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𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗛𝗲𝗹𝗽 𝗪𝗵𝗲𝗻 𝗬𝗼𝘂 𝗡𝗲𝗲𝗱 𝗶𝘁 𝗠𝗼𝘀𝘁‼️ —Planning for the future can be a stressful process. There are so many events and deadlines to keep track of, and when it comes to personal finances, missing an important date could cost you. To add some sanity to your life, we created a monthly financial calendar with all the important dates and deadlines. Here is the calendar for November 2023. If you’re looking for a better way to maximize your retirement income while minimizing taxes or looking for the best Health insurance options for you, Futurity First Greater Northeast can help. Our Futurity First advisors will work closely with you to build a customized financial plan. You’ll also benefit from innovative service and ongoing local access to advisors. Learn More: www.futurityfirst.com **𝗔𝗘𝗣 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗢𝗽𝗲𝗻 𝗘𝗻𝗿𝗼𝗹𝗹𝗺𝗲𝗻𝘁 𝘀𝘁𝗮𝗿𝘁𝘀 𝗢𝗰𝘁 𝟭𝟱 - 𝗗𝗲𝗰 𝟳** Futurity First Pittsburgh | Futurity First Greater Northeast (Marlton, NJ) #GoFFIG #planahead #financialplanning #events #november #november2023 #health #medicare #medicareadvantage #medicaresupplement #medicareopenenrollment #aep #aep2024 #retirement #insurance #lifeinsurance #finances #calendar #financialservices #financialgoals

The Washington Cares Fund, one of the first government-run long-term care insurance programs, exists to help Washington citizens secure the resources they need to access care as they age. But how does it compare to private LTC insurance? It’s important to know your options when choosing LTC insurance. The WA Cares Fund does not cover those already in retirement or who are already disabled, but its benefits (such as the ability to pay a family caregiver through the fund or no premiums when retired) may make it the right choice for you and your family if eligible. Learn more here: https://lnkd.in/eqQGPtSP #longtermcareinsurance #ltci #longtermcare #aginginplace #caretaker #financialplanner #financialadvisor #retirement #wealthmanager #retirementspecialist #estateattorney #financialprofessional #wealthadvisor #WeAreLTC #thebrokersyouusematters #personalplanning

Medical Costs During Retirement and Preparing for the Unexpected by Casey Smith On this episode of A Wiser Retirement™, Casey Smith is joined by Logan Steele from Steele Choice Insurance to talk about medical costs during retirement and preparing for the unexpected. They go over Medicare, long-term care, healthcare costs, Medigap, and traveling overseas for medical procedures. Related Podcasts:– Ep 179: Long-Term Care Insurance: To Buy or […] #boomers #babyboomers

The Washington Cares Fund, one of the first government-run long-term care insurance programs, exists to help Washington citizens secure the resources they need to access care as they age. But how does it compare to private LTC insurance? It’s important to know your options when choosing LTC insurance. The WA Cares Fund does not cover those already in retirement or who are already disabled, but its benefits (such as the ability to pay a family caregiver through the fund or no premiums when retired) may make it the right choice for you and your family if eligible. Learn more here: https://lnkd.in/e_eA4uTR #longtermcareinsurance #ltci #longtermcare #aginginplace #caretaker #financialplanner #financialadvisor #retirement #wealthmanager #retirementspecialist #estateattorney #financialprofessional #wealthadvisor #WeAreLTC #thebrokersyouusematters #personalplanning

The 2024 2nd Quarter CLTC Digest is now available and includes articles about some of the recurring questions we receive from CLTCs. • How to address the gap in viable LTC funding options for Middle America? • What's the the impact to consumers if a carrier can’t meet its obligations? • What are the actuarial mechanics that underpin LTC insurance? • How are consumers and financial planners thinking about long-term care insurance in today’s times? Plus, a worksite case study! Log into your account, go to Archives, and search for the 2024 Q2 Digest. It's FREE for CTCs: https://zurl.co/R4e6 #cltc #longtermcareplanning #extendedcareplanning #LTCi #insurance #financialplanning #digest #retirement

As the U.S. faces an aging population, many states are considering state-mandated long-term care (LTC) plans, with Washington being the first to implement one. In this webinar, the discussion will cover the current opportunity for LTC insurance planning, exploring costs, insurance options, and states' planning processes. Attendees will learn about Washington’s LTC plan, understand how current LTC insurance options function, and how they can integrate into retirement plans. There are CE credits available for this webinar. Learn More & Register 👉 https://lnkd.in/enCbmZtM NAIFA, Society of Financial Service Professionals, Bryon Holz , Karla Kirk, Carroll Golden

As the U.S. faces an aging population, many states are considering state-mandated long-term care (LTC) plans, with Washington being the first to implement one. In this webinar, the discussion will cover the current opportunity for LTC insurance planning, exploring costs, insurance options, and states' planning processes. Attendees will learn about Washington’s LTC plan, understand how current LTC insurance options function, and how they can integrate into retirement plans. There are CE credits available for this webinar. Learn More & Register 👉 https://lnkd.in/ekmrV7Zq NAIFA, Society of Financial Service Professionals, Bryon Holz , Karla Kirk, Carroll Golden

Spot the difference between Asian and Western parents in legacy planning❗️ I had the opportunity to assist my client with his legacy planning. When I showed him this simple illustration of the differences between Asian and Western parents’ approaches to legacy planning, he immediately granted me the next appointment to further assist him. With EFFECTIVE legacy planning, your assets can MULTIPLY without investment risk. We can enjoy our retirement life to the fullest, knowing that our INTENDED legacy for the next generation is already in place. 👨👩👧👦🙌💚 Have you thought about using life insurance as a method for legacy planning? #speakwithcarmen

It's Sunday—a perfect day for reflection and planning ahead. Take some time to review your insurance needs and goals. Whether you're preparing for retirement or protecting your family's future, Farmers Insurance is here to help you every step of the way. #SundayPlanning #InsuranceGoals

Meet Gloria, a vibrant and independent individual who had diligently saved and invested throughout her career. As retirement approached, she felt financially secure and believed that her savings would be sufficient for any unforeseen circumstances. However, life threw an unexpected curveball when Gloria faced a health challenge that required long-term care. Without the safety net of LTC coverage, Gloria and her family found themselves grappling with exorbitant medical expenses, rapidly depleting savings, and the emotional strain of navigating a complex healthcare system. The absence of a well-structured LTC plan not only impacted Gloria's financial stability but also strained relationships and eroded the sense of security she had worked so hard to build. This real-life scenario highlights the critical need for long-term care planning. As we embrace longer life expectancies, the likelihood of requiring extended medical assistance increases. Having LTC coverage in your portfolio is like building a fortress around your financial well-being, ensuring that you can face life's uncertainties with confidence and dignity. Here are a few key reasons why long-term care should be an integral part of your financial strategy: 1️⃣ Preserving Assets: LTC insurance helps protect your hard-earned assets from being rapidly consumed by healthcare costs, allowing you to leave a lasting legacy for your loved ones. 2️⃣ Maintaining Independence: By having a plan in place, you can maintain control over your choices, ensuring that you receive care on your terms and avoid becoming a burden on family members. 3️⃣ Peace of Mind: Knowing that you have a robust LTC plan provides peace of mind, allowing you to enjoy your retirement years without the constant worry of potential financial setbacks. Let's spark a conversation about the importance of long-term care planning! Share your insights, experiences, and tips for navigating this critical aspect of financial well-being. #LongTermCare #FinancialPlanning #RetirementSecurity