Eric Piscini

Now that everyone is getting comfortable with blockchain platforms, what’s next? Companies should look to standardize the technology, talent, and platforms that will drive future initiatives—and, after that, look to coordinate and integrate multiple blockchains working together across a value chain.

Blockchain is a technology that requires collaboration to be effective, which is why companies—both allies and competitors—have begun working together in consortia. But creating a successful blockchain consortium requires planning, investment, and commitment.​

Will ICOs or Token Sales really disrupt venture capital as a means to fund development? Are they a sign of an economic bubble, or is there something truly worth considering under the surface?

Despite a unanimous consensus about blockchain benefits, why haven’t we yet seen any use cases go live at scale? This publication provides the 20 questions that must be answered to move beyond proofs of concept.

Do your customers trust you? And do you trust them? The emerging trust economy depends on each transacting party’s reputation and digital identity—and that’s where blockchain comes in. The technology behind digital contracts transforms reputation into a useful, manageable attribute.

Customer loyalty programs are not realizing their full potential due to low client retention and redemption rates, time delays, and high costs. That’s where blockchain comes in.

Did you wear your bank today?
We are living in an era where the world is becoming increasingly digitized and interconnected across apps, devices, and platforms. This digital transformation is having a significant impact on the way consumers complete their everyday tasks and is paving the way for yet another global revolution—one where tasks can be done remotely instead of visiting a bank branch to take care of business.

Trust is foundational to business, yet maintaining trust—particularly throughout a global economy—is expensive, time-consuming, and, in many cases, inefficient. Could blockchain applications become part of the answer?

Can financial services, which deals mostly with the intangible, benefit from Internet of Things technology? Absolutely—and not only from more and better data about clients' physical assets. IoT applications aim to transform finance along with every other sector.

The mass adoption of real-time payment systems around the globe has contributed to an environment in which many consumers, merchants, and financial institutions expect to be able to pay friends and customers, settle bills, and transfer money at the drop of a hat. This new standard is driving change for traditional payment types—checks, credit, debit, prepaid, and the like—as consumers have generally come to expect faster settlement periods, notifications and consolidated reporting. Learn how… Show more

The mass adoption of real-time payment systems around the globe has contributed to an environment in which many consumers, merchants, and financial institutions expect to be able to pay friends and customers, settle bills, and transfer money at the drop of a hat. This new standard is driving change for traditional payment types—checks, credit, debit, prepaid, and the like—as consumers have generally come to expect faster settlement periods, notifications and consolidated reporting. Learn how real-time payment systems could completely affect the way consumers, merchants, and financial institutions transact and conduct business. Show less

Bitcoin, the most popular virtual currency in the market today, continues to draw significant buzz. The technology behind the currency is genuinely revolutionary. It is at the forefront of a new world for payment systems around the world. However, despite the excitement and hype surrounding its introduction to the marketplace, bitcoin suffers from some significant and legitimate drawbacks that may permanently limit its adoption in the mainstream economy. While some see potential for bitcoin to… Show more

Bitcoin, the most popular virtual currency in the market today, continues to draw significant buzz. The technology behind the currency is genuinely revolutionary. It is at the forefront of a new world for payment systems around the world. However, despite the excitement and hype surrounding its introduction to the marketplace, bitcoin suffers from some significant and legitimate drawbacks that may permanently limit its adoption in the mainstream economy. While some see potential for bitcoin to form the foundation for a robust and secure electronic fiat currency, adjustments will need to be made for the currency to gain widespread usage.
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Paying employees and externally sourced IT professionals in bitcoin may give CIOs a leg up in the war for tech talent.

The Bitcoin frenzy seems to have reached new heights lately, spurred by a growing user base, price volatility, and the rapidly evolving network of Bitcoin-related companies.1

Reports of big investments in "mining" equipment and the expanding ecosystem supporting the protocol remind us in many ways of a gold rush — an analogy made easier by Bitcoin's other similarities to the precious metal. It's hard to say whether this excitement is warranted, but it's equally hard to deny Bitcoin's… Show more

The Bitcoin frenzy seems to have reached new heights lately, spurred by a growing user base, price volatility, and the rapidly evolving network of Bitcoin-related companies.1

Reports of big investments in "mining" equipment and the expanding ecosystem supporting the protocol remind us in many ways of a gold rush — an analogy made easier by Bitcoin's other similarities to the precious metal. It's hard to say whether this excitement is warranted, but it's equally hard to deny Bitcoin's increasing relevance to businesses and the broader economy.

Bitcoin, along with other cryptocurrencies, may have implications not only for the technology industry, where much of the current action is concentrated, but also other industries from retail businesses to financial services. Show less

Cryptocurrency has been accepted among a growing community of individuals and businesses since 2009. As the ecosystem around it matures, adoption is growing among industries and geographies. Neither cryptocurrency nor fiat currencies (issued and regulated by sovereign nations) seem likely to disappear and that presents distinct challenges for companies operating in a global economy in which both types of currencies coexist. Learn why businesses should keep a close eye on the evolution of this… Show more

Cryptocurrency has been accepted among a growing community of individuals and businesses since 2009. As the ecosystem around it matures, adoption is growing among industries and geographies. Neither cryptocurrency nor fiat currencies (issued and regulated by sovereign nations) seem likely to disappear and that presents distinct challenges for companies operating in a global economy in which both types of currencies coexist. Learn why businesses should keep a close eye on the evolution of this regulatory environment and continue thinking about the complexities of cryptocurrency and fiat currency coexistence as it relates to their business. Show less

Mobile banking is on the cusp of transformation from a niche service for the technologically elite to a mass-market service demanded by all customer segments.

As banks develop their strategies for giving customers access to their accounts through cell phones and other mobile devices, they should also regard this emerging platform as a potential catalyst for generating operational efficiencies and as a vehicle for new revenue sources.

Chances are if you own a smartphone, then you may be able to access your bank account from anywhere, at any time. That’s a pretty big shift for an industry that coined the term “banking hours.” Mobile technology is changing how banks are selling and servicing their customers, as well as how they are improving employee effectiveness and efficiency.