LightStream, SoFi, PenFed, Discover and Upstart are our picks for the best fast personal loans. You can get a loan from these providers up to $100,000.
LightStream, a division of Truist Financial Corporation, is an online lender that offers same-day personal loans of up to $100,000. They advertise some of the lowest rates (starting at 6.99% as of this writing) and longest repayment terms of the lenders we explored. But you’ll likely need an excellent credit score and a strong credit history to get the best deal. LightStream states it only approves applicants with good to excellent credit.