About
• Fintech leader in mortgages, real estate, capital markets and lending. Proven track…
Articles by Marvin
Activity
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Congrats to the BANYAN and Bilt Rewards teams on their partnership to power SKU-level payments. This is a seminal moment in the payments space, as…
Congrats to the BANYAN and Bilt Rewards teams on their partnership to power SKU-level payments. This is a seminal moment in the payments space, as…
Liked by Marvin Chang
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With the Fed expected to lower interest rates at its upcoming September meeting, which could bring down mortgage rates, the strategies lenders have…
With the Fed expected to lower interest rates at its upcoming September meeting, which could bring down mortgage rates, the strategies lenders have…
Liked by Marvin Chang
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This use of the Cybertruck (as a rental car in NYC) strikes me as genius. I dislike the vehicle, but I think we're seeing it fall into a few niche…
This use of the Cybertruck (as a rental car in NYC) strikes me as genius. I dislike the vehicle, but I think we're seeing it fall into a few niche…
Liked by Marvin Chang
Experience
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Education
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Activities and Societies: Research Associate, Robotics Institute (focusing on leveraging expert systems and neural networks for manufacturing)
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Licenses & Certifications
Volunteer Experience
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Member, Housing Advisory Committee
National Foundation for Credit Counseling
- Present 4 years
Economic Empowerment
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Youth Program Director
Plano West Lacrosse Club
- 2 years
Children
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Technology Advisory Committee
City of Summit
- 4 years
Science and Technology
Publications
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Jurassic Park in Housing
The Financial Revolutionist
See publicationIt’s certainly trendy to describe the incumbents in the housing space as “dinosaurs,” but what if they are velociraptors?
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Blessed Are the Meek, for They Will Inherit Residential Housing
The Financial Revolutionist
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Millennial Mismatching in Housing Finance
The Financial Revolutionist
See publicationIn a new opinion piece for The FR, Chang takes aim at the US housing finance sector and asserts that underneath the surface of health, an aversion to mortgage product innovation is still in place. “Change will come,” says Chang. The question is, when?
Honors & Awards
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North American Consumer Banking "Citi Stars"
Citigroup
Selected as a top performer within the North American Consumer Banking organization within Citigroup.
Languages
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Mandarin Chinese
Native or bilingual proficiency
Recommendations received
6 people have recommended Marvin
Join now to viewMore activity by Marvin
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A couple of months ago I made a trip back to The Naval Academy, and I brought along my 11 year old son Henry. It was his first visit to Annapolis, we…
A couple of months ago I made a trip back to The Naval Academy, and I brought along my 11 year old son Henry. It was his first visit to Annapolis, we…
Liked by Marvin Chang
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🖋 🎉 In just 5 days since its launch, our petition calling for the government to open a standardized pathway for Permanent Residents to naturalize…
🖋 🎉 In just 5 days since its launch, our petition calling for the government to open a standardized pathway for Permanent Residents to naturalize…
Liked by Marvin Chang
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Regional Banks. The Q2 Bank Call Report data highlights ongoing challenges in CRE loan portfolios. With concerns about economic growth persisting…
Regional Banks. The Q2 Bank Call Report data highlights ongoing challenges in CRE loan portfolios. With concerns about economic growth persisting…
Liked by Marvin Chang
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Exciting Factory-Built Houising News for Detroit! And Chris Nicely proud to be associated with this effort. The Gilbert Family Foundation and the…
Exciting Factory-Built Houising News for Detroit! And Chris Nicely proud to be associated with this effort. The Gilbert Family Foundation and the…
Liked by Marvin Chang
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AI offers significant benefits to financial services, from personalization and speed to cost reduction. However, many companies are unsure how to…
AI offers significant benefits to financial services, from personalization and speed to cost reduction. However, many companies are unsure how to…
Liked by Marvin Chang
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I’m excited to announce that I’ll be moderating the panel on “Home Equity Demographics & What Are You Looking For In A Customer?” at the IMN HEI &…
I’m excited to announce that I’ll be moderating the panel on “Home Equity Demographics & What Are You Looking For In A Customer?” at the IMN HEI &…
Liked by Marvin Chang
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For many FIs, budgets will remain tight until loan volumes (and profits) increase. However, by leveraging technology - particularly specialized…
For many FIs, budgets will remain tight until loan volumes (and profits) increase. However, by leveraging technology - particularly specialized…
Liked by Marvin Chang
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Delighted today to have been at the change of command of Capt Janet Days and also her retirement after 37 years of service. My friend Capt Matt…
Delighted today to have been at the change of command of Capt Janet Days and also her retirement after 37 years of service. My friend Capt Matt…
Liked by Marvin Chang
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Fantastic to host our Rippling North America Sales team in San Francisco last week for our 2nd Half Sales Kickoff. As I reflect on the time…
Fantastic to host our Rippling North America Sales team in San Francisco last week for our 2nd Half Sales Kickoff. As I reflect on the time…
Liked by Marvin Chang
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Exhilarating week to be on the floor as a Texas delegate. Joy in the USA.
Exhilarating week to be on the floor as a Texas delegate. Joy in the USA.
Liked by Marvin Chang
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Sep 6th at 8:30 AM ET. That’s when Aug unemployment data will come out. The BLS revision shows that the market did not add as many jobs as previously…
Sep 6th at 8:30 AM ET. That’s when Aug unemployment data will come out. The BLS revision shows that the market did not add as many jobs as previously…
Liked by Marvin Chang
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