EasyEquities’ Post

Exciting times ahead for retail investors! ✨ The emergence of fractional bonds is redefining the investment landscape, offering unparalleled access to major bond markets like the US and EU, making high-value bonds accessible in bite-size pieces. Fractionalisation is more than financial strategy. It's a move towards an inclusive, innovation-driven market. Retail banks, brokerage firms and disruptive players are now poised to transform the narrative of retail finance, breaking down barriers that once favored the privileged. With our investing platform technology and our network of trusted brokerage partnerships, businesses can empower their clients with access to fractional shares and fractional bonds available for key instruments across major markets. Learn more in our latest blog: Small Investments, Big Impact: Fractional Bonds as a Tool for Financial Inclusion 👇 #FinancialInnovation #RetailInvesting #FractionalBonds #InvestingPlatform

Fractional shares are popular. Easily marketable and "sexier" for retail investors, they are now more accessible than ever, thanks to disruptive players like Revolut and N26, and that's a great thing. But if companies truly want to empower investors to build a diversified portfolio with small capital, it seems they're missing a piece of the puzzle. Bonds, although more "boring" in their potential for massive returns, can provide more predictable income and enable new opportunities for risk-averse investors or for those looking to hedge against the volatility of the stock market. The tech stack for fractionalisation of bonds is here and it deserves it's place in the spotlight, the same way bonds deserve their place in a diversified retail portfolio, regardless of its size. #APIfirst #intestingtechnology

Interest in #privatecredit is booming. The market is expected to grow from $1.7 trillion to $2.8 trillion by 2028 according to Preqin, and retail investors will be a key driver of that expected growth. With double-digit yields, low default rates and low volatility, private credit offers retail investors a compelling opportunity to diversify their portfolios. To increase adoption among retail investors, we need two things – 1) more accessible products and 2) continuous education for #RIAs on the benefits and risks. The first is well underway. Managers are investing heavily in building accessible products for the #wealth channel with more accommodating fund structures that offer lower minimums and flexible liquidity features, avoid capital calls and issue 1099s. As fund opportunities for the private wealth channel grow, education for RIAs will be critical to properly empowering advisors to help their clients to capitalize on these new opportunities. Every day, my team at Churchill Asset Management has conversations with interested advisors where we discuss expected defaults and losses, the impact of competition on spreads and yields, key differentiators between private credit segments, liquidity flexibility and more. I’m grateful to play a small part in democratizing access to private credit. Many thanks to InvestmentNews for allowing me to share my insights on this exciting trend. Read more about this opportunity in my Q&A below. https://lnkd.in/gBd-_Uge

As Senior Investment Strategist Alona Gornick shares, “The benefits of private credit shine brighter in uncertain times.” Read Alona’s Q&A with InvestmentNews below to learn why interest in the asset class is growing among retail investors and why we believe demystifying private credit is key to increasing adoption in the private wealth channel. 

Ravishankar Poonjolai, writing for FinExtra, discusses alternative investments for retail investors this 2024. Aside from traditional options like stocks and bonds, he explores various alternative investment opportunities and their appeal to retail investors, shedding light on wealth management's evolving landscape. Moreover, he discusses liquidity concerns and the need to understand each asset class in depth. Read his full post here: https://bit.ly/3TYsc9k #AlternativeInvestments #AlternativeAssets

Are private assets going mainstream? Private assets are starting to break free from their institutional investor roots. While high minimum investments still pose a challenge for retail investors, the demand is growing. Private assets in Pan-European, Retail and Institutional are seeing a greater increase than decrease in investors allocations resulting in net increases of: • Pan-European – 24% • Retail – 27% • Institutional – 19% Research in Finance have filled this article with insightful information and stats. Read more here 👉 http://spr.ly/6041cm0oJ #privateassets #privatewealth #privatemarkets #investment #assetallocation

"We have a different thought process when looking at portfolio allocation. Instead of focusing on sectors, we believe a long-term equity investor’s portfolio should consist of constituents that benefit from the 'megatrends' occurring in technology, regulation, economics, nature, demography, and social spheres," says Nimesh Chandan, our Chief Investment Officer. Explore his insights on the tech industry, power utilities, and the post-election private capex scenario in this interview published by moneycontrol.com. Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. https://lnkd.in/drUufxwm

Retail and high-net-worth (HNW) investors looking to place their money in alternatives might be “one of the biggest re-allocations in finance” in the coming years. https://lnkd.in/gPKeTTcq.

🌍 The Rising Tide of Alternative Investments 🌍 The financial landscape is witnessing a remarkable surge in alternative investments. From private equity to real estate, the appeal of these non-traditional assets is growing, especially among high-net-worth and institutional investors. At the recent Cross-Border Distribution Conference, experts highlighted the strategic importance of alternatives in today's diversified portfolios, emphasizing enhanced transparency, better risk management, and a maturing asset class. 🔍 As investors seek to stabilize their portfolios against geopolitical risks, the value of real assets and alternatives has never been clearer. Yet, as we embrace these opportunities, the educational gap for retail investors remains significant. 🚀 What are your thoughts on the evolving role of alternatives in asset allocation? How do we bridge the knowledge gap to make these investments more accessible to all? #AlternativeInvestments #AssetManagement #FinancialEducation #InvestmentTrends

#PersonalFinance | When retail investors toy with an idea of investing into a mutual fund, there are a number of factors which influence their decision making. From the reputation of the fund house to macro-economic factors, and category of scheme – are some of these key factors. However, a key consideration which is, arguably, one of the most important is historical returns given by the scheme. Here we examine the past one year returns of flexi cap #mutualfunds which are top-performing and have given exemplary returns in the past 12 months.