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Wawanesa offers discounts to good drivers and top-rated customer service. But this award-winning car insurance company's coverage is only available in California and Oregon. Read our full Wawanesa auto insurance review for more information on what Wawanesa offers.
Wawanesa car insurance is a good fit for drivers with a clean driving record, who can qualify for the best discounts. As of 2024, this company is a subsidiary of the Auto Club of Southern California (AAA). Wawanesa has an exceptional record for customer satisfaction.
Let's look at how Wawanesa auto insurance premiums compare to the national average of $3,017 for all drivers. Car insurance premiums depend on a driver's age, location, type and value of vehicle, and other factors. Based on The Ascent's data analysis, good drivers can get a discount of about 41% with Wawanesa compared to drivers with an accident on their record.
35y, female, clean record | 35y, male, clean record | 35y, male, one accident | 18y, male, clean record |
---|---|---|---|
$1,319 | $1,319 | $1,863 | $2,184 |
Wawanesa offers different car insurance discounts based on the state -- California or Oregon.
Compared to some of the best car insurance companies, Wawanesa offers a limited range of policy types. And as of June 5, 2024, Wawanesa is not offering new auto insurance policies in Oregon -- its auto insurance is only available to new customers in California. The company says that the current lack of new Oregon policies is part of "important changes to serve you better."
Different states have different laws for state minimum required car insurance, and some auto insurance coverage types are optional in some states, and not available in others. For example, Wawanesa offers a few types of uninsured/underinsured motorist coverage in California that are not offered in Oregon.
Wawanesa gets exceptionally high marks for customer satisfaction. It's been ranked No. 1 among California auto insurers in the J.D. Power Auto Insurance Study four years in a row (2020, 2021, 2022, and 2023). Not every online review site shows that same level of favorable reviews.
Although Wawanesa has an A+ rating from the Better Business Bureau and has been accredited since 1975, its profile on BBB.org has several complaints and a 1.12 star rating. Customer complaints on BBB.org include disagreements about car repair costs and disputes about the claims process. In fairness to Wawanesa, the insurance company appears to have responded promptly to all customer complaints, although not all details can be viewed by the public.
Wawanesa does not offer a wide selection of other insurance policies, but it can connect people with pet insurance (through a partnership with Spot), renters insurance, and homeowners insurance. However, the company's website is unclear about whether Wawanesa is currently offering homeowners insurance in Oregon and California as of June 2024.
When looking for an auto insurer who offers discounts for drivers with accidents: Drivers with an accident on their record might still be able to get affordable car insurance from State Farm. This company made The Ascent's list of best cheap car insurance companies for drivers with accidents. But State Farm's premiums could be higher than Wawanesa, especially for drivers with a clean record.
When looking for an auto insurer who offers a robust mobile app: Want a full-featured mobile app and good driver discounts? Try Geico. This car insurance company is known for offering cheap car insurance, and its mobile app gets high ratings (4.8 stars on the App Store, 4.6 stars on Google Play). But Geico doesn't get as high of ratings from J.D. Power.
Wawanesa auto insurance might be best for people who:
Wawanesa was just recently acquired by the Auto Club of Southern California (AAA), and the company seems to be going through some big changes during this transition period. It's normal for this to happen after a merger. Perhaps Wawanesa is gearing up to offer a wider selection of insurance policies and coverage options in the future.
At The Motley Fool Ascent, insurers are rated on a scale of one to five stars. We primarily focus on pricing, coverage options, and customer satisfaction; however, we also take into account features like unique discounts, online and app-based experiences, and branch access. Our highest-rated auto insurances generally include low costs, solid coverage, and high customer satisfaction.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.