FF News | Fintech Finance’s Post

New blog from additiv 📢: Unleashing growth - how additiv's expansion into the Middle East market is set to transform the financial services industry. Serving the ME region since 2020, additiv, a global leader in FinTech and embedded finance, reaffirms its commitment to expand operations. The appointment of Niraj Naetsawan as the new Middle East General Manager plays a pivotal role in the growth engine for additiv; this strategic move underscores the company’s commitment to strengthening its presence in this dynamic market. Read more: https://lnkd.in/g2dzVxJq #wealthsolutions #wealthknowledge #wealthpartnership #dedicatedtowealth #technology #digitalwealth #assetmanagement #wealthmanagement #WealthTech #advisertech #FinTech #TWMMembers

Advancing payments: How can innovation drive business growth? At #MPE2024, Neil Caldwell, Senior Vice President, Merchant Sales & Acquiring, Visa Europe, explores the influence of #OpenBanking and #regulatorychanges such as #PSD2 on the #paymentsindustry. We discuss how #technologies like #tokenization and #biometricauthentication safeguards #merchants and drives #growth; and look at methods for optimising payments and enhancing #customerexperience, alongside exciting developments in #biometricpayments, #realtimeplatforms, and the integration of #artificialintelligence and #machinelearning. https://lnkd.in/eMEy7AmN Merchant Payments Ecosystem #MPE #fintech #payments #finance #economy #money #technology #innovation #future #trends #predictions #digitalpayments #banks #banking #financialservices #financialinstitutions #paymentservices #PSP #paymentsecosystem #regulation #merchantsafeguarding #fraud #antifraud #security #fintechgrowth #ai #aiintegration

The latest FF Virtual Arena #323 is LIVE! 🚨 Douglas Mackenzie is joined by Dr. Oliver Prill, CEO of Tide and Richard Logan, Product Director at Edenred Payment Solutions to find out how their products can help SMEs during tough economic times. 💳 🌇  Logan provides insight into Edenred’s role as a diversified payments processor, while Prill explains how Tide meets the growing needs of their customers 🤝 🤖 Both of our guests reflect on their partnership as well as future trends in the fintech industry, including advancements in AI AND the potential for consolidation among fintech players. Watch the full conversation on the link below! 👇 #edenred #businessbanking #tide #banking #fintech #financetechnology #paymentsolutions #paymentprocessing #paymentprocessor #regulatorycompliance #expensemanagement #spendmanagement #SMEs #ai #financialservices #banking #bankingindustry #fintechindustry

In this Thought Leadership article, David Beer, Global Head of Enterprise Solutions & Partnerships at Cogo explains how banks recognise the need to align their offerings with consumers growing demand for greener financial products but are often held back by legacy systems and poor customer data. Beer also discusses how these initiatives benefit both customers and the bank; with customers making sustainable decisions in line with their personal values and banks enhancing their competitive edge in a market that increasingly values sustainability. https://lnkd.in/e3tqH_e2 #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

These are the trends in Open Banking we believe Financial Services companies in the US should seek for. I would love to hear your thoughts about them!

In the latest FinanceX Tech Magazine, we uncover how tokenized deposits and distributed ledger technologies are leveling the playing field in global payments. Centiglobe's approach is not only innovative but also crucial for enabling peer-to-peer banking relationships across borders. #DLT #CrossBorderPayments #BankingInnovation

We’re celebrating our mid-year milestones! Here’s a snapshot of our performance for the first half of 2024: 💎 Loyal customers = Higher spend: Our top 10% of customers are spending more and shopping more often. The average annual transactions per customer have jumped to 11.6 (up from 8.6), and the average spend has increased to R15.8k from R11.1k.    📈 2.6X GMV growth: We hit a whopping R1.5 billion in Gross Merchandise Value (GMV) in H1 2024, a 2.6X increase compared to last year. 🛍️40X higher users since 2021: We’re continuously growing our customer base. View our interim results here: https://lnkd.in/d22ruKiZ #Fintech #Results #BNPL

Latest report out from McKinsey & Company on the growth of #embeddedfinance (EF) across Europe which is now in the double digits and projected to exceed. €100 billion in Europe by 2030, representing 10-15% of banking revenues. Our top takeaways: 'The distribution of financial products and services, such as loans and insurance, in third-party channels is gaining importance as technology and data allow for instant and seamless customer journeys, and customers increasingly expect to find financial services when and where they need them, such as during a large purchase.' 'It is becoming increasingly important for banks, merchants, and other customer platforms to participate.' Read the full article here: https://hubs.la/Q02J2slM0 The report reinforces our mission at Toqio, enabling corporates to build third-party financial ecosystems for their distribution networks on a single platform and environment where they can create the bespoke marketplaces or the merchant propositions they need to unlock growth and drive efficiencies. Visit: www.toqio.co to learn more. #EmbeddedFinance #B2B #Fintech #Innovation #Europe #Finance #FinancialServices

𝐔𝐧𝐥𝐨𝐜𝐤𝐢𝐧𝐠 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐒𝐌𝐁 𝐅𝐢𝐧𝐚𝐧𝐜𝐞: 𝟓 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐀𝐥𝐥𝐢𝐚𝐧𝐜𝐞𝐬 𝐘𝐨𝐮 𝐍𝐞𝐞𝐝 𝐭𝐨 𝐊𝐧𝐨𝐰 🖐️ 1️⃣ Airwallex & Intuit QuickBooks: Global Expansion Simplified ▪️ Effortless multicurrency management & streamlined accounting = more time for strategic growth initiatives. ▪️ SMBs can conquer international markets with seamless data integration and efficient reconciliation. 2️⃣ Gr4vy, Inc & Trustly: Open Banking Revolution in Europe ▪️ The alliance unlocks a wave of secure, flexible payment options for European customers. ▪️ Helps boost approval rates, reduce costs, and unlock new customer segments with open banking power. 3️⃣ BR-DGE & Trustly: Frictionless A2A Payments ▪️ Trustly's secure open banking tech empowers BR-DGE to offer a frictionless payment experience. ▪️ SMBs benefit from enhanced customer satisfaction, improved conversion rates, and streamlined A2A transactions. 4️⃣ Funding Circle UK Sells US Business to iBusiness Funding ▪️ Funding Circle's US exit signals a strategic refocus on core competencies and profitable UK growth. ▪️ SMBs can learn to prioritise profitability by optimising resources and doubling down on market strengths. 5️⃣ Commerzbank AG & Pliant: The Digital Credit Card Revolution ▪️ Commerzbank's digital credit card offering paves the way for efficient portfolio management. ▪️ SMBs can embrace digital solutions for effortless employee card issuance and streamlined financial operations. _______________ 💼 The fintech landscape is undergoing a metamorphosis, and at the forefront are alliances forging a new path for SMBs. These strategic alliances are offering a wealth of opportunities to optimise operations and unlock growth. 📰 We explore more such trends every week in our 𝐟𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐟𝐢𝐧𝐭𝐞𝐜𝐡 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫 - your warm cuppa brimming with the latest fintech trends and emerging opportunities. Uncover the latest innovations transforming the financial landscape across industries here 👉: https://lnkd.in/grYxVm3r #fintech #SMBs #payments #openbanking #credit #futureoffinance

Traditional banking value chains are changing. The rise of embedded finance is introducing new perspectives, prompting a departure from conventional models. Is it an opportunity or a threat? #embeddedfinance #transformation