Exhale Lending

Exhale Lending

Financial Services

Cary, North Carolina 113 followers

Relax. We've got you... Patrick Gallagher NMLS 1495210 | Exhale Lending NMLS 2493601

About us

Patrick Gallagher, founder of Exhale Lending, LLC., is a top tier Mortgage Loan Officer, located in Cary, North Carolina. Licensed to provide brokered residential mortgage solutions through Exhale Lending, LLC, an independent mortgage brokerage company. Patrick Gallagher NMLS: 1495210 Exhale Lending, LLC NMLS: 2493601 Equal Housing Opportunity

Website
https://www.exhalelending.com/
Industry
Financial Services
Company size
1 employee
Headquarters
Cary, North Carolina
Type
Privately Held
Founded
2023
Specialties
Purchase Loans, Refinance Loans, Renovation Mortgages, Fannie and Freddie, FHA, USDA, VA, HELOC, Fast Approvals, Mortgage Brokerage, FNMA, FHLMC, and Jumbo Loans

Locations

  • Primary

    1135 Kildaire Farm Rd

    Suite 200-10

    Cary, North Carolina 27511, US

    Get directions

Employees at Exhale Lending

Updates

  • View organization page for Exhale Lending, graphic

    113 followers

    🎻🔥 On this day in 1979, the Charlie Daniels Band released their iconic hit "The Devil Went Down to Georgia." This legendary song, featuring a fiery fiddle duel between a young man named Johnny and the devil himself, quickly became a country music classic. Its catchy tune and storytelling lyrics captivated audiences and solidified the band's place in music history. 🎶🌟 In the world of real estate and finance, mortgage rates were at a staggering 11.1% in 1979, compared to today's national average of 7.01%. While rates were significantly higher back then, today's rates still present a considerable opportunity for homebuyers. 📉🏠 Remember, fluctuations in rates and home values are natural. While we can't always choose our timing when buying a home, rates can come down, providing the opportunity to refinance to a lower rate and reduce your housing payments. Plus, given enough time, home values will go up, making your investment worthwhile. Buying a home is an investment in your future, crucial for generating wealth and securing retirement. Stay positive and plan for the future! 📈🏡 #OnThisDay1979 #CharlieDanielsBand #TheDevilWentDownToGeorgia #MortgageRates #HomeownershipJourney #FinancialInsights Contact Exhale Lending today for personalized mortgage advice and how to navigate today's interest rate environment. Note: This is not a rate quote. Exhale Lending, LLC

    On this Day: Historical Events & Mortgage Rates at that time

    On this Day: Historical Events & Mortgage Rates at that time

    exhalelending.com

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    113 followers

    🌌🔭 On this day in 1978, astronomer James Christy's discovery of Pluto's moon Charon was announced. This groundbreaking find expanded our understanding of the outer reaches of our solar system and provided new insights into the complex dynamics of celestial bodies. Charon, nearly half the size of Pluto, has since become a subject of fascination and study, enriching our knowledge of the cosmos. 🌠🪐 In the world of real estate and finance, mortgage rates were at a much higher 9.73% in 1978, compared to today's national average of 7.01%. While rates were significantly higher back then, today's rates still present a considerable opportunity for homebuyers. 📉🏠 Remember, fluctuations in rates and home values are natural. While we can't always choose our timing when buying a home, rates can come down, providing the opportunity to refinance to a lower rate and reduce your housing payments. Plus, given enough time, home values will go up, making your investment worthwhile. Buying a home is an investment in your future, crucial for generating wealth and securing retirement. Stay positive and plan for the future! 📈🏡 #OnThisDay1978 #Pluto #Charon #JamesChristy #MortgageRates #HomeownershipJourney #FinancialInsights Contact Exhale Lending today for personalized mortgage advice and how to navigate today's interest rate environment. Note: This is not a rate quote. Exhale Lending, LLC

    On this Day: Historical Events & Mortgage Rates at that time

    On this Day: Historical Events & Mortgage Rates at that time

    exhalelending.com

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    113 followers

    🏠📈 Mortgage and Housing Market Weekly Update 🗞️📅 as of . 📰 Headline: 🚀📉 Click the link for more information: https://lnkd.in/gbQpiHju 📌 Source: MBS Live 💼🔗 Stay informed with the latest news on mortgage rates and the housing market. Despite the recent Fed rate hike, the housing market remains resilient. Check out the full update at MBS Live. #MortgageRates #HousingMarket #FedRateHike #MarketUpdate #MBSLive

