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Harold Pettigrew, Jr., President and CEO of the Opportunity Finance Network (OFN), shares his inspiring journey focused on community development finance and the critical role of Community Development Financial Institutions (CDFIs) in an insightful interview with us. From securing $2.3 billion in capital to addressing climate challenges, Harold's leadership is transforming communities and creating opportunities nationwide. Don't miss his perspectives on the future of CDFIs, the importance of community-focused finance, and his vision for a more inclusive economy. Read the full interview here and discover how CDFIs are paving the way for sustainable and equitable growth: https://lnkd.in/eXkTPcRF

No two situations are likely to be the same! What’s the plan for the assets? Do you have the resources (people and £) to deliver the plan? What does the community want? Will the private sector (alone or in partnership) be a help to the vision for a place? Is there senior leadership of the plan? How do you get the asset(s) ready to sell? Lots to consider - not just what the market value in these market times? But of course things change! Politics, people, PWLB, the original purpose and property itself. A strategic review is no bad idea to decide if rationalisation might be best. I wonder where the receipts will go? To properly address community needs or help with headlines?? Samuel Blake Richard Thomas Kevin White Jenny Rydon Laura Stamboulieh Adrian Peachey John Percy Jon Neale Scott Young #MEAdvisory

April marks National Financial Literacy Month, an essential time for all of us to take stock of our financial knowledge and capabilities, empowering ourselves to make more informed decisions and strengthen our economic well-being. In our latest spotlight video, we introduce Ashley Parham, whose story embodies resilience and determination in the face of adversity. Despite encountering a series of setbacks, she embraced the challenge to rewrite her financial narrative with the support of Norwescap. A sudden accident disrupted Ashley's life, leading to an arduous 9-month recovery period. This misfortune spiraled into mounting debts and a diminishing credit score. To further complicate matters, Ashley found herself without a job due to a layoff. However, Ashley refused to let these obstacles define her future. She sought guidance from Norwescap and connected with Elizabeth Burgenson, the Financial Empowerment Program Coordinator. Together, they embarked on a journey towards reclaiming Ashley's financial independence. But Ashley's aspirations soar above mere financial stability. She dreams of college graduation, securing higher education for her children, and ultimately pursuing her passion for law as a lawyer. Her tenacity suggests that these are not mere dreams but forthcoming realities. Ashley's story is a reminder that with the right help and sheer perseverance, anyone can overcome financial hurdles. Her partnership with Norwescap paves a path many can draw inspiration from. Let Ashley's journey be your motivation; no matter what you face financially, there is a way through to the other side, paved with the victories of every small step forward. Together, we can all find a way to thrive. #FinancialEmpowerment #Inspiration #CommunityImpact #CommunityStrong #NeighborsMatter #MakingADifference #CommunityAction #onenorwescap #norwescap For more information on the Financial Empowerment Program please visit us at: https://lnkd.in/ebtigrbz

Families Succeed With Private Money!!! With Benjamin Mayo, Cheryl White & Jay Conner https://lnkd.in/gB28sDQU Private Money Academy Conference: https://lnkd.in/g-PEuZ8a Free Report: https://lnkd.in/gxAgbNcK Join the Private Money Academy:  https://lnkd.in/gPDRRm9a Ben & Cheryl is a father-daughter team. Ben has been investing in real estate for over 25 years. Cheryl just joined him in this world of real estate investing a couple of months ago. However, they have worked together in a previous home-based business. Cheryl M. White is a Certified Life Coach with decades of experience helping others master the moment through mentorship and coaching. She has helped others push beyond self-doubt, negative thinking, and internal dialogue to identify their God-given talent, to live a life of purpose and unlimited possibilities. Cheryl received her Coaching certification from Accomplishment Coaching, a year-long training in Washington, DC. She holds a Bachelor of Arts degree from Shaw University in Sociology, with a Minor in Religion, and a master’s degree in public administration from Strayer University. She is a Deaconess who looks for opportunities to encourage, inspire, and motivate God’s people. Benjamin Mayo served in the United States Army as a Communication Center Specialist during the Vietnam War. After being honorably discharged from the Army, Ben received an associate in applied science degree from Edgecombe Community College in Law Enforcement and Business Administration. His real estate investing career began in 1995, investing in single-family properties. He also invested in Stocks and Stock Options. Ben is a student of Ron LeGrand and has a Graduated Master's in real estate investing. Ben and Cheryl are members of Jay’s Platinum Plus Program and Mastermind coaching group. Have you read Jay’s new book: Where to Get The Money Now? It is available FREE (all you pay is the shipping and handling) at https://lnkd.in/gfFwXPtN What is Private Money? Real Estate Investing with Jay Conner https://lnkd.in/gRWwvrZ6 Jay Conner is a proven real estate investment leader. He maximizes creative methods to buy and sell properties with profits averaging $67,000 per deal without using his own money or credit. What is Real Estate Investing? Live Private Money Academy Conference https://lnkd.in/gHqckcxm YouTube Channel https://lnkd.in/gCBpqUa9 Apple Podcasts: https://lnkd.in/gejtvFNU Facebook: https://lnkd.in/gzBg6eDt #RealEstate #RealEstateInvesting #RealEstateInvestingForBeginners #FlippingHouses #PrivateMoney #RaisingPrivateMoney #JayConner

