Biz2Credit’s Post

Private credit lenders are flocking to sector-specific strategies to a greater degree than traditional banks. In our Private Credit Survey, we compare the direct lending market to the bank lending market by aligning our questions to the Fed’s SLOOS report. We asked private credit lenders how they are evaluating opportunities in an increasingly cautious market, and they reported a strong focus on a sector-specific approach. Configure has successfully arranged credit facilities across sectors, regardless of private credit enthusiasm. We are proud to offer our services and leverage our experience to provide the best result for our clients. We invite you to view Configure’s insights into private credit lending from our survey below. #privatecredit #investmentbanking

Breaking news just in! The Reserve Bank has kept the interest rate unchanged and maintain it's prime lending rate (ZAREPO=ECI) at an unchanged rate of 11.75% announced earlier today. ZAFIN, here to help guide you through your home or business financial loan opportunities. #ZAFIN #BreakingNews #ReserveBankNews #HomeLoanSolutions

Floating rate investments have become a more attractive product in the current rate environment, and floating rate CLO debt as well as the underlying collateral consisting of broadly syndicated loans are both currently in demand. However, this strong bid from CLO issuance has contributed to an elevated bank loan price environment, increasing the difficulty of finding relative value in the current market. Read more from our collateralized loan obligations portfolio management team in our recent Quarterly Insights, Chris Kappas, Daniel Green, and Michael Sterne, https://bit.ly/4fpFPpZ

"Lending appetite" typically refers to a financial institution's willingness or eagerness to provide loans or credit to borrowers. It reflects the institution's risk tolerance, financial health, and overall strategy in lending money. If a bank or lender has a strong lending appetite, it means they are actively seeking opportunities to extend credit to individuals, businesses, or other entities. If a financial institution has a limited or conservative lending appetite, it suggests that they may be more cautious in approving loans and may have stricter criteria for borrowers. Lending appetite can be influenced by various factors, including economic conditions, the regulatory environment, and the institution's assessment of credit risk. Take advantage of our increased lending appetite now by getting in touch with us! 📞 020 8145 6347⁣⁣⁣ 🌐 https://lnkd.in/e_98YxhR⁣⁣⁣ #businessfinance #fairmontconsulting #business #financing #lendingappetite

Discover the unexpected turn for Signature Bank as shares tumble post-earnings, reflecting rising loan losses and economic downturn impacts. Follow Signature Bank for more updates. #bankingindustry #money #finance #fintech https://lnkd.in/etqMCg6J

Join Bank Advisors this Thursday, March 7th, as we discuss your options for C&I, Working Capital, and Asset-Based loan diligence. This webinar is designed for Chief Credit Officers, Credit Analysts, and Commercial Lenders. 🗓️ Thursday, March 7th ⏰ 2:30 - 3:00 pm CST 👉 https://lnkd.in/ez28JMup To learn more about Bank Advisors, please visit BankAdvisorsLtd.com this week. #Webinar #Banking #CommercialLending #BankAdvisors #Bankers #Banks #AssetBasedLending

10𝐱 𝐡𝐢𝐠𝐡𝐞𝐫 𝐥𝐨𝐚𝐧 𝐫𝐞𝐯𝐞𝐧𝐮𝐞𝐬 not compelling enough? Read to the end to discover the 6 𝐦𝐨𝐬𝐭 𝐜𝐨𝐦𝐩𝐞𝐥𝐥𝐢𝐧𝐠 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 𝐟𝐨𝐫 𝐛𝐚𝐧𝐤𝐬 𝐚𝐧𝐝 𝐥𝐞𝐧𝐝𝐞𝐫𝐬 to bring an embedded lending offering to market. 👇 Then let's talk 👉 https://lnkd.in/dFD6hgfp

As capital requirements continue to rise for commercial banks, new loan originations/renewals will be further scrutinized based on relationship profitability over the near term. All loans aren’t necessarily “bad” insofar as borrowers can absorb higher credit spreads and bankers can complement lending relationships with ancillary fee-based products. It should be interesting to see how this environment affects syndicated loan agreements as the economics of shared credit facilities may not be sufficient enough for certain institutions to remain in their deals.

𝗟𝗔𝗦𝗧 𝗧𝗢𝗣 𝗣𝗜𝗖𝗞𝗦 𝗥𝗘𝗦𝗨𝗟𝗧𝗦! Half of the respondents said that repayment history is the most crucial factor when banks evaluate loan applications. Start improving your credit history to be eligible for loans with lower interest rates. Get a copy of your CIC Credit Report today. Know how here: https://lnkd.in/gmBqb49e #D2CCreditCheck #EasyCreditReport with #D2CAccess

The higher interest rate environment has benefited conservative direct lending strategies, with all-in yields surpassing 11% for senior secured middle market loans. If and when interest rates go down, what factors might mitigate the return impact? ✓ An outperforming economy ✓ Relatively strong portfolio company earnings growth ✓ Lending to favorable industry sectors Randy Schwimmer, Vice Chairman & Co-Head of Senior Lending, spoke with Tom Stabile about how these factors can create "cushions" and contribute to well-positioned portfolios for experienced managers.    ► Read the full piece in FundFire here:   https://lnkd.in/evmEMk8p