We all like money, and we all like freedom … so why are so few Americans financially free? Only 1 in 10 Americans are living their definition of financial freedom, according to a 2023 study, and for most, freedom simply means making ends meet without major stress or debt. That’s a problem we can fix. […]
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Talking about money can be about as awkward as talking politics at Thanksgiving, but unlike dinnertime politics, money matters don’t go away once the dishes have been cleared. The longer you avoid the talk, the worse the problem (and stress) gets, which only makes it more tempting to avoid talking about it. Thus begins the […]
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It’s not exactly fun to imagine abuse, particularly when it comes to your loved ones. Unfortunately, as other worrying cybercrime statistics rise, so does the threat to our elderly. According to the FBI’s Elder Fraud Report, over 88,000 people were victims of elder fraud in 2022. Each victim lost an average of $35,101. Those numbers […]
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Think fast: What’s your current credit score? If you don’t know the answer off the top of your head, you’re not alone. According to a recent study, more than 35 percent of Americans don’t. In fact, only 2 of every 5 people can confidently report that they have the credit score necessary to successfully achieve […]
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Credit unions and banks are sisters, not twins. That’s a good thing. They share the same DNA, but each has unique and undeniable perks that help you customize your banking experience. To take full advantage of those perks, you need to know the difference between the two. Though we may be a tad biased (#teamcreditunion), […]
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It’s that time of year again — the time where you choose a slew of financial resolutions, keep them up for a few weeks … and inevitably drop them before March. Rinse and repeat. If you’re ready to break the Resolution Cycle of Doom, you should know one key strategy for sticking to resolutions: Pick […]
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Certificates of deposit (CDs), like all savings accounts, come with pros and cons. If you’ve read our previous article about CD basics, you know that a certificate of deposit can give you access to a higher interest rate … at the cost of limited access to your money. If that sounds like too high of […]
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Everyone knows that saving money is important, but not everyone knows how to save money. Budgeting isn’t all about tracking expenses in an Excel sheet (thankfully); an optimized budgeting strategy includes low-risk savings options — in other words, getting your money to work for you. If you’ve heard the term certificate of deposit (CD) get […]
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Knowledge isn’t just power anymore — it’s security. As cyberattacks grow in both number and subtlety, so should your cybersecurity know-how. That’s where Idaho Central Credit Union comes in. We’re here to show you how to tell the good guys and bad guys apart so you can browse with peace of mind. Up first is […]
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Did you know that two of every three Americans use the same password for several important accounts? Worse yet, one in every two Americans had their internet accounts breached in 2021 alone. Eva Vasquez, President and CEO of the Identity Theft Resource Center, recently said, “Too many people find themselves between criminals and the organizations […]
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