Merging Life and Money

AUGUST IS NATIONAL BLACK BUSINESS MONTH: TAKING ACTION FOR FINANCIAL SUCCESS Celebrate National Black Business Month by taking action. The key to financial success is starting your journey today. #TakeAction #BlackEntrepreneurs #FinancialSuccess

RETIREMENT IS THE MOST EXPENSIVE DECISION OF YOUR LIFETIME. In order to lead a peaceful and uncompromised life during retirement, it is essential to start planning and investing towards it as soon as you can. I will be sharing valuable information planning for and living in retirement. #financialwellness #retirement #pension #pensionplan #socialsecurity #themerginglifeandmoneyshow #mjcaesar Here are some HIGHLIGHTS from this episode. 02:05 Why should you plan for the future? 04:38 3 keys to consider when preparing for retirement 04:51 Develop a retirement mindset 05:37 Visualize your retirement early 06:43 Schedule your retirement with your partner 07:22 Consider your housing needs 08:29 Map your travel plans 08:46 Look for part time work 09:31 Develop and maintain your retirement financial plan 11:09 put your money to work 11:44 Set your retirement budget 12:36 Understand your Social Security benefits 16:22 Understand your retirement plans 16:22 The difference between a pension and a defined contribution plan 20:07 How to maximize your benefit in retirement 22:50 Create a retirement emergency fund 24:02 Check your life insurance policies 24:52 Evaluate your health before retirement 26:01 Consider Medicare 26:54 Come up with a long-term care plan 28:16 Review your estate plan 30:52 Summary 31:49 Start planning early for retirement Connect with me on mariejocaesar.com or at [email protected] Join my Facebook group financeconversations

THE IMPORTANCE OF BUDGETING Budgeting is very important; it is the process of creating a plan to spend your money. A budget is a powerful tool as it allows you to determine how and where you want to spend your money, it keeps you out of debt or help you work your way out of debt if you are currently in debt. #budget #expenses #spending #income #side hustle #zero-base budget #themerginglifeandmoneyshow #mjcaesar Here are some HIGHLIGHTS from this episode. 02:26 What is budgeting? 03:43 Why should you budget? 04:42 How do you make a budget? 05:38 Why using the zero-base budgeting method? 06:47 Building your spending plan 09:05 Categorizing your spending. 13:22 Adjust your budget 16:18 Why is zero-based budgeting important? 18:22 Brief Summary Watch the full episode on: my YouTube Channel: https://lnkd.in/g8TQ7EKq or my Facebook Group: https://lnkd.in/gmSSC2Ve my Facebook Page: https://lnkd.in/gYKdes-v Connect with me on mariejocaesar.com or at [email protected] Join my Facebook group financeconversations

The importance of planning your finances together when in a relationship RELATIONSHIPS AND MONEY - Why do couples argue about money? Being open about your finances and managing your money together have its benefits. It helps you build a stronger bond with your partner and helps you learn new ways to work together as a team. However, a recent study revealed that 67% of US couples argue over finances, and 60% do not like their partner’s spending habits. #communication #transparency #secrets #goals #lies #financialinfidelity #themerginglifeandmoneyshow #mjcaesar I will be sharing valuable information about how to have a conversation with your significant other without arguing; and how to make smart money decisions as a couple? Here are some HIGHLIGHTS from this episode. 03:00 Be open about your finances 04:11 Money fights are not really about money 06:28 Have the important money conversations before saying “I do” 11:26 Discuss having kids before having them 13:28 Reasons couples argue about money 14:39 Differing beliefs 16:26 Spending habits 20:47 Savings habits 24:33 Debt - past, current and future 28:55 Earning levels 31:38 Financial infidelity 33:54 Problems caused by financial infidelity 35:46 Types of financial infidelity 37:01 Reasons for financial infidelity 38:15 Ideas to prevent financial infidelity 43:34 Summary 44:10 Money is much more than dollars and cents You can connect with me on mariejocaesar.com If you have not done so, please join my Facebook group financeconversations

