MetLife Investment Management’s Post

An insightful article on loan underwriting stresses the significance of the three Cs: credit, capacity, and collateral. Great for lenders looking to enhance their strategies. #LoanUnderwriting #LendingSolutions #Credit #Capacity #Collateral https://lnkd.in/gkiKVx8R

🚨 Loan stacking is a growing concern for lenders. Dive into our blog to understand the implications, risks, and strategies for addressing this challenge: https://bit.ly/3RwarfC #LendingInsights #RiskManagement #LoanStacking

Loan grading is a critical process in the financial sector, categorizing loans based on the borrower's creditworthiness and associated risks. #LoanGrading #CreditRisk #FinancialStability #Banking https://lnkd.in/dNvsdNdX

A Deep Dive into CMBS Loan Modification Trends: https://lnkd.in/e2BS-JxJ #CMBSLoanTrends #LoanTrends #CRENews #CommercialRealEstateNews

A Deep Dive into CMBS Loan Modification Trends: https://lnkd.in/eWp2f-ed #CMBSLoanTrends #LoanTrends #CRENews #CommercialRealEstateNews

We're up to date on what's happening in the market. BCA advisor, Richard Fischel, gives his take on why special servicers are reluctant to offer discounted payoffs on CMBS loans that are in distress. To read more of our insights, visit our website. #cmbs #financialadvice #market2023 #loanindistress

PE shops and other borrowers are taking advantage of slim credit spreads on offer by banks, though direct lenders are getting creative to win deals. Borrowers opting for creative deal structures and ease of execution in the private credit market over the syndicated loan market was a major trend for much of 2023. So far in 2024, however, the syndicated loan market has attracted borrower companies back to the fold, enticing them with the chance to slash borrowing costs.

The TransUnion February Credit Industry Snapshot revealed average new loan amounts increased for auto but decreased for unsecured personal loans. Download the report to gain access to more of the latest credit trend insights. https://lnkd.in/dnK_UdRa

The TransUnion February Credit Industry Snapshot revealed average new loan amounts increased for auto but decreased for unsecured personal loans. Download the report to gain access to more of the latest credit trend insights. https://lnkd.in/gjGrk69y

Being able to price and structure commercial loans accurately is absolutely critical to a credit union’s profitability and success, especially when there’s uncertainty around interest rates and overall economic performance. This article by Baker Hill examines some of the various pricing strategies your credit union can employ to ensure borrowers’ needs are met while optimizing their net interest margin.