    Economic Calendar

    housingmarketweekly.com

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    113 followers

    📈 Mortgage Rate Update 📉 In the past 5 to 10 days, mortgage rates have exhibited varying trends. Notably, on 2024-06-21, the rates stand at: - 30 Yr. Fixed: 7.01% - 15 Yr. Fixed: 6.42% - 30 Yr. FHA: 6.49% - 30 Yr. VA: 6.50% Compared to the previous data points, there has been some fluctuation in rates, potentially signaling a changing market. If your lender offers a rate higher than the index rate, consider seeking a second opinion. Reach out to Exhale Lending for a customized rate quote today! 🏡💰 ℹ️ Disclaimer: This is NOT a rate quote. It is a 30-day plot of a Rate Index provided through Mortgage News Daily. The index is based on a national survey of lenders on a "top tier" borrower scenario and then adjusted to a "Zero Points" interest rate. 🔗 Source: https://lnkd.in/g7y4YQ95 #ExhaleLending #FirstTimeHomeBuyers #MortgageRates #RealEstate #FinancialAdvice

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    Current rate trends

    hcti.io

  • View organization page for Exhale Lending, graphic

    113 followers

    📉 Mortgage Rate Update! 📈 Over the past 5-10 days, we've seen some interesting movements in mortgage rates: - 30 Yr. Fixed: A notable drop from 7.17% to 7.02% (D/D -0.15%) - 15 Yr. Fixed: Decreased from 6.70% to 6.42% (D/D -0.28%) - 30 Yr. FHA: Down from 6.75% to 6.48% (D/D -0.27%) - 30 Yr. VA: Declined from 6.77% to 6.50% (D/D -0.27%) If your lender is offering rates higher than these indices, it's time for a second opinion. Connect with Exhale Lending for a customized rate quote today! Disclaimer: This is NOT a rate quote. It is a 30-day plot of a Rate Index provided through Mortgage News Daily. See source link for detailed information: [Source: lnkd.in/g7y4YQ95] #ExhaleLending #FirstTimeHomeBuyers #MortgageRates #RealEstate #HomeLoans #FinancialAdvice

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    Current rate trends

    hcti.io

  • View organization page for Exhale Lending, graphic

    113 followers

    🧸✨ On this day in 2017, US toymaker Mattel made headlines by releasing 15 new body types for their iconic Ken doll, including one with a man bun! This move was part of Mattel's broader effort to diversify their toy line and reflect a more inclusive and modern society. The new Ken dolls came in a variety of skin tones, hairstyles, and body types, resonating with a new generation of kids and parents alike. 🌍👦 In the world of real estate and finance, mortgage rates were at a much lower 3.91%, compared to today's national average of 7.02%. While rates were significantly lower back then, today's rates still present opportunities for homebuyers. 📉🏠 Remember, fluctuations in rates and home values are natural. While we can't always choose our timing when buying a home, rates can come down, providing the opportunity to refinance to a lower rate and reduce your housing payments. Plus, given enough time, home values will go up, making your investment worthwhile. Buying a home is an investment in your future, crucial for generating wealth and securing retirement. Stay positive and plan for the future! 📈🏡 #OnThisDay2017 #KenDoll #Mattel #MortgageRates #HomeownershipJourney #FinancialInsights Contact Exhale Lending today for personalized mortgage advice and how to navigate today's interest rate environment. Note: This is not a rate quote. Exhale Lending, LLC

    On this Day: Historical Events & Mortgage Rates at that time

    On this Day: Historical Events & Mortgage Rates at that time

    exhalelending.com

  • View organization page for Exhale Lending, graphic

    113 followers

    📈 Mortgage Rate Index Analysis 📉 In the past 5 to 10 days, there has been a noticeable downward trend in mortgage rates across various loan types: 🏠 30 Yr. Fixed: Decreased from 7.17% to 7.02% (D/D -0.15%) 🏠 15 Yr. Fixed: Dropped from 6.70% to 6.42% (D/D -0.28%) 🏠 30 Yr. FHA: Declined from 6.75% to 6.47% (D/D -0.28%) 🏠 30 Yr. VA: Reduced from 6.77% to 6.49% (D/D -0.28%) If your lender offers rates higher than these index rates with no points, it might be wise to seek a second opinion. Connect with Exhale Lending for a customized rate quote today! 🔍 Disclaimer: This is NOT a rate quote. It is a 30-day plot of a Rate Index provided through Mortgage News Daily. The index is based on a national survey of lenders for a "top tier" borrower scenario and adjusted to a "Zero Points" interest rate. 🔗 Source: [Mortgage News Daily](https://lnkd.in/g7y4YQ95) #ExhaleLending #FirstTimeHomeBuyers #MortgageRates #RealEstate #HomeLoans #FinancialAdvice #MarketTrends

