalent assets.
- More useful: USDC is an open protocol and has the largest circulation of any regulated, open-dollar stablecoin. This makes it more useful to your customers because they can send it around the world.
- Low cost: With Circle Mint you can mint and redeem at low-cost relative to third-party liquidity providers
- Dollar substitute: Your customers don’t need to hold US dollars to get the benefit of a stable, inflation-resistant currency. With a Circle Mint account you can redeem USDC for US dollars 1:1, making it a trustworthy alternative for both you and your customers.
- Global utility: USDC is the most widely used regulated dollar stablecoin in the world. It works across many blockchains and popular wallets, meaning that you can empower your customers to use it to send money worldwide.
- Earning opportunities: USDC is widely used in decentralized finance. You can enable users to access digital financial services.
- End-to-end solution: Circle can provide the components you need, including access to USDC for you and your users.