Ron Shevlin is the Chief Research Officer at Cornerstone Advisors, where his research on banking and fintech trends helps shape the direction of financial institutions and fintechs. Author of the Fintech Snark Tank on Forbes and host of the What's Going On in Banking podcast, Ron
Another Data Breach, More Credit Monitoring. There’s A Better Solution
We’ve become numb to data breaches, believing our data is already out there. And we've been offered credit monitoring 25 times. There's a better solution.
Pretty Soon, Your Loan Application Will Be Reviewed By A Robot
Leveraging machine learning models will help banks improve credit assessment, enable more personalized pricing, and create more efficient collections and loss mitigation.
The Next Wave Of AI In Banking: Intelligent, Autonomous Agents
AI agents are about to have their moment (and it's about time). Too many people think Generative AI tools like ChatGPT are just search engines on steroids. Wrong.
Americans Want ‘Open Banking’ But Don’t Know What That Means
More and more, whenever I see the term “open banking” used, my eyes roll and I think “ok, let’s see how this over-used, under-defined term is being used this time.”
Should Credit Unions Acquire Banks?
The topic of credit unions acquiring banks is a contentious one. An analysis of past mergers from a leading data provider is flawed and potentially misleading.