As a human, it’s totally ok to have money regrets. Rather than dwell on the past, what areas of your current financial life will your future self look back on and wish that you had changed? The decisions you make today will help limit any future regrets! We got most of the items on this list by asking members in the PFC Facebook Group. (If you are not already part of the group, what are you waiting for!). The most common answer by far was some variation of wishing they started saving and investing earlier. Remember, to focus on what is in your control. Nothing in the past can be changed. But what you choose to do today will change the course of your future. Yes, it would have been great if we all started investing a long time ago. BUT, at some point in the future, right now will be “a long time ago” and we will be grateful that we took our finances seriously today! Whether it’s opening up your first investment account or starting to do a backdoor Roth IRA, write down what you want to do on your to do list. Then carve out the time to make it happen. By doing the things you normally would keep putting off, your future self will look back proudly! As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often. #regrets #moneyregrets #house #moneytips #finance #investing
Jeremy Schneider’s Post
More Relevant Posts
-
You must have came across a YouTube ad where someone claims to have cracked the code to riches through share trading? 🚀🚀They’re ask :Just toss in $9.99 and a couple of hours a week work – money will be flowing from left right and centre. 💵💵 But wait a minute! If it was that simple, we’d all be living on a private island. we’d need a bigger planet and more islands! 🏝️🏝️ Truth is, the only one cashing in quick is the person selling the course. And of course, they love throwing in tales of our struggles – bills, living costs, and the never-ending quest for a parking spot close to the shops – like they’re narrating the story of our financial adventures. 🥹🥹 But before you splurge $9.99 on the ‘Miracle Money Maker,’ let’s ponder this: If it were a guaranteed ticket to wealth, why isn’t everyone in the Forbes billionaire list?📖📖 Getting rich quick with these schemes is like expecting your laundry to fold itself – a nice thought but not likely to happen. 🧺😂 It’s a genuine long shot. Remember, building wealth is more like tending to a garden – it takes time, effort, and the occasional battle with stubborn weeds. 🌱💰 It’s about patience and making the right choices. So, next time a YouTube sensation promises you financial gold for the price of burrito, just buy a burrito with extra cheese and sauce. 😂💰 #FinancialWisdom #WealthBuilding #InvestmentReality #Darwin #SmartInvesting #PatiencePaysOff #FinancialJourney #LaughYourWayToWealth #MoneyMindset #DarwinFinancialAdvisor #InvestSmart #GetRichSlowly #FinanceHumor
To view or add a comment, sign in
-
Someone very close to me, through no fault of her own, was in a horrific accident on Friday. This event was, literally, a force of nature. No warning. Unavoidable. To my immense dismay, the Facebook warriors immediately sprung to action, quick to make assumptions and dispense their keyboard wisdom, despite having absolutely zero knowledge of what actually happened. These dullards - who think that their opinion is the same thing as actually knowing what they are talking about - do not hesitate to share their thoughts. They will tell you everything that they think that you need to know about politics and finance and other people's misfortune. Why I mention this today is that I have been telling people for years to quit turning to social media for their financial advice. Social media is many things, including uneducated people sharing misinformed opinions on subjects they know little about. The internet is full of idiots and charlatans and scammers and gullible fools. "Well, I heard that..." is not a credible source. You don't "do your own research" by watching confirmation videos on YouTube. Unless your buddy from high school is actually a Certified Financial Planner, why in the world would you care what they think about money? If you want expert opinion, speak with an actual expert with knowledge of the situation.
To view or add a comment, sign in
-
Watch to find out what we mean by the term “money mindset” and why it is so important to feel confident talking about money.💷 It's okay to believe that you want something, we have always been told 'What I want DOESN'T GET', but what if I shifted that perspective and asked you, what is it you really want in life? 🌱 If you want a safe environment to talk about your relationship with money then I’d love to invite you to join my Facebook Group ‘The Joy of Money’. You can join here: https://lnkd.in/emgHZS6K 🤩 #spendinghabits #yourcash #yourmoney #financialdecisions #moneyrelationship #moneytalk #moneycoach
What is your money mindset and why is it important?
