About
Caroline Lupini has been traveling the world with the help of credit card rewards since 2011. She has visited over 110 countries and is able to utilize her knowledge of credit cards and to make travel both less expensive and more luxurious. Caroline has over 50 credit cards in her wallet and has previously covered credit cards and travel for Business Insider, The Points Guy, USA Today, Lonely Planet, Orbitz and many others.
Caroline Lupini is the Managing Editor for the Credit Cards and Travel Rewards verticals at Forbes Advisor. With a decade of professional expertise in the credit card industry, Caroline possesses a profound understanding of how to leverage credit cards to amplify travel experiences. Although her journey began with a passion for travel hacking during her college years, Caroline’s focus quickly evolved to mastering the nuances of credit card rewards, enabling her to venture to over 110 countries without breaking the bank.
Traveling for over 330 days annually, Caroline immerses herself in diverse cultures and landscapes, gathering invaluable firsthand experiences. This dedication doesn’t just satiate her personal wanderlust but ensures she remains a beacon of authentic knowledge for her readers. Her dynamic approach involves meticulously testing credit card benefits, allowing her to disseminate a genuine insight into their benefits and limitations. Impressively, Caroline’s wallet currently boasts more than 50 active credit cards.
Determined to continue exploring every corner of our world, Caroline isn’t merely seeking to tick off countries from a list, but rather to truly experience, understand, and share the myriad of benefits credit cards can offer to the passionate traveler.
Expertise
- Credit cards
- Travel rewards
Achievements
- Traveled to over 110 countries
- Over 12 years of experience with travel rewards
- Over 50 credit cards and a great credit score
Other Publications
- The best travel credit cards of 2021
- I’m a full-time digital nomad, and credit card points make traveling 8 months of the year no more expensive than staying at home
- Top tips for an authentic Shabbat experience in Jerusalem
- How to Fly First Class Without Breaking the Bank
Education
University of Michigan – Bachelor of Engineering, Materials Science
Indiana University – Master of Business Administration
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Best Credit Cards For Fair Credit Of July 2024
Having fair credit can put you in a tough position. Fair credit doesn’t quite offer the level of confidence most credit card issuers want to see before they approve you for the more competitive cards. The options remaining for those... -
Best Credit Cards For No Credit Of July 2024
A complete lack of credit history can be an obstacle to many goals, as much of the U.S. and world economy operates around the concept of borrowed capital. Not only will you face difficulty making major car, house or business... -
Best Marriott Credit Cards Of July 2024
Some hotel chains have just one credit card option. Marriott is not one of those hotel brands. Instead, Marriott offers members multiple personal and business credit card options through two banks. -
Best Hyatt Credit Cards Of July 2024
If you’re a Hyatt loyalist, you may benefit from a Hyatt credit card. Hyatt co-branded cards aren’t as complicated as many co-branded cards from other hotel programs because you’ll find only one personal and one business card to choose from.... -
Best Business Credit Cards With No Personal Guarantee Of July 2024
Separation of business and personal life is as sacrosanct as the separation of church and state. There are good reasons to keep personal finances and risk separate from your business finances and risk. Many business credit cards require a personal... -
Best Credit Cards For Families Of July 2024
Everything changes when you add kids to the mix and your credit needs are no exception. Cards that worked when you were single and carefree may no longer be the best for you. -
Best Capital One Credit Cards Of July 2024
Capital One credit cards remain popular for good reason: Its offerings run the gamut from cash back to travel rewards to cards aimed at small businesses. A common thread among all Capital One cards is no foreign transaction fees, making... -
Best 0% APR Business Credit Cards For July 2024
For those running a business, business cards are a necessity. Our list of the best 0% intro APR business credit cards can help you secure the capital you need to start or grow your business. -
Best Credit Cards For Concierge Services Of July 2024
If you have a credit card with concierge benefits, you have access to a team of personal assistants. A concierge can handle the heavy lifting when it comes to things like booking travel or scoring tickets to a sought-after event.... -
Best High-Limit Secured Credit Cards Of July 2024
High-limit secured credit cards are able to better accommodate the daily spending of cardholders while keeping their credit utilization rate low to enhance their credit score. These cards offer higher credit limits compared to other secured cards, if you can... -
Best IHG Credit Cards Of July 2024
Besides helping you earn free nights, a hotel branded credit card could help you access more exclusive deals. The InterContinental Hotel Group (IHG) and Chase bank offer three hotel credit cards—two personal and one business card. The aim of this... -
Best Wells Fargo Business Credit Cards Of July 2024
