Endowus’ Post

Streamlining investment menus and incorporating lifetime income options can enhance retirement plans, but it's crucial to find the right balance. A good read highlighting key trends and insights in optimizing plan design. #RetirementPlanning #InvestmentStrategy

Streamlining investment menus in retirement plans has become popular among plan sponsors to avoid overwhelming participants. Rather than reducing options, it may be good to consider offering a more intelligent selection that allows for diversified portfolios. #retirementplan #plansponsor #401kplan #retirecomfortably

A common issue that comes up a lot in our SMSF audits is discrepancies in investment strategies. It’s not just about compliance; an investment strategy is crucial for ensuring your retirement goals are on track. Regular reviews are essential, especially after significant events such as buying or selling assets or changes in membership. Learn about the 'templated' approach we've developed in our audits, which saves our clients a lot of time and hassle. Read our latest article on how to stay audit-ready with your SMSF investment strategy. #SMSF #InvestmentStrategy #SuperfundAudit #RetirementPlanning #ATOCompliance

How many of you #institutionalinvestors out there, are partnering with a #consultant or #OCIO today? According to Coalition Greenwich (a division of CRISIL) those percentages are pretty high. Many are using services to identify new or existing managers as well as monitoring fees. More insight from Pensions & Investments with highlights on some of the top consultants like Angeles Investments, Mariner, Segal Marco Advisors and more. Are you a consultant or #OCIO to some of the largest allocators out in the market? Have you taken a look at our #OCIO report through Alternatives Watch. Download the latest insights today at vidrio(dot)com/outlook-ocios-transparency-challenges-innovation. Investment consultants increasingly influence U.S. institutional investors – Coalition Greenwich https://hubs.li/Q02tZF_X0

ETF vs. Investment Trust: What's the Difference? I am a dedicated Fiduciary Tax and Retirement Planner with extensive experience in helping clients plan for their financial futures. I specialize in creating personalized, comprehensive retirement plans tailored to meet individual needs and goals. I am committed to acting in the best interests of my clients, providing unbiased advice, and ensuring their assets are managed effectively. As a fiduciary, I am bound by law to act in the best interests of my clients. This means I am accountable for ensuring your retirement funds are invested wisely, managed efficiently, and taxed appropriately. Whether you're just starting to think about retirement or already there, I can help you navigate through the complexities of tax laws, investment options, and retirement strategies. My aim is to help you understand your financial situation and make informed decisions that will benefit your financial health in the long run. If you're looking for a dedicated, trustworthy advisor to guide you through your retirement planning process, feel free to connect with me. Let's plan for a secure and comfortable retirement together. #Fiduciary #TaxPlanning #RetirementPlanning #FinancialAdvisor#law #assets #advice #goal #future #goals #client #futures #planner #experience #clients #retirement #retirementstrategy #investmentoptions #investmentoption #taxlaw #taxlaws #retirementfund #retirementfunds #retirementplan #retirementplans #beaccountable #investwisely #beto #informeddecision #informeddecisions #financialsituation #bestinterest #financialfuture

🎉 Financial Fridays! 🎉 I want to help demystify the world of finances. On Fridays, I’ll share insights and tips to transform financial planning from a daunting chore into an empowering routine. I want to conquer my own financial fears and maybe help others make savvy decisions that lead to prosperity. Let’s make finances not so frightening together! 💡👍 As someone passionate about financial literacy and wellness, I’m excited to share resources that illuminate the path to informed financial choices. 🧠❤️ I'm sharing this insightful article from Strellner Financial Group, a comprehensive guide to Investing for Beginners. It’s an essential read for anyone, whether you’re deep in the investment world or a curious newcomer. 🧭 Dive into a wealth of knowledge on setting financial goals, navigating account options, and selecting investments that resonate with your vision for the future. 🌱💰 Let’s empower each other in this journey and build strong retirement foundations. I invite you to share your best investing advice in the comments. Together, we can grow our retirement nests! 🚀 #RetirementPlanning #Investing101 #FinancialFreedom #FinancialFridays

A Roth IRA can be an excellent tool for retirement savings. Read our blog to find out about changes coming in 2024, and the advantages and disadvantages of a Roth IRA.  #blogpost #investmentmanagement #livinglargeradiotv

What is different about decumulation? And why does it matter? Charles Wu, State Super's Chief Investment Officer, and Michael Berg, Principal at Deloitte, provide their expertise on the challenges and opportunities of managing a decumulating portfolio and the different solutions required to mitigate risk. Read the full article here: https://lnkd.in/gpNKDfNC [i3] Investment Innovation Institute #investment #superannuation #retirement

🌟 Retirement Planning 101: Investing for Your Future 🌟 Are you on top of the basics of investing for a secure retirement? 🤔 It’s never too early or too late to start planning for those golden years! 🌅 Whether you’re a seasoned investor or just starting out, it’s crucial to understand how to make your money work for you. 📈 Check out this fantastic article for a comprehensive guide to Investing for Beginners and get savvy about your retirement planning. It’s packed with tips to help you set priorities, choose the right accounts, and pick investments that align with your retirement goals. 📘💡 Let’s share the wisdom! Comment below with your best investing tips and tricks. Let’s help each other grow our retirement nests! 🐣💰 #RetirementPlanning #Investing101 #FinancialFreedom https://lnkd.in/dke4cdKf

According to a recent report by Cerulli Associates, alternative investments face significant hurdles when it comes to inclusion in 401(k) plans. Here are the key takeaways: 1. Square Peg in a Round Hole: Attempting to include alternatives like venture capital and private credit in 401(k) plans is akin to fitting a square peg into a round hole. The relative illiquidity and opaque nature of these assets don't align with plan sponsor incentives and regulatory concerns. 2. Low Adoption: The number of 401(k) plans adopting alternative investments remains low. More than half of defined contribution investment-only asset managers surveyed have no plans to add private equity and real estate to their offerings. 3. Optimism Gap: Alternative managers are not optimistic about the 401(k) market. Only 15% express interest in this channel, while other institutional channels (such as ultra-high-net-worth individuals and sovereign wealth funds) are more promising. 4. Custom Target-Date Funds: Cerulli suggests that alternative managers focus on developing solutions to make alternative investments more appealing to plan sponsors and DCIO asset managers. There's potential for private real estate and private equity within custom target-date funds, but challenges remain. Alternative investments have their merits, but their fit within 401(k) plans remains a work in progress. #pbhbenefits #investments