Tiempo Capital

Our Website is Live! We’re excited to announce the launch of the brand-new Tiempo Capital website! Explore everything we have to offer, including: 📊 Comprehensive services 💡 Expert insights and thought leadership 🤝 The clients we proudly serve 👥 Meet the team behind Tiempo Capital Head over to check out our new platform and schedule a consultation with our team today! https://tiempocapital.com

Our Website is Live! We’re excited to announce the launch of the brand-new Tiempo Capital website! Explore everything we have to offer, including: 📊 Comprehensive services 💡 Expert insights and thought leadership 🤝 The clients we proudly serve 👥 Meet the team behind Tiempo Capital Head over to check out our new platform and schedule a consultation with our team today! https://tiempocapital.com

Summer flew by, and it's time to say a big thank you and goodbye to our amazing interns Marisol Ballesteros and Alan Strulovic! Their hard work, creativity, and enthusiasm genuinely enhanced our workspace. We’re excited to see where their journeys take them next. Best of luck, and keep in touch!

Jackson Hole Symposium Insights: What’s Ahead for the Economy? We’ve just shared an important report with our clients on key takeaways from the recent Jackson Hole Symposium. Here’s a quick snapshot of what’s inside: 🔍 Economic Overview: A closer look at the current inflation and labor market conditions. ⚖️ Balancing Inflation and Employment: Insights on how policymakers are expected to navigate the delicate balance between these two critical factors. 📉 Monetary Policy Outlook: Our perspective on the likely direction of monetary policy and what it means for the economy. This report offers timely insights into the shifting economic landscape and what to expect in the coming months.

Why is Everyone Talking About the Sahm Rule This Season? The Sahm Rule has been a hot topic lately, as it allegedly signals that we are in a recession. What is the Sahm Rule and why has it become so popular? Developed by Claudia Sahm, a macroeconomist who worked at the Federal Reserve and the White House Council of Economic Advisers, the Sahm Rule is supposed to be an effective economic indicator. It is said to signal the early stages of a recession by observing a specific shift in unemployment rates. A recession may be indicated when the three-month moving average of the unemployment rate rises by at least 0.5 percentage points above its lowest point in the prior 12 months. The current unemployment rate is around 4.8%, by our calculations, which is historically comparatively low. The percentage of unemployment has remained at higher numbers even during long periods of economic buoyancy. But this metric does not measure unemployment itself, rather it measures the rate of change in unemployment, or more simply, the steepness of the unemployment curve. Therefore, it works on the assumption that when unemployment is rising rapidly, rather than by absolute numbers, it is very probable that it will continue to rise at high speed, eventually getting to elevated absolute unemployment. That is the reason why some economists do not rely on the Sahm index, arguing that unless unemployment itself does not rise, the rate of change is not decisive. With the recent BLS unemployment rate revision for August, the Sahm index peaked at 0.53, just over the 0.5 threshold. The Sahm Rule has proven reliable since 1960, with the index never rising above 0.5 without a recession in progress. We must clarify that the Sahm Rule does not signal the start of an economic downturn, but rather marks the early stages of one, meaning that once the index goes above 0.5, a recession is already underway. The reason it cannot be used to pinpoint the beginning of a recession is because in the past recessions have always begun when the index is well below 0.5. For instance, during the last three cyclical recessions in 1991, 2001, and 2008, the Sahm index was at 0.07, 0.3, and 0.4 respectively when each recession began. Therefore, although the Sahm rule is an indicator which has been empirically accurate since the 1960's, it does not mean, as many think, that we are entering a recession and that we should prepare for it, but rather that it already started, possibly a while ago, and that it might worsen. The Sahm rule cannot tell how severe a recession might be, or how much it will last, as all past recessions have been distinct in both respects. Severity and duration of a recession are essential knowledge for successfully weathering it, yet they cannot be conveyed by this indicator. Thus, it appears that even though a very popular and ubiquitous indicator, it is not all-encompassing.

Did you know that 70% of wealthy families lose their fortune by the second generation? Learn how governance can change that. In multi-generational wealth, effective governance is essential. Our latest article covers the vital role it plays in preserving and growing family wealth. 🛡️ Governance in wealth preservation 🏛️ Family councils and constitutions 🤝 Conflict resolution strategies 🗝️ Importance of succession planning Safeguard your family's legacy and ensure lasting prosperity. Read our article on the role of governance in multi-generational wealth preservation:

Empower the Next Generation: Secure their Financial Future Financial literacy is crucial for your child's success in today's economy. Our latest blog reveals why it's essential and offers practical tips for teaching vital skills at home. 📊 Why financial literacy matters 💡 Key skills: budgeting, saving, investing 🏠 Tips for teaching at home 📚 Resources for financial education Set your children on the path to financial success. Read our article now!

Optimize Your Education Funding: Strategic Approaches for Families As the new school year approaches, it's time to ensure that your children or grandchildren have access to the best education possible. At Tiempo Capital, we understand the importance of strategic planning to manage rising education costs effectively. Our latest blog, "Tax-Optimized Education Funding," explores advanced tax-optimized strategies to help you maximize your educational investments. In this blog, we compare key options like 529 plans, prepaid tuition plans, advanced gifting strategies, and educational trusts. Discover how to make informed decisions that will not only secure your family's financial future but also support your children and grandchildren's educational aspirations. 🔗 Read our entire article here: https://buff.ly/3MaXy7d If you need personalized assistance navigating these options, our experienced advisors are here to help. Contact us today to craft a strategy tailored to your family's unique needs.

Have you thought about how your assets will be managed in the next generations? Estate planning is crucial for securing your family's future and it’s legacy. Estate planning is vital for managing wealth and protecting your family's future. Our latest article explores the essential components of a comprehensive estate plan, including wills, trusts, powers of attorney, and beneficiary designations. Understanding these elements can help ensure your assets are distributed according to your wishes, minimize taxes, and avoid probate. Read more about how to safeguard your legacy and provide for your loved ones: https://buff.ly/3WJm8Bi #EstatePlanning #WealthManagement #FinancialPlanning #FamilyOffice #AssetProtection #LegacyPlanning #Trusts #Wills #FinancialSecurity #TiempoCapital

Summer Travel Reflections from Luxury Advisors As summer draws to a close and you start dreaming of your future travels, we reflect on some of the top luxury destinations our clients enjoyed this year. Japan, Switzerland, and Morocco offered unparalleled experiences, combining relaxation, adventure, and cultural enrichment. In our latest blog, we delve into the highlights of these destinations and provide insights to help you plan your ultimate summer getaway for next year. Japan: Experience the blend of tradition and modernity with private tea ceremonies in Kyoto and Michelin-starred dining in Tokyo. Switzerland: Enjoy alpine elegance with helicopter tours over the Matterhorn and gourmet mountain dining in Zermatt. Morocco: Immerse yourself in the vibrant culture of Marrakech with hot air balloon rides and private desert tours. Don't miss out on these expert reflections and start planning your next luxurious summer adventure today. Read our full article here: https://buff.ly/3SBTCA8 We look forward to hearing your travel plans and tips in the comments below!