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Ready to take charge of your equity compensation journey? Dive into Part 2 of our comprehensive blog series and learn how to optimize your company equity with the guidance of financial experts. https://loom.ly/PAW5MeQ #EquityCompensation #FinancialPlanning #ExecutiveCompensation #WealthManagement #FinancialStrategy #TaxPlanning #CompanyEquity #Investment #FinancialFuture

Do you receive company stock in the form of RSUs or options(ISOs or NSOs)? 📣Excited to announce Part 2 of our series on important financial planning considerations that you should discuss with your CPA and financial advisor. Here’s a quick breakdown: 1️⃣ Balancing Long-term Capital Gains and Ordinary Income: Learn how to optimize your tax situation by strategically managing your income types. 2️⃣ 83(b) Election for Early Exercise Options: Get insights on how early exercise of stock options can be a game-changer for your financial planning. 3️⃣ Tax-efficient Charitable Contributions: Discover how to maximize your philanthropic impact while also benefiting from tax savings. 4️⃣ Estate and Gift Tax Considerations: Navigate the complicated landscape of estate planning to secure your family’s financial future. 5️⃣ Understanding Equity Compensation to Better Manage Personal Financial Goals and Cash Flows: Perhaps the most important! Equip yourself with the knowledge to make informed decisions about your equity-based compensation. Don’t miss out on these valuable insights. 📈

When should you sell investments? Oct. 9, 2023 If you’re a long-term investor, your portfolio may stay fairly stable over time. However, you may occasionally need to sell some investments. But when — and why? For starters, if you have investments that consistently underperform, you might be better off selling them and using the proceeds to buy others that could help you make progress toward your goals. And if an investment you own is quite similar to others in your portfolio, you might consider selling it and using the proceeds to broaden your investment mix. Here’s another possible reason for selling: An investment’s value has grown so much that it now takes up a higher percentage of your portfolio than you intended. Finally, your own needs can change. As you near retirement, you may want to move some of your portfolio into more conservative investment vehicles. Still, you won’t want to sell all your growth-oriented investments, as you’ll need some growth potential to help stay ahead of inflation. The bottom line? If you’re going to sell investments, make sure you do so for the right reasons. This content was provided by Edward Jones for use by Paul Saylors, your Edward Jones financial advisor at https://lnkd.in/gytHsFgv. Member SIPC

Ever wonder how investment advisors get paid? Investment advisors typically earn money through fees and/or commissions. Here's a breakdown of the main compensation structures: 1. Asset Under Management (AUM) Fee: Advisors may charge a percentage of your total investment portfolio. Example: A 2.4% fee on a $100,000 portfolio equals $2,400 annually. 2. Flat or Hourly Fee: Some advisors charge a flat or hourly rate for services like financial planning. Knowledge is an investment tool and in these cases it's good to think of the advisor like a consultant. 3. Transaction Commissions: Advisors earn commissions on transactions. When they recommend a stock or fund, a commission may be part of the deal. 4. Load Fees: Mutual funds may have sales charges (loads), with advisors earning a commission from the sale. It's important for clients to be aware of how their advisor is compensated, as it can influence the advice they receive. Advisors should be transparent about their fees and any potential conflicts of interest. My team and I go over fees every 90 days in our quarterly reviews with clients. We don't ever want it to be a surprise. Additionally, some advisors operate on a fee-only basis, meaning they don't earn commissions and are compensated solely by the fees their clients pay. Ready to make informed and transparent financial decisions? Text me for personalized help. 385-444-1830 We're in your corner. 📲 #Investing #FinancialWellness #TransparencyMatters #TextForHelp

Here is a common theme I hear from clients and investors: 📈 ETF (Exchange Traded Fund vs. Mutual Fund: What's the difference? When it comes to building your investment portfolio, you may come across two common options: mutual funds and exchange-traded funds (ETFs). Here are three key points to help you grasp the distinctions: NOTE - these are generally true but both offer great solutions.   1. Trading and Pricing:   - ETFs: These trade on exchanges just like stocks, allowing buying and selling throughout the trading day at market prices.   - Mutual Funds: Transactions occur at the end of the trading day, with prices set based on the net asset value (NAV) of the fund.   2. Cost and Management:   - ETFs: Typically have lower expense ratios than mutual funds, making them cost-effective. They often track indexes passively but can also have their own active management approach.   - Mutual Funds: Can be actively managed, involving higher costs due to professional management and research expenses.   3. Tax Considerations:   - ETFs: Investors usually incur taxes when selling shares, with fewer taxable events due to less internal trading.   - Mutual Funds: Taxable gains are distributed to investors, even if they hold onto shares, potentially resulting in tax liabilities.   Understanding these differences can help you make informed decisions aligning with your investment goals and preferences. Whether you opt for ETFs or mutual funds, both offer diversification and exposure to various asset classes, contributing to a well-rounded investment strategy. 🌟 Want to learn more, or get your portfolio reviewed contact me anytime: [email protected] (506) 405 0512 www.chamberlainwealth.com #financialmarkets #invest #tax #finance #money #investing #wealth #wealthmanagement #portfolio #retirement

Financial Advisers: Explore These 7 Alt Investments

Financial Advisers: Explore These 7 Alt Investments

Considering alternative investments? It’s critical to sort through the complexity. #AlternativeInvestments

Considering alternative investments? It’s critical to sort through the complexity. #AlternativeInvestments

Considering alternative investments? It’s critical to sort through the complexity. #AlternativeInvestments