Anna Paglia’s Post

Dive into the story of how a childhood routine of reading stock reports with my dad laid the foundation for a career in wealth management I never saw coming. It's a tale of unexpected paths, full-circle moments, and the enduring power of family bonds that shape our futures. Here’s more about me:

Am I too old to start investing? My X feed this morning was full of clips from Trumps rather niche interview at the National Association of Black Journalists in Chicago on Wednesday, where he debated the ethnicity of the Democratic nominee Kamala Harris. And many were debating whether a 78 year old was too old to be running for president. It reminded me of a question I get all the time from people in their 50s, 60's even 30's, which is 'am I told old to start investing?' The simple answer is NO, the best time to start investing was yesterday, the second best time is TODAY! Don't feel bad that you havent started yet, you weren't taught. Conventional wisdom in the UK was to go to school, get a job, pay off your mortgage and retire. We're taught that our money is 'safe' in a current account earning little interest, while the world around us gets more expensive. Our friends tell us that insurance on our life against illness or death is a waste of money, but that insurance on a depreciating asset like a car is great value for money. We're taught that the stock market is a scary and dangerous place. But this stops now, you're not too late (sorry 2015 Drake). Contribute anything you can and hurry up! You can't save your way to wealth, we've got to compound it! #letspumpthosenumbers #trumpVharris #investearly #investoften

My first son was born exactly ten years ago. What amazing timing: he arrived at the dawn of the most dominant American bull market in history. I started socking away a bit every month into a 529 college savings account, and with the S&P up 179% over the last decade, it’s a combination of good behavior and dumb luck that I’m now thinking about reducing my monthly contributions while shifting his investment objective away from capital growth, and towards preservation. But here’s the wrinkle: as an industry, we’re great at providing advice and tools on accumulating wealth, but less so at answering the question “How much is enough?” Answering this question would help clients feel more confident about their wealth, and more comfortable with deploying it across a broader range of objectives. Philanthropy--and just good old-fashioned consumption--would also benefit from some good answers here. “How much is enough?” Let me know who, how and where you’ve seen this question handled well.  

I’ve never had a problem making money. I made my first $110 when I was 10 years old making Cabbage Patch Kids clothes and selling them to my classmates )my mom had just taught me how to sew). My challenge from an early adulthood was KEEPING money. There was something in my mindset that was disallowing myself from holding on to the money I had earned and letting it accumulate. It wasn’t until years later that I understood that this feeling of unease that I had surrounding money came from generational and societal traumas. Over the years I’ve shifted my law practice into legacy and wealth planning, become a financial and investment advisor, gone on the start the area’s only Black woman-owned registered investment advisory firm, and become an Accredited Behavioral Finance Professional™ to understand our mental and behavioral relationships with money, particularly for women and marginalized communities. And I’ve created a one-on-one coaching program called WealthRoots Resonance™, that’s truly transformative, to help you address your own mental and psychological barriers to wealth attainment. This journey isn’t just about the numbers; it’s a deep dive into our relationship with money. We’ll explore the emotional and psychological factors that shape our financial decisions, from setting solid foundations to mastering spending behavior. Each week is a step closer to aligning your financial choices with your deepest values and aspirations. If you’re ready to break free from the invisible barriers holding back your financial potential, I’m here for you with WealthRoots Resonance™. Let’s chat, no strings attached, about how reshaping our thoughts can resonate with the wealth we aim to build. Reach out, and let’s start this empowering journey together. See what’s in store and learn more at https://lnkd.in/gGSTRn2b. Pictured here is little me thinking about battling systemic oppression, not knowing it began within 💁🏾♀️ #WealthRootsResonance #FinancialEmpowermentJourney #MindfulWealthBuilding #BreakingMoneyBarriers #TSharpLegacyAndWealthCounsel

🌟Observations from Home: The Unique Financial DNA of My Young Boys As a wealth advisor, I've spent years studying market trends, investment strategies, financial planning, and behavioral psychology. My two young boys, despite sharing the same gene pool, couldn't be more different when it comes to their behaviors. It's fascinating to witness firsthand how their distinct personalities shape their approach to money matters. Meet Axel: The Little Analyst 📊 At just four years old, Axel already has a knack for numbers. Whether he's carefully counting his toy cars or deciding how to spend his pocket money, he approaches every decision with a methodical mindset. His thoughtful nature reminds us of the importance of thorough research and analysis in wealth planning. It's never too early to learn the value of informed decision-making! Enter Ronan: The Mini Maverick 🚀 Ronan, my fearless two-year-old, is always ready for a new adventure. He's the first to jump into a game or explore a new playground without hesitation. While his spontaneity can lead to unexpected outcomes, it also teaches us the value of embracing opportunities and taking calculated and measured risks. Sometimes, the biggest rewards come from stepping outside our comfort zones! Watching my boys navigate their own little worlds reminds us that there's no one-size-fits-all approach to wealth management. Whether you're a young analyst like Axel or an adventurous spirit like Ronan, we're here to guide you on your wealth journey, one step at a time. #Oceanfrontwealth #FinancialDNA # Financial planning #Family