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    Current rate trends

    hcti.io

  • View organization page for Exhale Lending, graphic

    113 followers

    📉🔄 On this day in 2018, General Electric was dropped from the Dow Jones Index, marking the end of an era as the last original member from 1907. This significant event highlighted the ever-changing landscape of the stock market and the evolution of major corporations over time. GE's removal underscored the importance of adaptability and innovation in maintaining market relevance. 📊💡 In the world of real estate and finance, mortgage rates were at a much lower 4.62%, compared to today's national average of 7.02%. While rates were significantly lower back then, today's rates still present opportunities for homebuyers. 📉🏠 Remember, fluctuations in rates and home values are natural. While we can't always choose our timing when buying a home, rates can come down, providing the opportunity to refinance to a lower rate and reduce your housing payments. Plus, given enough time, home values will go up, making your investment worthwhile. Buying a home is an investment in your future, crucial for generating wealth and securing retirement. Stay positive and plan for the future! 📈🏡 #OnThisDay2018 #GeneralElectric #DowJones #MortgageRates #HomeownershipJourney #FinancialInsights Contact Exhale Lending today for personalized mortgage advice and how to navigate today's interest rate environment. Note: This is not a rate quote. Exhale Lending, LLC

    On this Day: Historical Events & Mortgage Rates at that time

    On this Day: Historical Events & Mortgage Rates at that time

    exhalelending.com

  • View organization page for Exhale Lending, graphic

    113 followers

    📈 Mortgage Rate Analysis 📉 Over the past 5-10 days, we have seen a mixed movement in mortgage rates. Notably, the latest data point shows a decrease in rates across all categories. Here's a snapshot of the latest figures: - 30 Yr. Fixed: 6.97% (-0.17% D/D) - 15 Yr. Fixed: 6.38% (-0.03% D/D) - 30 Yr. FHA: 6.43% (-0.01% D/D) - 30 Yr. VA: 6.45% (No change D/D) If your lender is offering you a no-points rate higher than the index rate shown, consider seeking a second opinion. Connect with Exhale Lending for a customized rate quote today! Disclaimer: This is NOT a rate quote. It is a 30-day plot of a Rate Index provided through Mortgage News Daily. The index is based on a national survey of lenders on a "top tier" borrower scenario and then adjusted to a "Zero Points" interest rate. 🔗 Source: [Mortgage News Daily](https://lnkd.in/g7y4YQ95) #ExhaleLending #FirstTimeHomeBuyers #MortgageRates #RealEstate #Finance #HomeLoans

    No alternative text description for this image

    Current rate trends

    hcti.io

  • View organization page for Exhale Lending, graphic

    113 followers

    🚀🛫 On this day in 1977, the Space Shuttle test model "Enterprise" carried a crew aloft for the first time, fixed to a modified Boeing 747. This historic event marked a significant milestone in NASA's space exploration efforts, showcasing the innovative spirit and technological advancements of the era. The "Enterprise" paved the way for future space shuttle missions, inspiring generations of scientists and explorers. 🌌✨ In the world of real estate and finance, mortgage rates were at a much higher 8.85%, compared to today's national average of 7.04%. While rates were significantly higher back then, today's rates still present a considerable opportunity for homebuyers. 📉🏠 Remember, fluctuations in rates and home values are natural. While we can't always choose our timing when buying a home, rates can come down, providing the opportunity to refinance to a lower rate and reduce your housing payments. Plus, given enough time, home values will go up, making your investment worthwhile. Buying a home is an investment in your future, crucial for generating wealth and securing retirement. Stay positive and plan for the future! 📈🏡 #OnThisDay1977 #SpaceShuttleEnterprise #MortgageRates #HomeownershipJourney #FinancialInsights Contact Exhale Lending today for personalized mortgage advice and how to navigate today's interest rate environment. Note: This is not a rate quote. Exhale Lending, LLC

    On this Day: Historical Events & Mortgage Rates at that time

    On this Day: Historical Events & Mortgage Rates at that time

    exhalelending.com

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