Jeremy Schneider’s Post

There is no time like the present! The older you get, the more expensive life insurance becomes. That's why the younger you are when you buy life insurance the better usually, especially if you can lock in a low rate. If you wait too long to purchase life insurance, not only is it more expensive, it can be harder to get the policy approved by an insurance underwriter. If you are older and have been putting off buying life insurance, you still have plenty of options. Give me a call and I will help find the best policy for you, regardless of your stage in life. #FarmersInsurance #TheGonzalezAgency #WeAreFarmers #InsuranceAgent #InsuranceBroker #Insurance #GetInsured #LifeInsurance #LifeInsuranceAgent #LifeInsuranceMatters #DontWaitUntilItsTooLate #LifeInsuranceIsLove #LifeInsuranceAwarenessMonth #ProtectYourFuture

Life Insurance: What You Need to Know Life insurance is a financial product that provides financial protection for your family in the event of your death. It can help to pay for your funeral expenses, debts, and other financial obligations. If you're over 40, it's more important than ever to have life insurance. As you get older, your health may decline and your income may decrease. This makes it more difficult to afford life insurance, so it's important to get it while you're still young and healthy. There are many different types of life insurance policies available, so you can choose one that fits your needs and budget. Talk with us today at (856) 624-4466; we can find the right policy for you. #thankfulthursday #lifeinsurance #thesheahanagency #Theskyisthelimit #bettertogether #insuranceforbusinesseshomeauto

You need term life insurance if you have someone who is dependent on your income. Aim for a policy that is 10-12X your salary with a duration that lasts until you are self-insured or until your dependent can live without your income. I have had clients who had a life insurance policy made available to them after the passing of a loved one. I have also had clients who didn't have life insurance after the passing of a loved one. Both clients were saddened by their loss. Only one client was able to grieve without having to continue working, without having to sell their home and uproot their children and without having to worry about current and future expenses. A term life insurance policy is another rung on your wealth-building ladder. Inquire about term life insurance today. #TermLifeInsurance #FinancialProtection #IncomeSecurity #DependentCoverage #ProtectYourLovedOnes #FinancialSafetyNet #InsuranceMatters #PeaceOfMind #FamilyProtection #SecureYourFuture #LifeInsuranceMatters #GriefRelief #BuildWealth #LegacyPlanning #GetInsuredToday

Life insurance is one of those financial products that we put off thinking about. No one wants to talk about the eventuality of passing away, and we especially don’t like to talk about what would happen if we passed away unexpectedly. But life insurance is an important part of any financial and protection strategy. For National Life Insurance Awareness Month, we wanted to share some helpful information about life insurance, including what it is, its different types, and how it can help protect your family in case something happens. This post covers what you should consider when purchasing life insurance or reviewing your existing policies. It also highlights key differences between whole-life insurance and term life insurance. The link to the full update is in the comments. #insurance #legacy #lifeinsuranceawarenessmonth #estateplanning #generationalwealth

Life Insurance - it can be a hard conversation to have yet could be one of the most important. ❓ What does life insurance do? Life Insurance pays out a tax free death benefit to your beneficiary(ies) upon your death. It's purpose is to replace the income you would have brought onto your balance sheet to support your family and loved ones. The calculation below depicts the income a 35yr old making $100,000/yr would expect to earn throughout their working years, $5,608,494. There are 2 main types of life insurance... 🛡 Term life insurance is a pure protection tool that provides a death benefit for a designated period of time. 💲 Cash value life insurance boasts a permanent death benefit and builds cash value over time that you can use while you're living. It's important to understand what coverage best fits your needs and there may be reasons why this planning makes sense early on while you're young and healthy. If you have questions, reach out to me and our team or a trusted resource to ensure you aren't missing anything important! #lifeinsurance #protection #family

