Kristi Knight-Sandner’s Post

Up next for the 6️⃣ Steps to Take Before Retirement....Step #4️⃣: Explore Tax-Smart Strategies Now! As retirement approaches, it's key to optimize your tax planning to maximize savings and minimize liabilities. Understanding tax-smart strategies can significantly impact your financial future. We're here to help you navigate these complexities and personalize a plan that ensures your retirement is as financially efficient as possible. Let's explore these strategies together and set you up for a tax-smart retirement! 💸💸 📲Click my link in bio to get started now! What are you waiting for? The time is NOW! ⏱️⏱️ #retirementplanning #taxplanning #rothconversion * * * * * * Landing Financial Group, Inc. does not offer tax planning or legal services but may provide references to tax services or legal providers. Landing Financial Group, Inc. may also work with your attorney or independent tax or legal counsel. Please consult a qualified professional for assistance with these matters. You should always consult with a qualified professional before making any tax or legal decisions.

Flashback Friday Fun! This incredible moment took place in Ketchikan, Alaska, where Patrick and I enjoyed the fresh Alaskan air and beautiful scenery. Planning for our financial future is just as important as planning for our travels. It's our goal at Landing Financial Group to help you enjoy life today while planning for a secure and exciting tomorrow. So, what are your weekend plans? Whether you're heading out for a new adventure or enjoying a cozy staycation, we'd love to hear about it! Drop a comment below and share your plans with us. 👇 #travel #family #hobbies #financialplanning #retirementplanning

Anticipating your retirement income starts now! Take a look at tip #3--Prepare in Advance for Social Security. ✅ By strategizing early and understanding your options, you can optimize your benefits and pave the way for a more secure financial future. At Landing Financial Group, we specialize in guiding you through the steps of Social Security planning, ensuring you're well-prepared to make informed decisions that align perfectly with your retirement goals. Let's lay the groundwork today for a comfortable and fulfilling tomorrow! 🙌 Unsure where to begin? See my link in bio to work with our advisors to create your personalized retirement strategy. Let’s make sure your future is as bright as you’ve always dreamed! ✨ #retirementplanning #retirement #socialsecurity

Here's to celebrating the strength and dedication that fuel our dreams on this Labor Day!🎉 At Landing Financial Group, we recognize the hard work that builds our communities and shapes our futures. As you take this well-earned break, consider the financial goals you're striving towards and the bright future you're creating. 🙌 Our commitment is to help you transform your hard-earned efforts into lasting financial success. Whether you're gearing up for retirement, saving for key milestones, or just embarking on your financial journey, we're here to guide you every step of the way. 💲🤝 Enjoy this day of rest and reflection—you've earned it! Let's continue to work together towards a brighter, more secure future. 😎🌟 #financialgoals #holiday #laborday

Patrick and I took a trip to Key West to visit family! We had an amazing time soaking up the sun, enjoying delicious food, and making lasting memories. 📸 There's nothing quite like spending quality time with family, and this trip was the perfect reminder of the importance of cherishing these moments. Family is at the heart of everything we do at Landing Financial Group. We understand that retirement planning isn't just about numbers and investments — it's about creating a future where you can enjoy more time with the people you love, doing the things you love. See my link in bio to explore more about our services. We can help you create a retirement strategy that allows you to spend more time with your loved ones. 🧑🧑🧒🧒 #retirementplanning #financialplanning #wealthmanagement

Set up your estate plan to care for your heirs while optimizing your retirement income. Here's how: 1️⃣ Collaborate with Professionals: Work with an experienced estate planner and financial advisor to craft a comprehensive plan that meets your goals. 2️⃣ Balance Your Needs: Strategize to support your heirs while maintaining financial independence and comfort. 3️⃣ Utilize Estate Planning Tools: Implement trusts, wills, and other instruments to manage your assets effectively and minimize taxes. 4️⃣ Regularly Review and Update: Life changes, and so should your estate plan. Regular updates ensure it remains relevant to your current goals. Start your journey to financial confidence today! See my link in bio to learn about our retirement planning services and join a community of empowered women. #womenempowerment #financialadvisors #estateplanning

If you want to catch up on your savings or maximize them before retiring, you have several options. The following tips will help you save more: 1️⃣ Employer-Sponsored Accounts: If you have access to a 401(k), 403(b), 457(b), or Thrift Savings Plan, make sure you're contributing at least up to the amount your employer will match, and more if you can. 2️⃣ IRAs: After maximizing your employer-sponsored accounts, or if you don't have one, consider contributing to a traditional or Roth IRA. 3️⃣ Health Savings Accounts (HSAs): If you're eligible, an HSA can be a powerful tool to save for future healthcare costs. 4️⃣ Brokerage Accounts: Don't forget your regular brokerage account. There's no limit on how much you can save in these accounts. See my link in bio to start working on your strategy with our team. Let's help ensure you're prepared for a comfortable and fulfilling retirement! #retirementplanning #financialplanning #wealthmanagement

Here’s Patrick sharing his two cents at an Advisors Excel training, where he was invited to speak on the important topic of life insurance! 🎤 We love opportunities like these to share our insights and experiences with our peers, helping everyone benefit from the lessons we've learned along the way! At Landing Financial Group, we believe that collaboration and knowledge-sharing are key to success in our industry. By exchanging ideas and strategies, we all grow stronger and better equipped to serve our clients. 🤝 Thank you to AE for hosting such an impactful event! 🙏 #lifeinsurance #collaboration #financialplanning

As you approach retirement, one big decision you might face is what to do about your home. 🏠 Maybe you're considering paying off your existing mortgage or using cash to buy a new, smaller home. Both options have their pros and cons, and it's important to think carefully about what's best for your financial future. Downsizing is becoming increasingly popular among retirees, who sell their larger homes to buy smaller ones with cash. Getting rid of mortgage payments and freeing up monthly cash flow can be very appealing. 💵 Before you commit all your savings to a new home, consider: 📉 Risk of loss 💸 Liquidity 📈 Investment opportunities Want to learn more? Check out our retirement planning videos and join our welcoming community by seeing my link in bio. #retirementplanning #financialplanning #downsizing

Even if retirement is several years away, it's never too early to plan for your financial future. Landing Financial Group believes that early preparation can make all the difference in achieving a comfortable and secure retirement. 🌅 The first step is to figure out where you stand. What do we mean by that? Understanding your current financial situation is the first crucial step towards successful retirement planning. Here's how to start: 🔍 Know your income sources 📊 Examine your expenses 🗂 Plan your retirement income See my link in bio to work with our advisors to create your personalized retirement strategy. Let’s make sure your future is as bright as you’ve always dreamed! #retirementplanning #financialplanning #retirementready