Maple Life Financial

Our relationships with strong institutional capital, collaborative case design approach to pricing, and industry-leading compliance for tackling complex closing issues make our team an ideal fit for these types of policies. With seven-figure sales prices on the line for your client, put your trust in Maple’s reputation & process! Recent Success Story I - Male age 85 - $10,000,000 Universal Life Policy - Seller Proceeds via Maple = $5M, or 50% of Face Amount Recent Success Story II - Female age 66 - $10,200,000 Universal Life Policy - Seller Proceeds via Maple = $3.8M, or 37.6%% of Face Amount Contact us for more information: https://lnkd.in/gVDwz-aa #LifeSettlements #SuccessStories #LargeFaceAmountSettlements

More people worldwide are living to age 100 and beyond. Everything from Time magazine articles to Netflix documentaries are sharing this trend and educating the public on the factors driving a longer life span.    How does this apply to your current life insurance clients? Many policies were not designed for the client to pay premiums to 100 or later. Often when reviewing the sizable COIs in the final years of a policy, policy owners are faced with an urgent decision to pay massively increased premiums to maintain the policy vs. a fire sale in the secondary market. Help your client get out in front of this BEFORE the premiums increase! Savvy advisors are looking into realistic premium planning for clients aged 80 and above and comparing current and future premiums to a life settlement with investment of cash proceeds from the sale.    Let Maple Life help review potential cases and provide value for you and your clients with a Life Settlement! https://lnkd.in/gVDwz-aa #LifeSettlements #LifeInsurancePolicies #COI

Enhanced Cash Surrender offers from insurance companies remain an excellent indicator of life settlement case opportunities. These carrier offers are generally on attractive Guaranteed Universal Life policies with embedded value, and a life settlement often can greatly exceed the carrier offer.  Perhaps you reviewed a Lincoln Benefit policy with a built-in surrender value option in the 15th policy year, or a Transamerica policy with an Enhanced Surrender offer questionnaire that was mailed to your client.  These situations are terrific opportunities for you to inquire on a life settlement with the policyholder to compare options! Here's a Case Example: Insured: Male Age 75 – Good Health UL Policy with Maturity Extension: $2,000,000 Death Benefit Cash Surrender Value: $41,875 Enhanced Cash Surrender Offer by Carrier: $91,000 Maple Life Settlement Offer: $187,500 The potential value unlocked through Maple Life life settlements underscores significant opportunity for policyholders and advisors alike to explore life settlement options and potentially maximize returns on their policies. Contact us for more information: https://lnkd.in/gVDwz-aa #EnhancedCashSurrenders #LifeSettlements #LifeInsurancePolicies

Maple Life’s life settlement success stories continue to be a cut above the market, with recent large single policy transactions delivering between 20-52% of policy face amount to policy sellers. Our relationships with strong institutional capital, collaborative case design styled pricing, and industry-leading compliance for tackling complex closing issues make our team an ideal fit for these types of policies. With seven-figure sales prices on the line for your client, put your trust in Maple’s reputation & process! Recent Success Story I Male age 80 $12,000,000 Universal Life Policy Seller Proceeds via Maple = $4.37M, or 36.4% of Face Amount Recent Success Story II Female age 97 $15,000,000 Universal Life Policy Seller Proceeds via Maple = $7.825M, or 52% of Face Amount Recent Success Story III Male age 75 and Female age 72 (Survivorship policy) $10,300,000 Universal Life Policy Seller Proceeds via Maple = $2.08M, or 20.2% of Face Amount Contact us today to discuss your client’s jumbo policy and our value proposition in-depth. https://lnkd.in/gVDwz-aa

Have you considered a non-medically underwritten life settlement option? The non-medically underwritten life settlement option brings significant advantages in cases where there is little to no medical impairment, or when time or privacy are of key concern. Because of the nature of this type of life settlement, it can also minimize post-sale follow up requirements and health inquiries. By tapping into a non-medical option for a wide variety of UL Policies, policies that once had no cash value now can provide much needed solvency for older clients who financial situations have changed. All we need is an insured’s DOB and current illustration to price, quote and proceed quickly with a normal acceptance! Maple was one of the first to pioneer this approach over ten years ago - we are seeing an increase in the scenarios where this approach is optimal, due to interest rate changes, slow lead time on medical record collection, and carrier enhanced surrender offers needing quick responses. What to look for? - All insureds Age 70+ (ideal for healthy, standard, or preferred mortality ratings). - $200,000 + Face Amount policies, individual & survivorship, including universal life, GUL, and IUL. Policy must carry to age 105 or greater (i.e., policy must have maturity extension rider). - Insureds that need offers quickly to avoid lapse or surrender (and/or offers to compete with enhanced cash surrender value offers from certain carriers on specific policies) - Insureds with privacy concerns who may not want to share medical information. - Insureds who have limited medical records, especially in recent years. To learn more about how Maple Life can help you, contact us today! https://lnkd.in/gVDwz-aa #LifeSettlements #LifeSettlementTrends #LifeSettlementMarket

Having trouble navigating through new market challenges such as carrier enhanced surrender values? Or rising interest rates? Maple Life is here to help. There are many reasons to sell a life insurance policy such as changes in employment status, retirement, estate planning, charitable giving, as well as long term care or other financial needs. No matter what the reason is, Maple Life Financial can provide your clients with cash to meet their changing needs. Please keep us in mind for your life settlement needs as you work on preparing for client meetings and policy reviews – we can help with case qualification, policy valuations, and additional analysis. To learn more about Life Settlements with Maple Life, visit our website today: https://lnkd.in/gWfjKVi3 #InsurancePolicies #LifeSettlements #MapleLifeFinancial