Caravel Concepts, LLC

Custom Investment Strategies = CMPAS: Planning CMPAS: Planning is the ultimate solution for creating custom investment strategies tailored to your client's specific life goals. Our software crafts unique portfolio strategies designed to achieve financial goals while also respecting each client’s risk tolerance. And with progress monitoring notifications, you'll receive timely alerts when it's time to adjust your client's portfolio or if the plan veers off track. It's time to upgrade your financial planning process with CMPAS: Planning. Explore the possibilities today! Email [email protected] to book a demo #ClientPlan #FinancialGoals #Risk #Retirement #Planning

At CMPAS, we empower financial advisors to unlock optimized financial plans tailored to each client's unique journey. Our platform enables advisors to craft personalized investment strategies aligned with every individual life goal, meticulously tailored at both the household and account level. Leveraging mass customization technology, advisors can seamlessly integrate existing portfolio strategies into comprehensive financial plans. CMPAS simplifies the process by assembling these strategies like building blocks, ensuring scalability for practices of any size. Email [email protected] to book a demo today! #FinancialPlanning #Finance #Fintech #FinancialAdvisor #Retirement

Did you know that with CMPAS: Planning you can put your financial plans on autopilot? When the latest monthly market data comes in, CMPAS: Planning will automatically re-run all of your client’s plans through our simulation engine and will notify the advisor when certain conditions arise, like a deficit in the plan or the need to de-risk a goal. It's proactive planning made easy. Ready to elevate your planning process? Book a demo of CMPAS today! Email [email protected] #WorkSmarterNotHarder #FinancialPlanning #Finance #Fintech #FinancialAdvisor

Static Inflation Assumptions Aren't Gonna Cut It If there's one lesson investors have learned over the past few years it's the unpredictability of inflation. We cannot create financial plans assuming that inflation will remain static over the course of our clients’ lifetime. Plans built solely around a single static inflation assumption risk crumbling in the face of rapidly changing inflation environments. At Caravel, we understand the importance of adapting to dynamic economic conditions. That's why we incorporate the ever-changing nature of inflation into our planning process. By embracing this dynamic aspect, we ensure that your financial plans remain resilient and adaptable, even in volatile times. Don't let outdated assumptions derail your clients’ financial goals! Book a demo today! [email protected] #ClientPlan #FinancialGoals #Inflation #Retirement #Planning

How Caravel Describes Risk In building a financial plan, risk is not having enough money to achieve your financial goals. Advisors must find the right balance between risk and reward for each of their clients which is a tricky game. With CMPAS: Planning, we display which of your clients’ goals pass, fail, or must be reduced in order to succeed at different portfolio risk levels. Empower your clients to make informed decisions about their financial future with CMPAS: Planning. Book a demo of CMPAS by emailing [email protected] #Retirementplanning #Equity #Stocks #Financialgoals #financialfreedom

CMPAS: Planning models real estate as an asset that can be used to fund future goals Real estate is often a client's most important asset. As such, CMPAS: Planning models a person's home and rental properties price appreciation using the same sophisticated Monte Carlo tools used for stocks and bonds. Debt, rent, and expense cash flows are all calculated automatically based on client input and simulation of potential rent and expense inflation. Select a sell by date for the property and CMPAS: Planning will show what goals can be funded using this sale. This is one of the many innovative features CMAS: Planning has to offer. Book a demo today! Email [email protected]. #ClientPlan #FinancialGoals #FinancialSoftware #Retirement #Planning

What makes CMPAS: Planning different from other financial planning tools? Part 6/6 CMPAS: Planning does not inflate goals at a static 3% like other planning tools do. We in our into our simulation engine the future market projections of inflation rates and simulate your client’s plan around those numbers. If the advisor believes a goal will grow faster than inflation, they can select their own inflation rate. By embracing this dynamic aspect, we ensure that your financial plans remain resilient and adaptable, even in volatile times. To book a demo of CMPAS: Planning, please email [email protected] #Inflation #Diversification #Growth #Risk #MarketOpportunities #Performance

What makes CMPAS: Planning different from other financial planning tools? Part 5/6 One of the most innovative features of CMPAS: Planning is our automatic derisking of goals. Derisking is the process of moving funds from a more equity based portfolio towards a more fixed income/cash based one. The more you have in equity, the more you are exposed to market movements both good and bad. Fixed income tends to have lower volatility than equity. By moving funds from equity to fixed income to cash as a goal approaches, you are essentially protecting your client’s money from a down market. CMPAS: Planning will send the advisor a notification when it is time to derisk a goal. To book a demo of CMPAS: Planning, please email [email protected] #Automation #Retirementplanning #Risk #Wallstreet #Financialgoals #FinancialFreedom

What makes CMPAS: Planning different from other financial planning tools? Part 4/6 CMPAS automatically funds goals using your client’s most tax-efficient account. For example, if a goal is labeled “Education”, then CMPAS will fund it first from your client’s 529 before tapping into their taxable account. CMPAS also provides a Capital Gains report where clients can see approximately how much in capital gains taxes they will need to pay when moving to a new initial allocation. To book a demo of CMPAS: Planning, please email [email protected] #FinancialPlanning #Finance #Fintech #FinancialAdvisor #Retirement #Taxes

What makes CMPAS: Planning different from other financial planning tools? Part 3/6 Other planning tools provide a pre-canned single portfolio solution for all of your client’s goals, typically a 60/40 allocation. But because client’s goals span across their lifetime where some goals occur in 5 years and others in 20 years, a single portfolio allocation is rarely appropriate. Therefore advisors end up manually re-allocating funds into different portfolios themselves which is a very time consuming and stressful process. CMPAS: Planning provides advisors with a dollar specific roadmap which shows how much should be allocated into each of your firm’s portfolio models based on the time horizon of the goal. For example: 1-year goal = Cash, 5 year goal = 60/40, 10 year goal = all equity. To book a demo of CMPAS: Planning, please email [email protected] #ClientPlan #FinancialGoals #FinancialSoftware #Retirement #Planning