Of Rabbits and Financial Markets... Working from home has many joys, not least a sudden announcement from my youngest child that our three pet rabbits are once again attempting to tunnel their way out of their cage in the garden. They haven't yet managed to finish a tunnel or discovered the awaiting predators and other dangers of the wild, but nor have they been entirely deterred by my various efforts to stymie their digging (stones, compaction, bricks, wooden planks). I suppose it is the nature of a rabbit to want to dig, even if they're not quite sure where to. 🐰 What does all of this have to do with my profession, other than being a breath of outdoor air away from the desk? 😄 Just as it is the nature of a rabbit to dig, so capitalism spurs companies, and their employees, to keep finding new ways to get better, to innovate, to make things more cost effective. Progress is not without hiccups, or sometimes even setbacks, but as an investor in a broadly diversified portfolio, you are recognising the impetus to grow, compete and get better that is arguably innate in human development, [even if some political and economic systems can try very hard to kill this impetus]. The combination of capitalism and pluralist democracy is hardly perfect, but it's led to astonishing improvements in human lifespan and quality of life over the past decades and centuries. For investors, the key is to work with a trusted adviser to help and guide you around and over the bumps in the road and to plot the course to your long-term vision for your financial future. 🌍

I recently read a surprising statistic in the The Wall Street Journal: Even though Lebron James has averaged 27 points 🏀, 7 assists, and 7 rebounds 🗑 in his long, illustrious career (not trying to start an argument whether or not he's the GOAT 🐐), he has never actually posted a 27-7-7 stat line in his 21 season and more than 1,760 games. That's mind blowing 😲. It's such an achievable target, yet not once. Kinda reminds me of how even though the S&P 500 has averaged a roughly 10% return since 1926, in only 6 out of those 98 years has it come close to actually having a 10% return. I think people get hung up on the +42%, -17% , +28, -35% - type returns that they forget to see the forest for the trees 🌲 (whatever that means). ----------------------- Namaste 🙏🏼 ! I'm a flat-fee, fee-only Financial Life Planner who loves helping individuals and families invest their money in meaningful experiences. If you'd like to know more, please visit our website. We'd love to connect with you. **This content is not intended to be investment advice and is only for educational purposes.**

FinkSpeak Watch: An occasional Effort keeping Wall Street Morally to Account as A Good Way to Promote workable, enlightened conservatism Try this Larry (Fink) BlackRock, " King of Wall Street" in regards to your pronouncements on your weird idea returning to morality . There is little moral equivalent to the horrible impact of Wall Street greed. Firstly, that led to the first Great economic Depression. One that exacerbated facisim in Europe and we know the full consequence of that on the millions of innocent persecuted Jews and many others. A fallout that led to mass immigration pressures to Palestine that led in turn to the displacement of Palestinians many stripped of land and their own homeland. This clearly has not made for peace for Israel especially without proper compensation more argue for.Then Larry how about the 2008 Wall Street centered and initiated Great Recession from so much unregulated greed that caused further political polarization at both home and abroad. If there is a need for a better morality, start by looking at yourself in the mirror including your board of directors. Start looking at your support by omission or commission of disastrous liberal interventionism partly to support excessive spread if hyper, distorted US capitalism and elite power and over push of cultural warped neo-imperialism that adds to social degeneracy like the opioid crisis. What planet are you US elites on with some exceptions? . This is not to saysome good has come out of Wall Street and BlackRock at times. But a little humility about Wall Street and America's contribution to global moral breakdown and excess influence might be in order. .

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What Is Your Financial Future??? If it’s all about YOU, you’re doing it wrong… My Financing Future is… B U I L D I N G B L A C K W E A L T H Ever since I stated as a young Investment Adviser with Morgan Stanley, my intention was to educate and assimilate my community to Financial Literacy. Crating first time investors and first time homeowners and first time business owners. Does this mean that I don’t do business with anyone else? Absolutely not But I am intentional about diverse representation in all spaces, especially in business. And that is doubly true for Real Estate. For far too long, communities like to ones I grew up in, have not been a haven for information and available resources. Now in the Podcast era, we can self educate and commingle ago at our peers, practice group economics and scale. Or as I call it…Win With Your Friends! As the saying goes, don’t just talk about it, BE ABOUT IT This is me being about it… About Networking… About Empowerment… About Culture… About Commitment… About Legacy… Spoiler Alert: If you are following this page, you WILL learn something. Yes, the images and videos will look nice because I’m a fly guy (😎) but my goal is to inspire you to BUY, BUILD & INVEST… In Real Estate… In Business… In Each Other… That’s what my Financial Future looks like… It yours aligns with mines, let’s work together 👍🏾💪🏾🤝 A round of applause to the entire team at the Advancing Black Wealth Tour with, especially the incomparable Shekeria Brown for an amazing #ArtBasel experience 👏🏾👏🏾👏🏾 #FinacialLiteracy #FinancialFreedom #HomeOwnership #LegacyBuilding #AdvancingBlackWealth