PhonePe’s Post

What is Intent UPI? Intent UPI refers to the process of initiating a transaction or payment request through the Unified Payments Interface (UPI) system in India. It involves triggering a payment intent, which is then fulfilled by the user's UPI app or bank. Here's a breakdown of the Intent UPI flow: 1. Merchant or Payer initiates a payment request. 2. User selects UPI as the payment method. 3. Intent UPI URL or deeplink is generated. 4. User is redirected to their chosen UPI app (e.g., Google Pay, PhonePe, Paytm). 5. User authenticates and authorizes the transaction. 6. Payment is processed and confirmed. Intent UPI enables seamless, secure, and instant transactions, making it a popular payment method in India. Some examples of Intent UPI include: - Scan and Pay - UPI Collect Request - UPI Payment Links - UPI Intent URLs Let me know if you need further clarification!

People need to know that the Paytm app and Paytm Payment Bank are different entities. This important distinction needs to be clarified. The restrictions affect specifically Paytm Payments Bank, which is a separate entity within the Paytm ecosystem. Paytm App will: 👉 Functions normally: You can and you will be able to use the Paytm app for various actions like online shopping, bill payments, mobile recharges, etc. 👉 No impact on other features: Movie ticket booking, travel booking, and other features offered by the Paytm app are unaffected. Use the App with no hesitation also don't fall for the rumors. Despite these challenges, Paytm will continue to be the best in the Indian digital payments market.💪 #paytm #paytmkaro

🚀 Did You Know? The National Payments Corporation of India (NPCI) has announced that Unified Payments Interface (UPI) members can go live with UPI’s ‘Tap & Pay’ functionality by January 31 next year, according to a report by Business Standard. 🌐 This groundbreaking feature is set to enhance the payment experience for users of popular platforms like BHIM, Gpay, Paytm, PhonePe, and other UPI apps. 🔍 What's the Buzz About? Back in September 2023, the UPI Tap & Pay was introduced as an innovative addition to UPI payments. Think of it as a fresh take on the conventional Scan and Pay or Pay to Contacts methods. 🔄 Instead of scanning, users can simply tap their devices on the recipient's device to fetch their UPI ID/VPA through NFC technology. 🔄 How Does it Work? ✔️ To use Tap & Pay, your device should have NFC capability. ✔️ The UPI ID/VPA of the receiver is embedded inside NFC tags in QR codes, soundboxes, or UPI Smart Tags. ✔️ When the payer taps their phone on an NFC-enabled QR code or soundbox, the UPI ID of the receiver is seamlessly fetched by the payer's app. #didyouknow #upi #upitapay #npci #upipayments #digitalpayments #fintechfriday

Although I was always sacred to implement the payment gateway I never tried it so just gave a try by watching the. Papaya Coders Private Limited aka shubham bhai video Shubham Pandey He nicely explained the thing How to implement the PhonePe payment gateway some concepts are deprecated so I am sharing here If you are following the phonepe latest doc (Using the latest dependency ver 2.4.1 ) then no need to use the Meta data in manifest also in the initialization use Phone.init(this,PhonePeEnvironment.SANDBOX/Prod , "","") " " put your app key and other keys here #phonepe #paymentgateway

Rich people might be using their wealth to pay, Smart people use their reward balance to pay. Do you want a wedding celebration like Ambani's, a luxurious vacation, or next iPhone, or just to cover your grocery bills? Start earning guaranteed rewards on your card spends! Use your earned reward balance to fulfill your wish list or cover essentials. Here's how: 👉 Link your bank card on the NDTV Big Bonus reward app (secured by Single.id technology). Card linking is as simple as it is on Zomato, Swiggy, or Uber. 👉 Start earning rewards when you transact at India's top brands using your linked card. Just transact as usual. 👉 Use your reward balance to pay anytime, anywhere. Transform your everyday spending into extraordinary rewards! #singleid #singleidrewards #savings #experience #earning #rewards