To view or add a comment, sign in
-
Author ♦️Secure Wealth Strategist ♦️Financial Freedom & Cyber Security Expert ♦️Ex-Banker ♦️Founder, Secure Future Academy ♦️Your Guide to Financial Security
You're Not Alone! Feeling Like Money Disappears into Thin Air? We've all been there. You work hard, pay check hits your account, and then...poof! 🪄 It's gone. Fact: Money disappearing doesn't have to be your reality. Here's the truth: Hidden leaks: Sneaky subscriptions, impulse buys, and unnecessary fees can drain your account. Lack of a plan: Without a budget, your money wanders aimlessly. Unrealistic expectations: Keeping up with the Joneses? ♀️ Focus on your own financial goals. But wait, there's hope! Here's how to take control: Track your spending: Identify where your money goes (every penny counts!). Create a budget: Plan your spending and allocate funds for your goals. Stop the leaks: Cancel unused subscriptions, unsubscribe from tempting emails, and be mindful of impulse buys. **Ready to turn your financial frown upside down? ** Scan the QR code and join my VIP Facebook group for exclusive content and discussions! See you there! Don't forget to follow me for more financial wellness inspiration! #MoneyManagement #FinancialLiteracy #StopTheLeak
To view or add a comment, sign in
-
Beware of FAKE Influencers who only care about their cut and commissions. "Pay Yourself First" - even before SIP or stock investing! One of the fundamental principles of personal finance is to "pay yourself first." It means setting aside a portion of your income for savings before you spend on anything else. 🎯 Whether it's for an emergency fund, retirement, or a financial goal, this practice can transform your financial future. It's a simple yet powerful way to prioritize your financial well-being. 💪 Raghuraj PS #PersonalFinance #MoneyManagement #FinancialFreedom
To view or add a comment, sign in
-
Founder & CEO I Advice-Only | Fee-Only I Partnering with Professionals and Entrepreneurs planning for a secure financial future
Financial freedom is the result of making small, smart choices every day. ➡️Budgeting: By creating a monthly budget and sticking to it, you can track your expenses, cut unnecessary spending, and save more money. ➡️Investing: Regularly investing a portion of your income, even if it's a small amount, can lead to the growth of wealth over the years. Compound interest will work in your favour. ➡️Emergency Fund: Setting aside a small percentage of income regularly for an emergency fund can provide financial security. When unexpected expenses arise, having this fund can prevent the need to take on debt. ➡️Debt Reduction: Consistently making extra payments on high-interest debts, like credit cards, can gradually reduce the debt burden. ➡️Education: Investing in your financial education by reading books, joining Facebook groups, or seeking advice from financial guides can lead to better financial decision-making.
To view or add a comment, sign in
-
Here’s a hot take for today… the Romans used free food and entertainment to control their subjects. I don’t think it’s any less true today. Have you ever considered that governments use sports to control the public? It’s always been this way. Today’s version would be more actually quoted “ keep them busy with cheap entertainment, and they will forget about the freedom they lost.” And it’s not just about sports, it’s what you are reading this on: social media is the newest form of control. Social media companies make all of their apps “free” but you pay the price with your attention, focus, dreams, and freedom. All the while they make billions off of you and influence everything you do. You’ve got two choices here : 1. Delete everything, buy a tinfoil hat, and moved to the jungle where they can’t get you 2. Use the Internet to YOUR advantage. There’s a way you can use the Internet that can actually help you get your freedom back, and help fill your bank account with Cash (instead of you just filling theirs). For example, I found out there are companies that use social media and AI to connect with people who are looking for a way to protect their families and assets from financial loss due do a death or disability, to eliminate debt, or to increase or start saving for retirement. All virtually using the Internet. And these companies will pay people like you (very well actually) to help those families who have requested help. Let me help you take advantage of this $1.4 trillion industry. I’ve found a way to make $20,000+ per month on the Internet completely remotely. Without having to go door to door, or do cold calls, or create a bunch of marketing content, and videos to post on my own. If you want to know how I am doing it, and how you can, to, here is a video that breaks it down 👇 https://lnkd.in/gew8p3sk Shoot me a message If you feel like this might be a fit for you and let’s have a conversation.
To view or add a comment, sign in
-
Content Strategist for Service-Based Solopreneurs || Helping you ATTRACT your ideal clients with my "fail-proof" CLEAR and TARGETED content strategy - 100% Guaranteed 💯
I vividly remember crying moments after this photo was taken - It was my 22nd birthday, fresh out of school, despite nearly dropping out that same year. Fast forward to yesterday, when I left a comment on a creator's post, Admitting that money motivates me to stay consistent. It led to an uncomfortable call from someone I know, advising me to toe the line next time. Funny, considering I almost held back that comment, fearing misinterpretation. But the truth is, nothing fuels my drive like financial freedom 🤭 Growing up amidst scarcity and hardship, then experiencing financial freedom Makes me wonder, what better motivator is there if not money? Now, this post isn't about money or hardship It's about the daily "cancellations" we witness on social media – People's voices get silenced despite preaching authenticity By those lacking the courage to embrace it themselves. The most valuable currency for you as a solopreneur building a brand today, Is the freedom to express your truth, boldly and fearlessly, without the threat of cancellation. Because if you can't be yourself, what's the point of building a personal brand? Sure, I aim to impact lives and help others build thriving businesses, But let me be honest: waking up to secure my financial future is what really drives me. I no longer want a life where I'll be caught off guard by emergencies Or take screenshots of things I desire to have, but can't afford. Nah! no more! I dream of touring the world without worrying about my account balance – that's my truth. Are you speaking yours? Not everyone will like you for it, But those who resonate will love you for it. Selah! ❤️ P.S. What's your truth? The actual truth...
To view or add a comment, sign in
Your trusted partner for professional, independent and unbiased financial advice. Hourly, Advice-Only engagements available.
2wThis is a great list!