It is Olympic season, and we can learn and be inspired by those great athletes when it comes to winning at money. Your financial journey is unique. Your goals are, too. When you recognize your relationship to money, a positive mindset can lead to positive changes—in more than just your financial life. It is all about your mindset and optimism, confidence and self-belief and goal setting and focus. Join me every Thursday at 5:00 pm PST. This Thursday, I will be talking about the common traits between the best of the best athletes in the world and financially successful women. #mindset #confidence #beliefs #goalsetting #focus #habits #attitude #financialplan #awareness #consciousliving #merginglifeandmoney #mjcaesar #WilmaRudolph Here are some HIGHLIGHTS from this episode. 03:23 Positive aspects of money 06:40 Why should you think positive? 07:43 The importance of having the right mindset 10:33 The importance of self-belief 11:53 Financial confidence matters 14:02 How do you build your money confidence? 15:00 How do you build trust in financial choices? 17:12 The importance of setting financial goals 18:21 How do you set financial goals? 22:19 Financial stress and mental health 25:55 The byproducts of stress 30:03 Know your worth and your value 31:15 Who is Wilma Rudolph? Connect with me on mariejocaesar.com Join my Facebook group financeconversations

“Where there is no vision, the people perish.” – Proverbs 29:18 You have a financial WHY rather or not you know it. Your financial WHY is the driving force behind living your best life with the money you have. Join me, as I will look at the importance of your financial WHY and the impact it has on the way you choose to live. #yourwhy #lifepurpose #financialjourney #focus #values #dreams #vision #merginglifeandmoney #mjcaesar #goals #clarity #future #value Here are some HIGHLIGHTS from this episode. 02:43 The WHY behind your financial decisions 04:28 Your WHY helps you navigate through life 07:41 Three ways that can help you figuring out your WHY 11:40 Know and understand your financial WHY 13:16 Your WHY may not be what you say it is 16:21 Is money driving your WHY 17:24 How to build your WHY Connect with me on mariejocaesar.com Join my Facebook group financeconversations

⏳ Tomorrow's Episode: Essential Insights for Informed Investing The anticipation is building! 🔥 Tomorrow, we're answering your burning questions about investing in Black businesses. From assessing market potential to understanding the unique challenges and opportunities, we're covering it all. Don't forget to tune in for this career-changing episode! #MergingLifeAndMoney #InvestorEducation #MarketAnalysis #RiskAssessment #FinancialLiteracy

AUGUST IS NATIONAL BLACK BUSINESS MONTH: STARTING YOUR FINANCIAL JOURNEY This National Black Business Month, take the first step in your financial journey. Every financial success story starts with a beginning. #FinancialJourney #BlackBusinessOwners #StartNow

THE 7 TYPES OF INSURANCE YOU MUST HAVE Insurance provides protection from financial loss and mitigates the risks that we all face at some time in our lives. As much as we would like to, we cannot eliminate risk from our lives, but we can manage it and mitigate it. I will be sharing valuable information about the need and importance of insurance. You will discover the 7 types of insurance you must have. #insuranceneeds #disability insurance #term life insurance #health Insurance #long-term care insurance #homeownersinsurance #automobileinsurance #personalliabilityinsurance #financialwellness #themerginglifeandmoneyshow #mjcaesar Here are some HIGHLIGHTS from this episode. 02:44 Why should insurance be part of your financial Wellness plan? 04:04 What type of insurance policies should you have? 05:22 Know your greatest asset. 07:07 Disability insurance 09:26 Term life insurance 11:27 What should you know before buying life insurance? 14:47 Health Insurance 17:51 Long-term care insurance 19:12 Why buy long-term care insurance? 20:23 What is property insurance? 22:53 Homeowner insurance and renters insurance 24:26 How does automobile insurance work? 27:51 Personal liability insurance 30:21 What does personal liability insurance cover? 33:08 Summary Connect with me on mariejocaesar.com or at [email protected] Join my Facebook group financeconversations

Most people assume that their discomfort with money is caused by the amount they have and how they mismanage money, not realizing that most of their money dilemmas have to do with their feelings and what money means to them. The truth is that the road to financial wellness begins not in a bank but in your head. #financialmindset #attitude #yourwhy #goals #money #finance #merginglifeandmoney #attitude #mjcaesar Here are some HIGHLIGHTS of the episode. 01:46 4 basics of financial foundation 05:06 Your financial mindset and the psychology of money 06:04 How to change your attitude about money. 09:29 How to have a healthier attitude towards money? 11:15 What does it take to be financially well? 13:43 Your WHY – Your way to success 17:04 Know your needs, wants, and wishes. 18:13 Recognize the blind spots sabotaging your financial decisions and change your mindset. 20:24 How to let go of your mistakes. 22:33 Put your money to work for you. Connect with me on mariejocaesar.com or at [email protected] Join my Facebook group financeconversations