SpringFour

72% of today’s consumers access their bank accounts digitally. SpringFour can be integrated into banks’ #digitalexperiences by including SpringFour in online #accountmanagement, featured as a tab in a mobile app, made accessible on a website, and more. Organizations that bolster their #financialhealth offerings with SpringFour see benefits for their consumers, employees, and organizations. To learn more about how partnering with SpringFour can drive impact for your organization, reach out to us at [email protected] or visit the Contact Us page of our website at springfour.com/contact.

Last week, we announced the release of our Q2 2024 Impact Report: “How We’re Meeting Trending Consumer Needs.” Food Savings and Rental Resources both rose in demand in Q2 2024 compared to Q1. Food Savings has been SpringFour’s most-in-demand category for years, and that demand increased by 7% in Q2 over Q1. With kids at home for the summer, many families felt the stress of providing more snacks and meals for their kids which are typically provided by their school. The National School Lunch Program (NSLP) typically serves nearly 30 million children during the school year, as compared to only about 5 million children during summer months, meaning there are a lot more families in need during the summer. Demand for SpringFour’s Rental Resources increased by 14% in Q2, and many Americans are facing difficult choices in order to afford housing, including skipping meals, working extra hours at a job, selling belongings, delaying or skipping medical treatments, using retirement savings, turning to GoFundMe to avoid eviction, and more. At SpringFour, we are proud to provide much needed assistance to consumers — while creating value for their organizations. Explore how we make this happen via the link in the comments section below.

“This is a wonderful resource. It can be hard to find assistance for individuals like myself who don’t qualify because we surpass the income threshold. When life happens, we often find ourselves drowning or barely making it, with huge financial repercussions that take years to recover. SpringFour is providing resources and referrals for individuals like me in need, as well. Overall, it’s wonderful — thank you.” This is a piece of feedback we received from a customer using S4connect, SpringFour’s all-in-one hosted self-serve tool, offered to them by their bank. We are proud to help leading organizations across industries support consumers’ financial health with much-needed resources that can address challenges.

Exciting news: SpringFour’s CEO and Founder, Rochelle Nawrocki Gorey, has been named to Purpose Jobs’ Top Women in Tech 2024! Purpose Jobs is celebrating 26 remarkable women in emerging tech hubs who are not only excelling in their fields but also paving the way for future generations of female tech leaders. These trailblazers represent a diverse range of backgrounds, experiences, and areas of expertise within the tech sector. From artificial intelligence and biotech to investing and community building — and everything in between — these women are pushing the boundaries of what's possible and challenging long-held assumptions about gender roles in technology. In 2024, Gorey was named to the 2024 American Banker Most Influential Women in Fintech and Inc. Magazine's 2024 250 Female Founders, and in 2023, she was awarded Finovate’s 2023 Innovator of the Year award and SpringFour was recognized with Fast Company’s 2023 Brands that Matter. A trusted expert, thought leader, and innovator, Gorey is revolutionizing the way the financial industry responds to consumers experiencing hardships by improving customer outcomes while driving impact for organizations and their bottom lines. Thank you, Purpose Jobs, for the recognition. We are proud to be part of this list of innovative, leading women in the industry. Congratulations to the other winners, including Crystal Brown with CircNova, Inc; Lisa M. Chambers with TECH CORPS, Tamira Chapman with Storehouse, Mimi Chizever with Nationwide, Lauren Flanagan with Sesame Solar, Patti Glaza with Invest Detroit, Megan Casey Glover with 120Water, Elizabeth Hagerman with UW Health, Katie Hall with Claira, Nadiyah Johnson with Jet Constellations, Achsha Jones with TripSlip, Jasmit Kaur with Culturebie, Amanda Lewan with Bamboo, Anna Mao with Enpower Greentech Inc., Emma Scharfenberger Off with CincyTech, Angela Peat, with Delve Collective, Carolina Pluszczynski with Michigan Central, Heidi P. with 4M, Mariyah Saifuddin with Innovation Solution Partners, Charlene Tay with The Engineered Innovation Group, Alison Todak with Plymouth Growth, Kara Uchtman, P.E. with Narratize, Trista V. with Michigan Founders Fund, Tia White with Amazon Web Services (AWS), Kristi Zuhlke with Dott! Read more about the winners at the link in the comments section below.