### 3 Myths About Life Insurance Debunked! 🚫 1. *Life Insurance is Only for Older People*     Myth: "I'm too young for life insurance."     Fact: Life insurance is crucial for anyone with financial dependents, regardless of age. Protect your loved ones early! 🧒👨👩👧👦 2. *Life Insurance is Only for Breadwinners*     Myth: "Only the primary earner needs life insurance."     Fact: Life insurance is important for anyone who contributes to their family's financial well-being. Homemakers and part-time earners included! 👩🍳👨🏫 3. *Life Insurance is Not Necessary if You Have Savings*     Myth: "My savings are enough."     Fact: Savings can deplete quickly in emergencies. Life insurance provides a safety net that ensures your family’s future is secure. 💰🔒 Choose to secure your future with the right cover. Connect with Pparag Findoc, your financial doctor, today! 🩺📈 #LifeInsurance #FinancialSecurity #PparagFindoc #SecureYourFuture #InsuranceMyths #FinancialPlanning 💼💡

Wondering what’s the difference between whole life insurance and term insurance? 🤔 Well, let’s discuss it one by one! Term life insurance covers you for a predetermined period of time (often 10, 20, or 30 years), much like renting. If something happens within that period of time, your loved ones get a payout. This type of life insurance is more straightforward and affordable for many people. Whole Life insurance is more permanent in nature and can be compared to a home that increases its value over time. It’s like owning your insurance that increases its cash value over time. Think of it as a mix of insurance and savings. Still confused? Book a FREE consultation with us to discuss more about your insurance needs! #insurancepolicyct #lifeinsurance #lifeinsuranceCT  #activeinsurance  #insurancecontractor #InsuranceSavings #FamilyInsurance #PeaceOfMind #LifeInsurance #FinancialProtection #InsuranceClaim #CoverageMatters #Policyholder #ProtectionPlan #ClaimsProcess #CoverageReview #InsuranceTips #EmergencyCoverage #InsuranceHelp #SecureYourAsset

Let's talk about a life insurance policy called “Term.” Term is just like renting a home, but you rent a policy for a term of 10, 20, or 30 years, and you pay a premium for a death benefit that you decide on for that period of time. The premium stays the same over the term of the policy and the benefit stays the same. At the end of that term you can either walk away from the policy or convert it to a permanent plan. There are options. Why would term life insurance be a good idea? Because If you have small children, this will make sure that there's money there in case something happens to you. Term insurance will help provide financial support for them through their school age years and make sure they have strong financial support. Unsure about which type of life insurance plan would be the right fit for you? Give me a call, and I'll be more than happy to provide guidance on the three different types of life insurance plans. Let's make the best decision together! #lifeinsurance #terminsurance #wholeinsurance #hybridinsurance

You’re never too young for life insurance. None of us can take our health for granted at any age. Many people put off getting life insurance because they believe they are too young, too healthy or that it is too expensive. Yet life insurance is a crucial financial tool that everyone should have. Life insurance provides peace of mind that your loved ones will be taken care of in the event of your untimely death. If you pass away unexpectedly, your family will not only have to deal with their grief but also with the financial burden of your loss. Life insurance provides a reliable financial safety net for your loved ones to help ensure that they can maintain their quality of life and pay off debts or mortgages if you pass away. Policies can be tailored to your needs and budget. We’re here to help with advice. #lifeinsurance #insurance #healthinsurance #insuranceagent #financialplanning

When is the best time to buy life insurance? The best time to buy life insurance is when the person being insured is young & and healthy. The earliest age, which most insurance companies will insure someone, is 15 days old. You're never going to be as young & healthy as you were yesterday. Now you might be wondering, why would you insure a 15 day old baby? We can address the why in later posts, but the logic is simple: that's when you're youngest & usually, healthiest. As we grow older, we become less healthy & pick up bad habits. A lot of times, there may be things that happen that prevent us from being insurable. Stay tuned for more life insurance awareness month! #lifeinsurance #financialservices #insurance #wealth #generationalwealth #finance #taxfreewealth #iul #collegefund #indexuniversallife