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Henrico County is taking a significant step towards enhancing public safety and emergency response capabilities. They are switching to a new and improved emergency messaging system, ensuring even more efficient and reliable communication during critical events. 🌟📲 Learn more about this exciting development in the latest article from the Henrico Citizen: http://ow.ly/4LHI104MRO7
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Henrico County is taking a significant step towards enhancing public safety and emergency response capabilities. They are switching to a new and improved emergency messaging system, ensuring even more efficient and reliable communication during critical events. 🌟📲 Learn more about this exciting development in the latest article from the Henrico Citizen: http://ow.ly/4LHI104MRO7
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In this first article on the funding of Emergency Services in NSW, Martin Fitzpatrick, and Jessie Yu dive into what the Emergency Services Levy (ESL) is, who is liable to collect it, and discuss some historical examples. Read the full article here: https://lnkd.in/gtSgPeG3
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Executive Leader | Transformation | Strategy | Innovation | Analytics | Actuary | Chief Underwriter | Insurance Specialist | Product Management
*** Emergency Services Levy (ESL) and its unusual funding approach *** Controversially collecting emergency service levies via insurance premiums in NSW increases premiums and impacts affordability. As a result many Australian states have moved away from this model. The NSW ESL system has some idiosyncracies which require a lot of estimation to ensure an insurer collects the right amount of premium. What is ESL? (Emergency Services Levy) ⭐ a levy to fund the majority of Emergency Services in NSW through the insurance industry. ⭐ The amount to be funded (the Contribution Target), is volatile year to year. ⭐ Insurers collect ESL as part of the premiums they charge by setting their own loadings (ESL rates). ⭐ They pay their ESL liability to the NSW government via Revenue NSW. ⭐ ESL rates are estimates to help fund the liability. An insurers’ ESL liability is based on ⭐ the Contribution Target, set out annually each April in the NSW government gazette. It defines the total funding industry must provide over the coming financial year. ⭐ Each insurer’s liability is based on its ‘market share’. The ‘market share’ is each insurers share of market premium based on a specific calculation based on its share of the Premium subject to contribution. ⭐ The Premiums subject to contribution are the total base premium and ESL multiplied by statutory percentages that vary by line of business (LOB). ⭐ Each insurer lodges an annual Return of Premiums (RoP) form to Revenue NSW with this information. ⭐ Usually by November each year, Revenue NSW advises each insurer of its final liability for the year ending on the previous 30 June. To accurately set the ESL rates, an insurer ⚠️ would need to know what its own business results will be over the coming financial year, ⚠️ what the total market size will be over that year and ⚠️ what the mix of business will be over the year, for both itself and the market. 🧨This is materially complicated by the use of different statutory factors applying to different LOBs. ✅PFS Consulting proactively took a solution to the Insurance Council of Australia to help insurers materially improve their ability to set and review ESL rates during the course of a year. This significantly reduced the risks to market participants. #insurancenews #insuranceindustry #emergencyservices
In this first article on the funding of Emergency Services in NSW, Martin Fitzpatrick, and Jessie Yu dive into what the Emergency Services Levy (ESL) is, who is liable to collect it, and discuss some historical examples. Read the full article here: https://lnkd.in/gtSgPeG3
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Multicultural Business Development Leader | Expert in International Markets Sales| SaaS, Consulting, and Strategic Planning | Helping people and businesses negotiate collaboratively with their partners
Henrico County is taking a significant step towards enhancing public safety and emergency response capabilities. They are switching to a new and improved emergency messaging system, ensuring even more efficient and reliable communication during critical events. 🌟📲 Learn more about this exciting development in the latest article from the Henrico Citizen: http://ow.ly/4LHI104MRO7
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Did you know that you can begin to receive crisis care within minutes of arriving at the Bridge Center? Rather than waiting for hours in an ER, the Bridge Center can put you on the road to recovery immediately. Learn more about how we can help. https://lnkd.in/gjNMhHDX
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How can emergency services, transportation departments, public works, and other agencies collaborate effectively in the face of emergencies and large-scale events? Klaus Dalgaard has some suggestions: https://hxgn.biz/48cLbRe #publicsafety #collaboration Policing Insight
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🛠️Just a friendly reminder that the Hardeeville Hears and Helps citizen portal is still available! Whether it's about public works, public safety, or any general city concerns, you can report them using this convenient service. Click the link below for more information. https://lnkd.in/e5vx_pXa #HardeevilleHearsAndHelps
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Did you know that you can find local Emergency Department wait times here? https://buff.ly/3rMP4wh Not sure if it's an emergency? Find out here: https://buff.ly/3KnNB5X
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