Moreton Bay Advisory

If you’ve worked with me, you’ve probably heard me say this quite a few times: “Teamwork makes the dreamwork.”   That’s because years ago I played on an awesome water polo team, coached by a former All-American.  Every position was equally important – from offense to defense - hole set to goalie. The balance was what made us successful.   It’s the same in business.   Every player, or department, within a payment technology company plays a role in building a balanced, successful company.  But as companies scale, things can get complicated, and some departments become less important.   Departments that perform non-core activities might not get the attention they deserve. These kinds of activities, such as payment hardware operations, are those not directly tied to the company’s competitive advantage.   Over time, this creates an imbalance leading to underperformance and inefficiencies. This is where there's opportunity to unlock hidden value.   In this article I share how payment technology companies risk becoming unbalanced and how focusing cost management initiatives in non-core areas can improve long-term profitability.   Could your business use a fresh perspective? Let’s chat!   Thanks to RSPA - Retail Solutions Providers Association for the opportunity to share my thoughts. #payments #wsaa #teamworkmakesthedreamwork #continuousimprovement https://lnkd.in/gk4pkjmT

Looking forward to connecting with industry leaders and engage in inspiring workshop discussions at the PayTech Women, formerly Wnet Leadership Summit! #PTWSummit2024 #PayTechWomen #payments

Just a few more weeks until #WSAA in Las Vegas and we can't wait to see you!

It’s #GivingTuesday, and we're honored to share that our founder, Jennifer, is swimming 5 miles in August to support the American Cancer Society. She had this to say - "It’s heartbreaking to see the impact cancer has had on friends and family. I'm glad for the opportunity, and the ability, to raise funding for the American Cancer Society. We're stronger together and we'll keep fighting.” Just six days into the challenge Jennifer has swum 24% of 5 miles (86 laps) and raised over $530. You can follow her progress on her campaign page. https://lnkd.in/eDHCEYvN 💪💖 #FightCancer #PinkArmy

Thank you RSPA - Retail Solutions Providers Association for an amazing show! We had a great time connecting with industry colleagues and discussing the latest trends. Our key takeaway is this: Stay light on your feet. The rate of change is accelerating—merchant surcharges, AI, cultural shifts, and much more. We've known this for some time, but now more than ever, 𝐦𝐚𝐧𝐚𝐠𝐢𝐧𝐠 𝐜𝐡𝐚𝐧𝐠𝐞 𝐰𝐢𝐭𝐡 𝐟𝐢𝐧𝐞𝐬𝐬𝐞 𝐢𝐬 𝐚 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐚𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞. Looking forward to continuing the insightful conversations and momentum. See you next year! #payments #RetailNOW2024 #paymentprocessor #ISV #payfac

How can operations leaders make a substantial financial impact?   In the payments industry, small amounts add up quickly. Costs are no different.   𝐂𝐨𝐬𝐭 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 𝐚𝐫𝐞 𝐚 𝐟𝐨𝐫𝐜𝐞 𝐦𝐮𝐥𝐭𝐢𝐩𝐥𝐢𝐞𝐫. They’re added directly to profit which translates to a substantial revenue equivalent.   Consider this example: ‣ Company A has a last twelve months (LTM) 6.9% operating margin ‣ $2M in recurring cost savings, let's say within cost of sales, translates to about $29,000,000 𝐢𝐧 𝐞𝐪𝐮𝐢𝐯𝐚𝐥𝐞𝐧𝐭 𝐫𝐞𝐜𝐮𝐫𝐫𝐢𝐧𝐠 𝐫𝐞𝐯𝐞𝐧𝐮𝐞. ➥ Now $2M doesn't seem so small anymore.   Where can you find recurring cost savings? Inefficiencies can hide in quite a few places. For example, if your organization supports terminals or semi-integrated solutions this may be a large area of opportunity. If cost savings or margin expansion are a priority, then we’re here to help. #earningsseason   #payments  #fintech  #paymentprocessor #isv  #payfac

Just 10 more days until #RetailNOW2024 in Las Vegas and we can't wait to see you! We're committed to helping payment technology organizations build and streamline operations for growth. 🚀 We focus on optimizing product, client, partner, and vendor operations with particular expertise in semi-integrated hardware solutions. If your business could benefit from a fresh perspective, we would love to connect in Vegas! #RSPA #payments #fintech #paymentprocessor #payfac #ISV

Thrilled to officially announce our launch! 🚀