City of Lincoln – Lincoln, Nebraska’s Post

Come help run our Health Insurance Affordability Enterprise program, helping Coloradans afford their health coverage and reporting to Laura Mortimer!

🚨Shout out to all my Claims Adjusters🚨 🚗 Ever wondered why Insurance Claims Adjusters are indispensable? Let's unveil their crucial role: 🔍 Who are Claims Adjusters? They're the unsung heroes when accidents happen. Working with insurance companies, they assess damages—doing the on-site work and navigating the legal intricacies. Your claims, their expertise. 💼 Importance of their Role: Adjusters bridge the gap between victims and insurance companies. They meticulously study insurance policies, visit sites, gather evidence, and ensure a fair assessment. Their goal? Proving proof of loss for accurate compensation. 🤝 Relationship with Insurers and Filers: Adjusters play the middle ground, working closely with both parties. For victims, they're the empathetic ears, collecting accurate info and assessing accidents thoroughly. They're the link between you and the compensation you deserve. 💡 The Bottom Line: In the complex world of insurance claims, adjusters are the linchpin. If you're a claims adjuster looking for a new opportunity, MESSAGE ME‼️ #Insurance #ClaimsAdjusters #ExpertInsights #Recruitment #FBNRecruitment

Discover the top five things to know before securing insurance coverage: ☑️ Assess Your Needs: Gain a clear understanding of your specific insurance needs. 🤔 ☑️ Explore Diverse Insurance Options: Research various insurance policies to find the one that suits you best. 🧐 ☑️ Evaluate the Insurer's Standing: Check the reputation and credibility of the insurance provider. 👍 ☑️ Provide Accurate Information: Ensure honesty and accuracy when furnishing details for your insurance application. 📊 ☑️ Regularly Review and Update Policies: Stay proactive by revisiting and adjusting your insurance policies as needed. 🔄 Looking to hire outstanding individuals in the insurance industry? I’m only an email away. https://lnkd.in/eb8GE_y3 #InsuranceTips #CoverageConsiderations #InsuranceIndustry #Recruiter #RecruitingForGrowth

Discover the top five things to know before securing insurance coverage: ☑️ Assess Your Needs: Gain a clear understanding of your specific insurance needs. 🤔 ☑️ Explore Diverse Insurance Options: Research various insurance policies to find the one that suits you best. 🧐 ☑️ Evaluate the Insurer's Standing: Check the reputation and credibility of the insurance provider. 👍 ☑️ Provide Accurate Information: Ensure honesty and accuracy when furnishing details for your insurance application. 📊 ☑️ Regularly Review and Update Policies: Stay proactive by revisiting and adjusting your insurance policies as needed. 🔄 Looking to hire outstanding individuals in the insurance industry? I’m only an email away. https://lnkd.in/e5Cu9y6h #InsuranceTips #CoverageConsiderations #InsuranceIndustry #Recruiter #RecruitingForGrowth

Such a rewarding career.

While on the treadmill this morning TikToking (yes, this old guy Tik-Toks), a TikTok appeared showing a public adjuster telling people how they could make money doing “virtual adjusting from home”. Obviously I watched it. Wow.  No wonder Texas has gone from 77 public adjusters in 2004 to almost 1800 today. The TikTok video boasted that people could make $250k a year sitting at home and doing everything virtually. People were encouraged to go to https://lnkd.in/gceimd8e to learn more.  And sure enough, that’s what the website says… ~~~ Can Be Totally Virtual Our entry level claim reps get a lot of support so they can earn while they learn. We give each rep an experienced field adjuster to do the estimating and negotiating to settle the claim. ~~~ Yes, you read that right.  The Insurance Claim College will teach you to become a public adjuster that virtually signs up clients and then allow others to do the “estimating and negotiating to settle the claim”. Hmmmmm. So the public adjuster delegates negotiation of their claims to someone else. I don’t think that’s legal in Texas. But wait! It gets even better: ~~~ Mentor as many new adjusters as you want. Earn about $250 in profit share each time a licensed adjuster you mentored helps a homeowner. You can build an empire of home insurance fiduciaries.               -10 claims per month from adjusters you mentored is an additional $30k a year in passive income.              -Claims written by adjusters you mentored count toward your volume bonus numbers and profit share. ~~~ Hmmmmmm. Profit share? So the public adjuster handling a claim shares their commission with someone not involved in the claim. I don’t think that’s legal in Texas either. But, in their defense, buried in the fine print it does say… “Special considerations in TX [and some other states].” Get-rich-quick multi-level marketing schemes like this have no business in the public adjusting PROFESSION. We had a great discussion at the First Party Claims Conference about raising the bar in the public adjusting PROESSION. I hope we can continue that dialogue.

Hello everyone, Great! What's the opportunity? Let's hear the details. To recruit people interested in becoming life insurance agents and earning a passive income, you'll want to highlight the benefits and opportunities associated with the role. Here are some strategies to attract potential candidates. Highlight the training and support programs available to new agents, and help them succeed in their roles and generate passive income.

Did you know that a public adjuster works for you, not the insurance company? Our goal is to represent your interests and ensure you get the best possible settlement. If you’re dealing with property damage or any insurance claim, don’t navigate it alone. Here are three reasons why hiring a public adjuster can benefit you: • 1) Expertise in Insurance Claims: Public adjusters understand insurance policies, interpret terms accurately, and gather essential documentation to maximize your claim. • 2) Advocacy and Negotiation Skills: They act as your advocate, leveraging negotiation expertise to ensure fair compensation and protect your rights. • 3) Time and Stress Relief: Hiring a public adjuster allows you to focus on personal matters while they manage every aspect of your claim, from start to settlement. #PublicAdjuster #InsuranceTips #ClientAdvocacy

Insurance disputes often come from a simple, solvable industry problem: despite spending every day applying a set of facts to a lengthy, complicated contract (or, as many of us would call that, "practicing law"), most insurance claims adjusters have no legal training or certifications. Claims adjusters, moreover, are not trained to review how their company's policy language has been applied by courts in potentially relevant states. Nor are adjusters trained to look at the relevant state rules for interpreting insurance policy language. The result: insurers often take outlandish, unsupportable views of their policies that conflict with applicable law. This leads to coverage disputes and delays just as the insurer's customer is in its moment of greatest need. How do we fix this? On the business side: - Never accept a denial at face value. - Always check the policy language against applicable law. - Get outside help when needed. - Be ready and willing to quickly, affirmatively engage with your carrier about their position should a legal search (or basic common sense) reveal a mistake. On the insurer side: - Improve adjuster hiring standards. Many more technical coverage lines (D&O, E&O, Cyber) already do this. - If your company insists on hiring non-lawyers to be claims adjusters, give them the resources to apply the policy correctly the first time. - Get outside help, but understand that the job of an adjuster is to look FOR coverage, and not for reasons to deny. #insurance #insuranceclaims #insurancecoverage #riskmanagement