Insurance Business America’s Post

Feeling stressed after property damage with your family? Insurance Litigation Group has your back. Let us handle the insurance disputes so you can focus on rebuilding. #InsuranceLitigationGroup #PropertyClaims #WeFightForYou

QBE Specialty Insurance Co. has issued no less than 10 insurance policies for the City of Miami and its elected officials, including Commissioner Joe Carollo, to cover damages if they used their government offices to violate civil rights.  Miami taxpayers paid millions in premiums for these policies, and since 2018, QBE has been paying the lawyers who have defended Joe Carollo’s conduct, to the tune of $10 million in attorneys fees. Now that a federal jury held Carollo liable for $63.5 million, including punitive damages, which a federal judge has refused to reduce because Carollo had “used his position and power to weaponize the City government against Plaintiffs” and had "specifically targeted Plaintiffs’ financial vulnerabilities by attempting to shut down their, or their tenants’, businesses,” QBE has reneged on its insurance policies and refused to pay the judgment. In response to the complaint we filed against QBE seeking to recover the compensatory damages portion of our judgment, QBE has now filed its own complaint seeking to renege on all of its insurance policies for any claims made, based upon Joe Carollo’s conduct for the past five years, arguing that it, QBE, is not liable because the damages arose "dishonest, fraudulent, criminal or malicious acts” by Carollo and because Carollo’s allegedly “fraudulent, criminal and malicious acts” were known to the City of Miami since 2018. https://lnkd.in/e2bmkN6R.

Another #legal #victory for #KelleyKronenberg! Danielle Wallis secured a #win for Citizens Property Insurance Corporation, successfully challenging expert testimony and shutting down the plaintiff's claims. Way to go, Danielle. Read more here: https://okt.to/XCHDIr #Insurance #Win #Strategy #CitizensInsurance

𝐏𝐃𝐏 𝐏𝐀𝐑𝐓𝐍𝐄𝐑 𝐉𝐎𝐇𝐍 𝐂𝐋𝐎𝐇𝐄𝐑𝐓𝐘 𝐈𝐍𝐓𝐄𝐑𝐕𝐈𝐄𝐖𝐄𝐃 𝐁𝐘 𝐌𝐀𝐒𝐒. 𝐋𝐀𝐖𝐘𝐄𝐑𝐒 𝐖𝐄𝐄𝐊𝐋𝐘 PDP Partner John Cloherty was interviewed by Massachusetts Lawyers Weekly regarding a recent insurance coverage decision issued by the U.S. Court of Appeals for the First Circuit. In its decision reversing an order that granted summary judgment to an insurer, the Court held that an owner of a commercial property destroyed by arson did not breach the terms of its insurance policy by questioning the need to present the company’s president for an “examination under oath” as part of the insurer’s claim investigation. Based upon his experience as an insurance coverage litigator, John stated: “[b]y presenting one person to testify in an examination under oath and then questioning the need for further examinations under oath, that does not in my view violate [an insured’s] duty to cooperate with the insurer.” Nevertheless, as it related to the insured's Chapter 93A counterclaim, John noted: “I suspect there are other grounds as well that would justify a disclaimer of coverage, and that would undercut any claim that they violated their duties as an insurer under 93A.” The case is captioned 𝑃ℎ𝑖𝑙𝑎𝑑𝑒𝑙𝑝ℎ𝑖𝑎 𝐼𝑛𝑑𝑒𝑚𝑛𝑖𝑡𝑦 𝐼𝑛𝑠. 𝐶𝑜. 𝑣. 𝐵𝐴𝑆 𝐻𝑜𝑙𝑑𝑖𝑛𝑔 𝐶𝑜𝑟𝑝., 2023 WL 5286051 (1st Cir. Aug. 17, 2023). The full article is available by clicking below. #insurancelaw #insurancecoverage #insurancelitigation #litigator #appellatelaw https://lnkd.in/gAXbZUMe

Ever wondered what insurance companies don't want you to know? Doug Quinn, EXECUTIVE DIRECTOR of American Policyholder Association, spills the truth on insurance claims, policyholder fairness, and tackling fraud. Join us for an eye-opening discussion before Advocates United Miami 2023! #DougQuinn #InsuranceInsights #miami2023 #passporttomiami #insuranceclaim #publicadjusters #contractor #restoration #policyholder #homeownership

Protecting what matters most is our top priority. At Insurance Litigation Group, we're dedicated to safeguarding your property and ensuring your peace of mind every step of the way. Visit www.ilgpa.com to learn more. #InsuranceLitigationGroup #PropertyClaims #WeFightForYou #FloridaProperty

Across America Insurance Services CEO Harish Kapur got fired by his lawyer. After that, his #MGA did better as it got a tighter handle on its #claims process. Read on in the pages of Claims Journal to learn more about the secret to Harish's incredible loss ratios and why his business does so well by relying on those who know best - and sometimes the lawyers, too - to not only make the margins work, but to provide much-needed capacity in the #CommercialTrucking space. #insurance

🤝 Maximizing Insurance Coverage: The UTA v. Markel case highlights the importance of an insured understanding the steps it can take to maximize the likelihood of obtaining insurance coverage for underlying claims or lawsuits.     #InsuranceClaims #LegalUpdates #InsuranceLaw #InsuranceLawyers #OffitKurman https://lnkd.in/eS2snpaR

The insurance market is navigating an ever-changing risk landscape. Our deep insurance sector knowledge and commercial understanding helps our clients navigate these risks. In our latest Legal Development, Partner Amy Samberg and Senior Counsel Jeri (J.J.) Wettestad look into another tough decision for carriers in Colorado from the Court of Appeals in 𝘞𝘦𝘯𝘻𝘦𝘭𝘭 𝘷. 𝘜𝘚𝘈𝘈, 2024 𝘞𝘓 166533, 2024 𝘊𝘖𝘈 40 (2024) finding: 1) the failure to cooperate statute, C.R.S. §10-3-1118, requires strict compliance as opposed to substantial compliance; and 2) exhaustion of primary UIM insurance policy not required before excess insurer has an independent obligation to investigate the insured’s claim. Read more about this decision: https://lnkd.in/gf2UJGyF

Check our new article on Insurance Law. Senem Golge Yalcin https://lnkd.in/d9rD5i9s