Citizens CD Rates for 2024
![Kailey Hagen](https://m.foolcdn.com/media/affiliates/original_images/Kailey_Hagen_2c0KOhx.jpg?width=128&height=128)
![Emma Newbery](https://m.foolcdn.com/media/affiliates/original_images/author_avatarsEmma_headshot_CtXy0EI.jpg?width=128&height=128)
![Kailey Hagen](https://m.foolcdn.com/media/affiliates/original_images/Kailey_Hagen_2c0KOhx.jpg?width=128&height=128)
Kailey Hagen has been writing about small businesses and finance for almost 10 years, with her work appearing on USA Today, CNN Money, Fox Business, and MSN Money. She specializes in personal and business bank accounts and software for small to medium-size businesses. She lives on what's almost a farm in northern Wisconsin with her husband and three dogs.
Emma lives in Bogota, Colombia, where she owns the English-language newspaper The Bogota Post. She began her editorial career at a financial website in the U.K. over 20 years ago and has been contributing to The Ascent since the summer of 2019.
Our Banking Experts
![Eric McWhinnie](https://m.foolcdn.com/media/affiliates/original_images/image_xWNMFqj.png?width=128&height=128)
Eric McWhinnie has been writing and editing digital content since 2010. He specializes in personal finance and investing. He also holds a bachelor’s degree in Finance.