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Sumner Francisco, BNY Mellon, Ross McFerrin, Trustly, and Attie Muse, Verizon having a great discussion at Nacha’s #Payments2024 about the state of Open Banking in the U.S. and how the combination of open banking, data modeling and payments can revolutionize the consumer payment experience that billers and merchants provide at both the point of sale and online/mobile experieces.

As Jim Marous rightly points out, the digital transformation of financial services must go far beyond simply miniaturizing online banking offerings. In today's increasingly tech-savvy landscape, customers demand a level of digital experience that goes above and beyond mere functionality. Financial institutions that aspire to stay competitive and meet evolving customer expectations must prioritize the delivery of an easy-to-navigate, seamless digital platform. This means moving beyond a siloed, channel-specific approach and instead crafting a holistic, user-centric experience that integrates all touchpoints and services. #CreditScoringSolutions #FinancialInnovation #DataDrivenDecisions #B2BFintech #CreditRiskManagement #SmartLending #FintechInnovation #CreditScoring #ResponsibleLending  #DataPrivacy

Are your bank or credit union tellers tired of dealing with disconnected systems, slow transaction times, and an outdated, legacy interface? ❓ The Nymbus Core Integrated Teller Platform transforms your institution's efficiency and customer service experience through a comprehensive suite of features designed to optimize every aspect of teller transactions. With intuitive operation and support for external and internal transfers, this platform simplifies processes for your staff, enhancing their ability to serve customers effectively. A few ways our platform stands out are with institution-defined transaction templates, allowing for customization to meet the unique needs of your bank or credit union. The readily available ID verification system speeds up transactions and bolsters security, giving your customers peace of mind. Learn more about our Integrated Teller Platform features here: https://lnkd.in/gNyjRV5T #fintech #finserv #corebanking #cx #moderncore #NymbusCore

Cross-border Open Banking has the potential to spur greater innovation and improve user experiences, but first we need to overcome the interoperability challenge. Find out how we can solve it and the opportunities that will create in ✯ Helen Child ✯'s latest blog on Finextra: https://bit.ly/3SKSedN #crossborder #payments #interoperability #openbanking

🌍 𝐀 𝐖𝐨𝐫𝐥𝐝 𝐖𝐢𝐭𝐡𝐨𝐮𝐭 𝐂𝐚𝐫𝐝𝐬? 💳🌐 Cards are losing their digital charm—costly, clunky, and outdated. (A2A) Account-to-account payments are rising, making a cardless future plausible. Embrace the shift to direct, user-friendly bank payments. Collaboration is key for sustained growth, challenging card incumbents. The journey to a cardless world is exciting—more choices, better experiences ahead. 💬 #DigitalPayments #OpenBanking #FutureOfPayments

As we step into the dynamic banking landscape of 2024, the evolution of digital wallets and payments persists. Key trends, including Contactless Payments 2.0, the integration of Decentralized Finance (DeFi), and more, are reshaping the way modern customers experience banking services.   Dive deeper and gain insights into the key trends of this year 👉 https://lnkd.in/gNqW9YaB   #Arttha #Banking2024 #DigitalFinance #FintechEvolution #ContactlessPayments #DeFiIntegration #DigitalWallets #BankingTrends #FinancialInnovation #FutureOfBanking #Linkedin

Backed by compelling data from research reports, the digital wallet and payments landscape in 2024 are poised for transformative changes. Technological advancements, Digital transformation, NFC and Biometric Authentication is disruptive force into the digital wallet and payment space. Stay tuned as we witness these trends unfold, making our digital payment experiences more secure, efficient, and inclusive than ever. before.#arttha,#Puresoftware,#fintech,#digitalbanking,#Mobilefinancial

Is customer loyalty the new frontier in the era of digital payments and open banking? Explore the transformative journey of open banking from a regulatory framework to an innovative solution driving customer loyalty and seamless transactions. With adoption in the UK soaring by 68% in the year to June 2023, Pay by Bank signifies a crucial evolution in the digital payment landscape. Brad Goodall, CEO at Banked, shares more insights in an article with IT Brief, link in comments. #OpenBanking #DigitalPayments #PayByBank #Banked #FinTech

The shift from legacy systems to modern digital infrastructure marks a critical evolution in banking, aiming to enhance operational agility and customer engagement. read here: https://lnkd.in/giNxDnaX HPS #fintech #payments #Money2020 #Money2024

This significant milestone is driven by the rapid adoption of mobile wallets, online banking, and digital transactions. As technology advances and financial services become more accessible, digital payments are increasingly becoming the preferred method for conducting transactions, reflecting a major shift towards a cashless economy. This transformation is set to enhance convenience, increase financial inclusion, and stimulate economic growth across the country. #SPRandCo #DigitalPayment #OnlineBanking #CashlessEconomy