Gary Haines’ Post

Do you support mental health and recovery programs in our/your community? If so, you should consider supporting Wellbeing Initiative, Inc and their peer to peer support model as we approach #G2LD (Give to Lincoln Day all thru May)...here are 3 reasons why that is important: 1) Recovery and mental wellbeing programs are vital to the success and growth of our community. Wellbeing specifically ensures that NO ONE will be denied assistance for lack of insurance or financial capacity...period! 2) Wellbeing Initiative, Inc is built on the peer to peer support model. This means folks helping folks who have lived experience, who have been thru recovery, and who are best equipped to bring about successful recovery and help set good expectations for those just beginning their journey to mental wellbeing. 3) The peer to peer support model ensures those leading the recovery journey have lived experience and in most cases, provides another pathway to career development & enhancement for those recovery specialists. So, please consider Wellbeing Initiative, Inc for the upcoming #G2LD event, because your support counts and every dollar donated matters! #wbi #recoveryhappenshere #peer2peersupport #wellbeing #mentalhealth #G2LD

Suncoast Credit Union is #OnTheRecord to discuss the differences between a credit union and a traditional bank, combatting fraud, and why the future of America is the best investment of them all. Watch here: https://lnkd.in/er7A7KUt #suncoastcreditunion #creditunion #fraud #banking #finance #financialtips #money #investing #community #charity #education #health

In our article "White Elephant Inheritance," we discuss the handling of an unexpected, high-maintenance inheritance. Not all inheritances are simple—some come with strings that could tangle your financial plans. Here's what we cover: - Understanding White Elephants: What qualifies as a burdensome asset, and when might disclaiming an inheritance be the best option? - Legal Steps to Disclaim: The proper procedure for legally refusing an inheritance without inadvertently taking on unwanted responsibility. - Strategic Alternatives: Solutions like donating to charity or selling assets for financial relief that can benefit others. Don't let a complicated inheritance derail your financial stability. Let us guide you through your options and help you secure your future. Read the full article ➡️ https://bit.ly/3UTZUNd #FinancialPlanning #Inheritance #EstatePlanning #WhiteElephant

The Federal Government has released draft laws regulating Buy Now Pay Later (BNPL) products. It's good news because it finally treats BNPL as a credit product. We often see veterans with multiple BNPL loans trapped in a cycle of debt. What seemed like short-term gain, can result in long-term pain! That’s why we’ve been part of the Close Lending Loopholes alliance, calling for greater regulation and consumer protections, together with Financial Counselling Australia Choice Anglicare Australia Good Shepherd Services St. Vincent de Paul charities, community groups, and financial counselling practitioners. Bravery Trust provides a veteran-specific Financial Counselling Service for current and ex-serving members of the ADF. https://lnkd.in/geGZ7QPU Jim Chalmers Australian Government #BNPL #CloseLendingLoopholes #braverytrust #supportingthosewhoserve #supportingveterans #financialeducation #financialcounselling #financialaid #financematters #bravetoask #empoweringpeople

April is Financial Literacy Month! Did you know the interest on a payday loan in Kansas can be up to 391%? These exploitative practices disproportionately impact vulnerable communities, trapping individuals in cycles of debt and financial instability. Catholic Charities of Northeast Kansas helps combat these predatory practices through advocacy and our Kansas Loan Pool Project (KLPP). KLPP partners with local banks to help those with predatory loans refinance predatory loans at a lower interest rate. The immediate impact is money saved on interest and fees and a more manageable payment structure. Participants also receive financial coaching and education throughout the life of the loan. Knowledge gained and goals accomplished lead to more long-term successes. Increased credit scores and emergency savings lead to increased financial options for future expenses, helping to break the cycle of predatory lending. #PredatoryLending #FinancialEmpowerment #FinancialJustice #FinancialLiteracyMonth https://lnkd.in/gBQU5DRh

In this month’s Deep Dive, Clint Costa reviews the influence of interest rates on techniques such as intra-family loans, qualified personal residence trusts (QPRTs), and charitable remainder trusts (CRTs). Discover how these strategies thrive under the current economic climate and offer unexpected benefits.      Read the full article here https://lnkd.in/gU_utged       #EstatePlanning #FinancialInsights  

Great article from our Senior Wealth Strategist, Clint Costa!