Capstone’s Post

Do you know that nearly 6 in 10 job postings now advertise at least one employer-provided benefit? This trend, driven by post-pandemic labor market tightness, is reshaping how companies attract talent. 🌟 Discover why all job sectors are highlighting benefits more than ever and how strategic benefit advertising can make your job postings stand out. You can level up your recruiting game. Read the article below to dive deeper! https://zurl.co/tOXH #employeebenefits #recruiting #recruitingstrategies #benefits

Start small, dream big! Did you know that even modest contributions to your retirement plan can grow significantly over time? Our expert advisors can help you and your team make the most of every dollar saved. #retirementsavings #retirementplanning #investing #retirement

💰 The average 401(k) savings rate has hit historic levels, with 2023 maintaining an 11.7% combined rate and early 2024 reaching a record 14.2%. Take a look at how automatic enrollment and higher default rates are driving this trend. 🚀 If you’re ready to boost your savings strategy, connect with our retirement team at Capstone. Read the article in full below. #RetirementPlanning #401k #FinancialWellness #WealthManagement https://zurl.co/4fw1

Small businesses can shine with standout benefits! ✨ These five strategies are great options for expanding your benefits offer without carrying heavy additional costs. 👉 Offer Flexible Work Arrangements: Allow remote work or flexible hours to increase job satisfaction without extra costs. 👉 Promote Wellness Programs: Implement low-cost wellness initiatives like fitness challenges or mental health resources. 👉 Leverage Employee Discounts: Partner with local businesses to provide employee discounts on goods and services. 👉 Implement a Retirement Savings Plan: Offer a simple and affordable retirement plan like a SEP IRA or 401(k) with employer matching. 👉Provide Professional Development: Support employee growth with access to online courses or in-house training sessions. #employeebenefits #corporatebenefits #benefitsadvisors #smallbusiness

Stress affects everyone, with financial stress being the top concern for employees. It impacts morale, and one in five employees admits that financial worries affect their productivity. Additionally, financially stressed employees are nine times more likely to have troubled relationships with coworkers and are twice as likely to be job hunting. Implementing a tailored financial wellness program can alleviate these issues, fostering a stronger, more loyal team with the added benefit of preserving resources. #employeewellness #financialhealth #hrmanagement #financialwellness

Employee retention hinges on more than just offering attractive benefits packages; it's about ensuring employees understand and appreciate these benefits. 🤝 Educating employees on their benefits can dramatically enhance their satisfaction and loyalty, which is crucial for maintaining a competitive edge. The key lies in balancing cost and desirability by customizing benefits to meet employees' specific needs. 🔑 From flexible working arrangements to wellness programs, these tailored perks significantly impact employee satisfaction and retention. Effective communication and ongoing benefits education are essential, turning a good benefits package into a powerful retention tool. #coporatebenefits #employeebenefits #retention #hiringstrategies

Retirement investing is on the rise! 📈 According to Schwab's latest 2024 401(k) Participant Survey, 43% of workers now feel "very likely" to achieve their retirement savings goals—up from 37% last year! With market anxiety easing, employees are more engaged with their 401(k) investments and seeking professional financial advice. This increased confidence and demand for advisors highlight an opportunity for financial professionals to guide workers toward a secure retirement. Are you ready to meet this growing need? Reach out to our team with your retirement questions! Source: https://zurl.co/p2tQ #retirement #retirementinvesting #employeebenefits #saveforretirement

Please join The Verity Group, L.L.C. and Capstone as we review the intricacies of the new DC Pay Transparency Law on August 14th at 10:00. Maureen Menjivar Krysta James Richard Banziger Christopher Muha

The right retirement age for you might not be right for everyone. That’s why it is critical to evaluate your retirement goals and monitor your investments consistently. If you are looking ahead to retirement, here are six things to help you determine if the time is right. 👉 Assess your financial health 👉 Estimate future expenses 👉 Evaluate your health and lifestyle 👉 Define your retirement goals 👉 Seek professional advice 👉 Test the waters with part-time work Phasing into retirement is often one of the most successful ways to happily transition to this new phase of your life. As you assess your readiness, you can set a specific timeline for what the future holds. #retirementplanning #retirement #retirementadvisors #retirementgoals

Did you know that 46% of employees say student loans hinder their ability to save for retirement? With the Secure 2.0 Act, employers can now help by matching student loan payments with retirement contributions. 🔹 Boost Retention & Satisfaction: Programs like Abbott’s Freedom 2 Save show how innovative solutions can support employees and attract top talent. 🔹 Easy Implementation: Plan, communicate, and provide personalized support to maximize engagement. Discover how one company developed a plan that empowered employees to meet both financial goals. https://zurl.co/UJNI