Retirement
Whether you're just starting out, building wealth, nearing retirement or living in retirement, Merrill can help.
Retirement planning
How much will you need to retire?
Retirement accounts
Traditional or Roth?
Answer a few questions and the IRA Selector Tool will help you find out which IRA may be right for you and how much you can contribute.
You have choices about what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is. Each choice may offer different investments and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. For more information visit merrilledge.com/rollover or call Merrill at 888.637.3343.