Sarey Enterprises LLC Dba Alliance Mortgage Group NMLS #292257

As we move into September, the market has already started to price in the possibility of a Fed funds rate reduction. This anticipation is influencing everything from mortgage rates to investor sentiment. 📉 For homebuyers and homeowners, this could mean lower borrowing costs on the horizon! If you’ve been considering buying a home or refinancing, now might be the perfect time to explore your options. 🏡 Let's chat about how these changes could benefit you. I’m here to provide a free mortgage review to help you make the best decision for your future! 💬 #MarketUpdate #MortgageRates #HomeBuying #RealEstate #FedRate https:// bit.ly/3TwIhSD

Why Experience Matters More Than Ever In the wake of the NAR settlement, having an experienced realtor by your side is crucial. The real estate landscape is shifting, and you need a pro who can navigate the complexities, protect your interests, and negotiate the best deal. Don't go it alone—partner with someone who knows the ins and outs of this evolving market.

Did you know that just one late payment can have a significant negative effect on your credit score? 📉 Credit Drop: Even a single late payment can drop your score by 90-110 points, especially if you have a good credit history. 🕒 Long-Lasting Impact: Late payments can stay on your credit report for up to 7 years, making it harder to qualify for loans or get favorable interest rates. 💡 Tip: Set up automatic payments or reminders to avoid missing due dates. Protecting your credit is crucial for your financial future!

🎯 Unlock the Potential of Your Home with a VA Renovation Loan! 🇺🇸🏡 If you’re a veteran or active service member, a VA renovation loan can help you finance upgrades, repairs, or even modernization projects—all rolled into your mortgage. Enhance your home while benefiting from the same great terms as a traditional VA loan. Let’s make your dream home a reality! #VARenovationLoan #VeteranHomeBenefits #HomeUpgrades

"Unlock the potential of your dream home with a VA Renovation Loan! 🏡✨ Whether you're looking to update, remodel, or make repairs, this loan allows eligible veterans and active-duty service members to finance both the purchase and improvements in one mortgage. Let's turn that 'fixer-upper' into your forever home! #Veterans #HomeRenovation #VALoan #Homeownership"

The process of obtaining a home loan is lengthy and can be confusing. Knowing what you should and shouldn't be doing during this time might feel overwhelming and impossible, so work with someone who really knows their stuff – me! Work with me, and I'll guide you through every step of the process. #thehelpfulLO #home #house #listreports #nonos #mortgage #lo081524 #investment #loanofficer #realestate #whatnottodo

Feel like a refinance champ with an FHA Streamline and take advantage of lower interest rates without the hassle of a new appraisal. Call me to find out more about our current pricing incentives!

Homebuying has never been this swift. With instant funding, it's like having an open road ahead. No stoplights. No traffic. Just a straight path from signing to keys in hand. Contact us to find out more.

How low can you go? With our 0% Down Purchase program, the limbo to homeownership is a festive dance. Move under the pole of upfront down payments and salsa into your new home! Call us today to see if you qualify.

Did you know that as a veteran or active service member, you have access to VA loans? These loans are designed to make homeownership more attainable. Let's navigate the ins and outs together and find a place where you can hang your hat — and your heart.