Laura Moreno’s Post

🎉 Exciting news! You can now apply for your dream home with just a few clicks! 💻 Say goodbye to paper applications and hello to the convenience of filling out an online mortgage application. 🏡 Don't wait any longer, take the first step towards homeownership today! #OnlineMortgageApplication #DreamHome #Convenience #closingwithcannon

"Our Final Four: Buy With No MI" Our Buy With No MI program throws home buyers an alley oop by eliminating extra expenses! This option removes the need for monthly mortgage insurance and gives borrowers access homeownership counseling and education. Newrez can help with the X’s and O’s of the homebuying journey! Reach out to learn about more features of this program!

Unlocking the door to your dream home 🏡 Let me guide you through the journey of homeownership as a first-time buyer! As your trusted mortgage broker, I'll navigate the loan process, turning your vision into reality. Together, let's make your homeownership dreams come true! 💼🔑 #FirstTimeBuyers #HomeLoanExperts #MortgageBroker

Essential FHA Loan Tips with Shannon O'Hare 🏡✨ Hey Montana homebuyers! Here are some essential FHA loan tips to help you on your homeownership journey: Boost Your Credit Score: Even small improvements can lead to better terms. Save for Down Payment: Aim for at least 3.5% and budget for upfront and annual mortgage insurance. Get Pre-Approved: Show sellers you're serious and ready to buy. Property Standards: Ensure your chosen home meets FHA standards and be aware of local loan limits. Steady Employment: Maintain at least two years of consistent employment. I'm here to make your home buying process smooth and stress-free. Let's turn your dream home into a reality! 🏡 📞 Contact me today! #FHALoanTips #HomeBuying #ShannonOHareMortgage #MontanaRealEstate #HomeOwnership #RealEstateAdvice #MortgageTips #DreamHome #MontanaLiving

A strong credit score unlocks better mortgage rates and easier approval. So, if you're just starting your homeownership journey, remember, your credit health is key. Stay on top of your credit to make your dream home a reality! #firsttimehomebuyers #creditmatters #realestateadvice

The Homeready first program is a great option for first-time homebuyers looking to purchase a home. This program offers low down payment options and flexible credit requirements, making it easier for those with limited savings or less-than-perfect credit to achieve the dream of homeownership. With Homeready first, buyers can also benefit from reduced mortgage insurance costs, making it even more affordable to buy a home. If you're thinking about buying your first home, be sure to explore the Homeready first program as a potential option to help you get into the home of your dreams.

It’s National Homeownership Month! If you don’t already own a house but are interested in homeownership, it can be daunting to figure out where to start. However, there are two key steps any interested homebuyers should take to set themselves up for success: 1. First and foremost, immediately begin saving for your down payment. When you put down more money upfront, your mortgage payments will be lower, you’ll qualify for better interest rates, and you can avoid paying for private mortgage insurance. 2. Check your credit score and report at least six months before you begin looking for a house. This affects your ability to get approved for a mortgage and your interest rate. Need additional guidance from the team at Cukierski & Associates? Just reach out: https://ow.ly/HSz150ShhkH

The belief that you need a 20% down payment to buy a home has been a long-standing myth. While a 20% down payment can have its advantages, such as avoiding private mortgage insurance (PMI), it's not an absolute requirement! Many potential homebuyers are surprised to learn that various mortgage programs offer options with lower down payments, sometimes as low as 3% or 5%. The key is to understand that the ideal down payment depends on your unique financial situation, goals, and the type of mortgage you choose. Working with a knowledgeable real estate professional who can guide you through the process and help you determine the right down payment strategy for your homeownership journey is essential. So, don't let myths keep you from exploring your dream of homeownership. Let's chat about your real estate goals, and we'll help you navigate the path to owning your own home! 🏡💰 Araceli Gomez, REALTOR® 209-756-2063 [email protected] DRE#01833657 Keller Williams Property Team | Lic#02119084 #AtwaterRealEstate #MercedRealEstate #SellingAtwater #AraceliGomezRealEstate #MercedCountyRealEstate #HomeBuyingMyths #RealEstateFacts

Experience the personalized support and guidance provided by our dedicated mortgage advisors every step of the way. Whether you're exploring loan options, navigating paperwork, or celebrating your newfound homeownership, we're here to make the process smooth and enjoyable.  #DreamHome #MortgageJourney #HomeownershipAdventure

📢 Unlock Your Path to Homeownership with PRMI’s HomeRun Program! 👉 The HomeRun Program is designed to help low to moderate-income families attain homeownership. PROGRAM HIGHLIGHTS: ✅Lower Down Payment Options ✅Up to 97.0% LTV ✅No Mortgage Insurance Required ✅1–2 Unit properties, including condo, PUD’s, and co-ops ✅Product is available in the following states: FL, MD, NJ, VA & DC 🙋♀️Got questions? DM Me or 📞Call me at 410-804-6914 for more information! #PRMI #Homeownership #HomeRunProgram