Getting to know Hon. Chris Chaplin Born into a Jamaican family that believed in public service, Christopher Chaplin's path was affected by his father, a journalist, and mother, a teacher. These early influences instilled in him a profound respect for education, communication, and service. Chaplin recalls: "I grew up in Jamaica, attended prep school at Alpha Prep and high school at St George's College, and went on to the University of the West Indies in Trinidad and Tobago, where I studied engineering." His parents lived a life of service- helping others- which shaped Chaplin into a person who was always looking to contribute positively to his community. Chaplin's career is a study of adaptability and a drive to make significant impacts in various sectors. Initially embarking on a path in engineering, he quickly realized his passions lay elsewhere. "As an engineer, I worked at the Ministry of Construction... but I realized I had little interest in engineering." Chaplin openly shares about his early career redirection. His path took a fortuitous turn when he joined the banking sector, where he became instrumental in projects to revitalize Jamaica's economy. "I was part of a multidisciplinary team at Jamaica's central bank, the Bank of Jamaica... we would go out to all the factories, all the businesses, agricultural enterprises in Jamaica, to set up funding for them," he explains, detailing his transition from engineering to banking. This phase of his career allowed him to contribute to Jamaica's economic development and equipped him with a broad understanding of finance. He expanded his knowledge by earning an MBA from The George Washington University in Washington D.C. and further honed his resume through significant roles in Jamaican and American financial institutions. Reflecting on his banking career in the U.S., Chaplin notes, "I worked for PNC Bank... I went through their credit training program and was part of their media lending team. So, we helped finance Comcast, Charter Communications, and Fox News Media. Thus, I participated in the beginning transactions of some of the large corporations in the United States, and it was a great experience. Eventually, I segued into Community Development Financial Institutions Fund (CDFI Fund), chartered to finance underserved communities in the United States." His career has been a testament to his belief in using finance as a tool for community development and empowerment. Follow the link below to read the rest of Hon. Chris Chaplin's story! https://lnkd.in/eh-EGMvW #funtimesmagazine #communityleader #communityimpact #blackexcellence

What best practices and strategies allow families to sustain wealth, in the broadest sense of the word, across generations? Steven Fradkin and Pamela Lucina spoke with Barron's about the secrets that we believe lead to families’ long term financial and non-financial success, based on working with enterprising families for more than 135 years. These secrets are the centerpiece of our new book, Secrets of Enterprising Families. https://bit.ly/4d9S88O

Locus VP of Investor Relations Lisa Pratt O'Mara met with lawmakers in Washington, D.C., to educate them on how the current economic environment and policies impact CDFIs and borrowers. Read Lisa's takeaways from this visit to Capitol Hill. #cdfis #impactinvesting #dmv

Friday Fun Financial Fact: This one is a repeat for those not ok with the status quo... When governments raise taxes to excessive levels, it can have significant implications for individuals, businesses, and the overall economy. Let's explore what happens when taxes are increased beyond reasonable limits. 1. Financial Strain: It's disheartening to see hard-earned income diminished, hindering financial security, limiting opportunities, and providing for loved ones. 2. Crushed Dreams: Higher taxes can crush dreams and hinder personal growth. Reduced disposable income makes it harder to invest in education, start businesses, or pursue aspirations. The weight of excessive taxes suffocates dreams and restricts possibilities. 3. Feeling Trapped: The burden of high taxation restricts the ability to make significant purchases, pursue hobbies, or indulge in experiences that bring joy and fulfillment. It can create a sense of being trapped in a cycle of working solely to meet tax obligations. 4. Crippling Small Businesses: Small businesses, often driven by passion and entrepreneurial spirit, bear a heavy burden when taxes become overwhelming. Excessive tax rates can lead to reduced profitability, making it challenging to sustain operations, pay employees, or invest in growth. 5. Lost Opportunities for Community Development: Excessive taxation stifles community development initiatives. When individuals and businesses have limited resources due to high taxes, charitable contributions, community projects, and philanthropic endeavors suffer. This loss of support for community causes can dampen the spirit of togetherness and hinder the progress of social initiatives. 6. Sense of Injustice and Frustration: It feels unfair when hard-earned money is taken away to fund inefficient or mismanaged government programs. The resulting frustration can lead to a lack of trust in the system and a desire for change. 7. Emotional Toll on Mental Well-being: The constant worry and stress associated with high taxes can take a toll on mental well-being. It is essential to address the emotional impact of excessive taxation and find ways to alleviate the burden. 8. Capital and Innovation simply leave: Business owners and leaders will move where it's easier and more rewarding to run a business. Understanding the emotional toll of excessive taxation is crucial. Striving for a balanced and fair tax system is necessary to inspire financial well-being, empower dreams, and foster a sense of freedom for the dreamers and doers - for business owners like us! Let's reduce your taxes! Let's Grow, Control, and Keep YOUR money!! Let's design an even better future!!!

You work hard to create wealth. It’s important to have a say in what happens to it. Here are some tips on creating equal vs equitable inheritances: https://bit.ly/3VMAyl9