We are proud to announce the release of SpringFour’s Q2 2024 Impact Report: “How We’re Meeting Trending Consumer Needs.” In Q2 2024, we delivered more than 2 million financial health referrals to consumers in need – the most we’ve ever delivered in a single quarter! Americans are struggling to make ends meet, and in this report, we invite you to see how SpringFour is meeting demands in critical and direct ways — and transforming the industry. Check out the link in the comments section below to explore SpringFour’s Q2 2024 #Impact Report.

We’re proud to spotlight Self Financial, Inc. and SpringFour’s winning partnership in this Partnership Overview: “How a Credit Builder and a Fintech Support Financial Health.” Since 2019, Self, a credit-building platform that increases economic inclusion and financial resilience, has worked with SpringFour, the leading financial health fintech that helps companies connect consumers to vetted, local financial health resources. In nearly 5 years of partnership, Self and SpringFour have delivered over 3,417,000 financial health referrals to more than 250,000 of Self’s customers. Self uses SpringFour’s S4direct product to empower customers with self-serve access to SpringFour’s financial health resources via Self’s website and mobile app. Self and SpringFour’s impactful partnership has been included in multiple industry features including a  panel at Financial Health Network’s EMERGE, Fintech Nexus podcast, and Nicole Casperson’s article in Fintech Is Femme, “Fintech CEOs Team Up to Improve Financial Well-Being.” Thank you, Julie Szudarek, Chris LaConte, Brett Billick, and the entire Self team for your leadership and partnership! Learn more at the link in the comments below.

People are more likely to engage with #financialhealth resources and see them as a unique benefit when offered at the start of the customer-organization relationship. That’s why we always recommend that our clients mention SpringFour in customer acquisition and onboarding messages. SpringFour can be incorporated into these communications in many different ways: ✅ As an added benefit to opening an account ✅ In new customer onboarding #communications ✅ At disbursement of loan with payment schedule details ✅ After applying for and receiving a credit card, loan, or other product  ✅ When an application is denied as a way to get back on track To learn more about how partnering with SpringFour can drive #impact for your organization today, reach out to us at [email protected] or visit the Contact Us page of our website at springfour.com/contact.

“I’m just so thankful that [name of bank] reached out to me. I’m so surprised and truly grateful.” This is a piece of feedback we received from a customer using S4connect, SpringFour’s all-in-one hosted self-serve tool, offered to them by their bank. We love hearing how we are supporting our partners and their customers in real time.

“I wasn’t sure what I was looking for, but I needed financial assistance, so I browsed through SpringFour’s resources to get some help with my finances. This service is perfect.” -Bank customer using S4connect, SpringFour’s all-in-one, hosted self-serve solution This is a piece of feedback we recently received from a customer exploring SpringFour’s financial health resources using S4connect, SpringFour’s tool provided to them by their major bank. SpringFour resources can support your customers with a wide range of financial health needs, from food savings to affordable childcare, prescription costs, rent and utility bills, and so much more. Informing customers that they have access to this kind of service is critical to supporting financial health, building customer trust and loyalty, and driving business success. To learn how you can support your customers’ financial health with SpringFour resources, reach out to us at [email protected] or visit our website at springfour.com/contact.

There are countless ways you can partner with SpringFour and use our financial health tools to improve repayment performance, bolster your brand, and drive #impact. The possibilities are endless and include: Customer Acquisition & Onboarding Digital Experiences Segmented Marketing Seasonal Messaging Customer Support Financial Education Content Community Outreach Hardship Programs & Communications At-Risk Customers Collections To learn more about how partnering with SpringFour can drive impact for your organization today, reach out to us at [email protected] or visit the Contact Us page of our website at springfour.com/impact.