Clear Mountain Bank’s Post

Tree Buckingham of Mountain Ridge Capital shares her unique insights in this exclusive article from ABL Advisor: The Cross-Axial Revolution: Transforming Non-Bank Lenders into Industry Titans -- In this article Tree discusses how cross-axial colleagues operate at the intersection of various departments, integrating disparate functions into cohesive strategies. Their multidisciplinary expertise allows them to bridge gaps between teams, blending operational acumen with deep knowledge of credit dynamics and hybrid asset-based lending products. Read the full article: https://lnkd.in/dzPRW5CB #operations #assetbasedlending #lending #commercialfinance #corporatefinance #privatedebt #privatecredit #privateequity #nonbanklenders #banks #banking #finance

If you (1) need financing for, say, #commercialrealestatedevelopment and (2) you want to do business with a lender that wants to make transactions work, call Carter Bank & Trust and Todd Baker. Disappointed, you will not be (thanks, Yoda). #realestatedevelopment #CRE #realestate #commercialrealestate #capitalmarkets #RaleighNC #RaleighRealEstate #NorthCarolina #NorthCarolinaRealEstate #TriangleRealEstate

In the ever-evolving landscape of finance, the question of whether lenders should be required to serve all industries, regardless of their expertise, is becoming increasingly relevant. Randell Leach, CEO at Beneficial State Bank, puts it succinctly: "Requiring all banks to lend to all industries — no matter their model, expertise, or customer base — doesn’t make business sense. Corporate lending is complex and nuanced. A bank that specializes in residential lending can’t apply that same expertise to financing tar sands refinement." #TLG #TheLoringGroup #CorporateLending #BankingExpertise #FinancialStability #EconomicGrowth #SpecializedBanking #RiskManagement #BankingRegulations #LendingStrategies #FinancialSystem #BankingSector #EconomicPolicy #RandellLeach #BeneficialStateBank #IndustryExpertise Read the full blog on our website: https://lnkd.in/dxPcuVtg

When you set out to innovate and grow in the credit union industry, and particularly in the challenging digital small-dollar loan space, it requires a deep passion and focus on the mission as well as a shared vision of success across a lot of individuals. So, when you achieve a new milestone, you get that “mission accomplished” sense of pride and gratitude knowing you are living out “people helping people” and making the credit union industry a beacon for members to get the help they need. #OnMission #Growth #Teamwork https://hubs.la/Q029v5B00

Ready to redefine your credit union’s lending strategy? Discover how Credit Union Acceptance Company played a pivotal role in First Federal Credit Union transformational journey. Then, give as a call to explore how our indirect lending program can help your credit union drive efficiency, foster growth, and enhance member satisfaction. #indirectlendingtransformation #indirectlendingforcreditunions #indirectlending #indirectautolending https://lnkd.in/gx7CKpce

Check out this excellent article from the Colorado Bankers Association featuring Don Tomoi. #communitybanker Don Tomoi Bank of Colorado Pinnacle Bank Colorado Bankers Association

Credit Unions Poised for Growth in Commercial Services! A recent CUToday article highlights the growing opportunity for credit unions to expand their commercial services. Businesses are increasingly seeking the personalized, relationship-driven banking experiences that credit unions uniquely offer. Analysts even predict a strong shift from traditional banks to credit unions in this sector! Tru Treasury empowers credit unions to thrive in this evolving landscape. We provide the tools and expertise you need, from tailored deposit products to advanced cash management solutions. Read the full CU Today article to learn more! #CreditUnions #CommercialServices #BankingInnovation #TruTreasury

In August 2020, I spoke with several nonbank asset-based lenders for an article examining COVID-19 pandemic trends in asset-based lending. At the time, many were anticipating increased deal activity in the ABL industry, with the pandemic expected to reinforce lending and credit fundamentals and disciplines. Read more: https://lnkd.in/eX5s2Fj2 Derrick W. | Eagle Pointe Capital Ronnie Bloom | FGI Robina Peanh | FGI #abfj #topstories #digitaledition #finance #assetbasedlending

Attention credit officers in regional banks! Navigating the complexities of high interest rates and a sluggish economy can be daunting. It's crucial to stay ahead of loan risks and defaults. Take charge of your strategy by prioritizing loan compliance and ensuring audit readiness. Streamline the process with efficient financial and covenant document gathering using BankStride platform. Let's conquer challenges together! https://lnkd.in/gxJSfqfQ 💼🚀 #CreditOfficers #LoanCompliance #FinancialManagement #AuditReadiness #banking hashtag #banks hashtag #commercialbanking hashtag #commercialbanks hashtag #commercialloans hashtag #loanmonitoring hashtag #loancovenants hashtag #fintech hashtag #communitybanks FileStride American Bankers Association Texas Bankers Association California Bankers Association Illinois Bankers Association Georgia Bankers Association ICBA North Carolina Bankers Association Florida Bankers Association Alabama Bankers Association Tennessee Bankers Association Alabama Bankers Association FinTech Atlanta

Today's AFR reports that Macquarie Bank is planning a full frontal assault on the monopoly which the Big Four have over business banking by threatening to use its advanced home lending technology to steal business customers. In a sanguine response, CBA, which owns a whopping 26% of business banking, says it won't budge from its current focus on transactional banking in high-deposit sectors. It will also focus on agricultural lending promising not to close any rural branches until the end of 2026. Macquarie has no branches. Let the battle begin! https://lnkd.in/gcKZ-Fu7