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Spending & saving
Do more with your money
Fidelity cash management products help you spend and save smarter so you can reach your goals.
Retirement
Your future starts now
Whether you want to manage retirement planning on your own or have us guide you, we’re here to help along the way.
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Get started with some of our most popular accounts
Whether you want to invest on your own, or have us do the work, we have account choices for you. And we’ve got tools and resources to help along the way.
Retirement IRAs
Rollover IRA
Roth IRA
Traditional IRA
Investing & Trading
Brokerage Account
Spending & Saving
Cash Management Account
Investing account
FDIC-insured savings account
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Best Online Broker for Beginning Investors
2023
Rated #1 for Overall Broker
2023
Best Online Broker
2023
Questions?
Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.
For a distribution to be considered qualified, the 5-year aging requirement has to be satisfied, and you must be age 59½ or older or meet one of several exemptions (disability, qualified first-time home purchase, or death among them).
There is no minimum amount required to open a Fidelity Go account. However, in order for us to invest your money according to the investment strategy you've chosen, your account balance must be at least $10.
Zero account minimums and zero account fees apply to retail brokerage accounts only. Expenses charged by investments (e.g., funds, managed accounts, and certain HSAs) and commissions, interest charges, or other expenses for transactions may still apply. See Fidelity.com/commissions for further details.
The Fidelity Cash Management Account is a brokerage account designed for spending and cash management. It is not intended to serve as a customer's main account for securities trading. Customers interested in securities trading should consider a Fidelity Account®.
Fidelity Go® provides discretionary investment management, and in certain circumstances, non-discretionary financial planning, for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are Fidelity Investments companies.
Fidelity was named NerdWallet's 2023 winner for Best Online Broker for Beginning Investors, Best Online Broker for IRA Investing and Best App for Investing. Results based on evaluating 17 brokers per category. ©2017-2023 and TM, NerdWallet, Inc. All Rights Reserved.
StockBrokers.com 2023 Online Broker Review, January 2023: Fidelity was ranked No. 1 overall out of 17 online brokers evaluated in the StockBrokers.com 2023 Online Broker Review.
Investopedia, February 2023: Fidelity was named Best Overall online broker, Best Broker for ETFs, and Best Broker for Low Costs, among 25 companies.