When a business receives payments through UPI apps like Google Pay, PhonePe, or Paytm, it has to pay a commission fee for each transaction. 💸 In contrast, transactions made via the BHIM app, which is a direct UPI interface, do not have such fees. In fact, all other UPI apps must route their transactions through the BHIM framework to facilitate payments. 🤔 The question arises: why must merchants be at the mercy of these third-party payment apps? 🤷♂️ The answer lies in the competitive advantages that Google Pay, PhonePe, and similar platforms have established through: > Superior User Experience: These apps offer a more intuitive and visually appealing interface. 🌟 >Extensive Promotional Benefits: Google Pay and PhonePe frequently provide rewards, discounts, and cashback offers that attract customers. 🎁💰 > Ecosystem Integration: These platforms integrate seamlessly with various services, such as mobile recharges and utility bill payments. 🔄📱 If only the Indian Government could have done a better job with BHIM, merchants could have saved so much money lost in transaction fees. 💡💰 #UPI #DigitalPayments #FinTech #MerchantServices #CashlessEconomy #GooglePay #PhonePe #Paytm #BHIM #BusinessEfficiency #FinancialInclusion

#Paytm, India's leading digital payments platform, has announced a strategic partnership with Zomato, the country's largest online food delivery service. The collaboration aims to provide a seamless ticketing experience for users, allowing them to book tickets for various events directly within the Paytm app. #Analyse_kar_trade_kar 📈 Create Your Free Account Now : web.talkoptions.in/ Like ❤️, Share 🔄, and Follow ➕ for more content! 🚀 #zomato #paytm #SENSEX #OptionsDelta #TradingInsights #TradingTips #trader #FinancialInsights #stockmarket #nifty #banknifty #optionstrading #nse #bse #options #intradaytrading #nifty50 #technicalanalysisdaily #TalkOptions #analysis #OptionsKaSearchEngine #Reels #stockmarketindiatips

WhatsApp In-App Payments in India, not yet in Europe. "Check out this cool video I found! It showcases the launch of WhatsApp In-App Payments in India, a big move for #WhatsApp commerce, enabled by Razorpay. This innovation supports UPI and over 100 payment options, directly within WhatsApp. It enables a full shopping journey, from product discovery to payment, all on WhatsApp. It simplifies the shopping process: browse, shop, pay in one go. This is a great opportunity for #d2c brands to tap into this advanced commerce platform on WhatsApp. Source: by @Meta, WhatsApp, Razorpay, 360dialog, and BusinessOnBot."

You've been through this before. You made a payment through UPI. Then both you and the merchant wait for the confirmation SMS or on the app. For a merchant making streetside snacks, this is a major downer on his productivity. 😕 Problem: 1. A transaction is complete only if the other party confirms receipt of money for goods/services provided. 2. Showing the confirmation on the app diverts vendor attention affecting their productivity. 3. If the vendor is busy serving others, the customer gets irritated as the mobile screen often goes into lock mode. 😊 The Solution: Introducing the Paytm Soundbox The Soundbox is a simple device that plays a jingle and a message when a payment is received. This ensures that both the customer and the shopkeeper get an instant confirmation of the payment. 🏆 Key Benefits: 1. Merchant: Productivity boost as confirmation wait time was eliminated. 2. Customer: Fast checkout post shopping completed the ideal experience. 3. Brand: The clean design, jingle combo made Paytm synonymous with UPI. The product has been featured on national and international news content gathering wide acclaim. #upi #cashlesspayments #paytm #soundbox #design #makeinindia P.S.: Want to design a product like this, DM Prashant Subhedar. If you're at #mwc24 Barcelona , get in touch with Ektaa Rajani

🚨 Paytm Critical Messaging Oversight! 🚨 While navigating Paytm's website, we spotted a critical messaging mistake that could impact user perception. The line "Your Paytm app is working and will keep working beyond Feb 29th, 2024" caught our attention. Our survey with 50+ users revealed that 60% of them unconsciously skipped the word "beyond" during their initial read. This subtle oversight might alter the entire message's objective for users. 🤔 What are your thoughts on Paytm using "Your Paytm app is working and will keep working beyond"? Share your insights below! Let's discuss and raise awareness about the importance of clear and effective communication. 💬✨ #Paytm #Communication #MessagingMatters #UserExperience Paytm Paytm Care