Editor’s note: Wells Fargo is not currently accepting applications for small business cards. The bank is developing a new small business card portfolio and will release details in the coming months. Existing cardholders are not impacted and can continue using... -
Best Business Credit Cards For Travel Of July 2024
If you charge a lot of business expenses to a credit card each month, you may as well get something in return. Fortunately, there’s an array of business credit cards that make it easy to earn cash back, flexible rewards... -
Longest 0% Intro APR Credit Cards For Purchases Of July 2024
A credit card with a long 0% intro APR period can be an excellent tool for managing your purchases without incurring interest charges. Whether you're planning a big-ticket purchase or looking for a way to consolidate existing debt, these cards... -
Best Credit Cards For Students With No Credit In July 2024
It’s hard out here for a student. Little to no income, plenty of expenses and weak or no credit history make gaining access to basic financial products—like credit cards—difficult. Credit card companies seem to recognize everyone must start somewhere and... -
Best United Credit Cards Of July 2024
United Airlines transported 165 million passengers in 2023. If you’re reading this, there’s a good chance you were one of them. Many flyers can’t wait to hear the sweet roar of a pair of GE or P&W turbofans during takeoff.... -
Best Credit Card Promotions And Special Offers Of July 2024
There are many appealing card offers on the market for a variety of needs. So if you’re thinking about getting a new credit card, a rich welcome bonus can sometimes be the deciding factor. But most of the time, the... -
Best Chase Credit Cards Of July 2024
Chase offers one of the largest portfolios of credit cards on the market, and many Chase credit cards are at the top of the pack—so selecting your best option can be challenging. Whether you want to climb Kilimanjaro or shop... -
Longest 0% APR Credit Cards for Balance Transfers of July 2024
Navigating the landscape of credit card offers can be daunting, especially when seeking effective solutions to manage debt. Balance transfer credit cards, particularly those offering extended introductory periods with 0% APR, may be the right option for individuals grappling with... -
Best Startup Business Cards For No Credit Of July 2024
If you’re a business owner without credit who’s looking for a business credit card, your options are limited. In fact, we only recommend three business cards in this category. Those with the luxury of time may prefer to work on... -
Best American Express Credit Cards With No Annual Fee Of July 2024
American Express offers a wide range of cards that come with no annual fee. These cards offer benefits and rewards, from cash back on purchases to earning points and traveling perks, but without the burden of an annual fee. -
Best Credit Cards For Young Adults Of July 2024
Young adults might not want the same credit cards as older generations do. With different spending habits, shorter credit histories and potentially a life that revolves around college instead of a full-time income, these credit cards for young adults are... -
Best Investment Credit Cards Of July 2024
Focusing on your investment accounts is one of the best ways to build up your investment balances. Many financial companies offer credit cards that tie in directly with your investment accounts, but you may find better offers and more rewarding... -
Best Credit Cards For 600 Credit Score Of July 2024
If you're looking to improve your credit score, opening a credit card and using it responsibly is a smart place to start. While it can be more difficult to get approved for certain premium cards with a credit score of... -
Best Balance Transfer Business Credit Cards Of July 2024
A balance transfer card can be a powerful tool to help you save money. Instead of siphoning away a large part of your payment toward interest, this card puts more of your hard-earned cash toward paying down the principal balance.... -
Best Balance Transfer Cards Of July 2024
A balance transfer credit card can be a powerful tool in your debt-busting arsenal. A 0% introductory APR offer on a credit card can save money by having all your payments go toward knocking out the principal balance instead of... -
Best 2% Cash-Back Cards Of July 2024
Credit cards that earn points and miles may get all the glory, but earning cash back is a more flexible reward since you can spend your earnings any way you like. If you want to choose a cash-back card that... -
The Best Cards That Offer Global Entry, TSA PreCheck And Clear Of July 2024
No one likes waiting in line. But when it comes to airport security checkpoints, there is a workaround to fast-track the experience. Those with a membership to TSA PreCheck, Global Entry or skip long entry wait lines and enjoy expedited... -
Best Southwest Credit Cards Of July 2024
People who love Southwest Airlines tend to really love Southwest Airlines. Rapid Rewards—Southwest’s loyalty program—is easy to use because of its straightforward redemption method. When booking with points, the cost of flights is pegged to the cost of flights in...
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About
Caroline Lupini has been traveling the world with the help of credit card rewards since 2011. She has visited over 110 countries and is able to utilize her knowledge of credit cards and to make travel both less expensive and more luxurious. Caroline has over 50 credit cards in her wallet and has previously covered credit cards and travel for Business Insider, The Points Guy, USA Today, Lonely Planet, Orbitz and many others.