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Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Here are the best options
Best for | NerdWallet rating▼ | Annual fee▼ | Rewards rate | Intro offer | Learn more |
---|---|---|---|---|---|
Corporate card for venture-backed businesses Brex Card Apply now on Brex's website | 3.2/5 | $0 | 1x-7x Points | 10,000 Points | Apply now on Brex's website |
Corporate card with soft credit pull BILL Divvy Corporate Card Apply now on BILL Spend & Expense's website | 2.7/5 | $0 | 1x-7x Points | N/A | Apply now on BILL Spend & Expense's website |
Business credit card for fair, average credit Capital on Tap Business Credit Card Apply now on Capital on Tap's website | 3.8/5 | $0 | 1.5% | N/A | Apply now on Capital on Tap's website |
Secured credit card to improve personal credit Capital One Quicksilver Secured Cash Rewards Credit Card Apply now on Capital One's website Rates & Fees | 4.9/5 | $0 | 1.5%-5% Cashback | N/A | Apply now on Capital One's website Rates & Fees |
Best for | NerdWallet rating▼ | Annual fee▼ | Rewards rate | Intro offer | Learn more |
---|---|---|---|---|---|
Corporate card for venture-backed businesses Brex Card Apply now on Brex's website | 3.2/5 | $0 | 1x-7x Points | 10,000 Points | Apply now on Brex's website |
Corporate card with soft credit pull BILL Divvy Corporate Card Apply now on BILL Spend & Expense's website | 2.7/5 | $0 | 1x-7x Points | N/A | Apply now on BILL Spend & Expense's website |
Business credit card for fair, average credit Capital on Tap Business Credit Card Apply now on Capital on Tap's website | 3.8/5 | $0 | 1.5% | N/A | Apply now on Capital on Tap's website |
Secured credit card to improve personal credit Capital One Quicksilver Secured Cash Rewards Credit Card Apply now on Capital One's website Rates & Fees | 4.9/5 | $0 | 1.5%-5% Cashback | N/A | Apply now on Capital One's website Rates & Fees |
Discover business products tailored to your needs
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I'M INTERESTED IN:
Our pick for
Corporate card for venture-backed businesses
Brex Card
on Brex's website
Pros
- No annual fee
- New cardholder bonus offer
- Qualify with limited/bad credit
- Bonus categories
- No foreign transaction fees
- No personal guarantee
Cons
- Complicated rewards structure
- High capital requirement for approval
- Daily repayment may be required
- Not available to sole proprietors
Pros
- No annual fee
- New cardholder bonus offer
- Qualify with limited/bad credit
- Bonus categories
- No foreign transaction fees
- No personal guarantee
Cons
- Complicated rewards structure
- High capital requirement for approval
- Daily repayment may be required
- Not available to sole proprietors
- Get 10,000 points when you spend $3,000 on a Brex Card within your first 3 months.
- No personal guarantee needed – Brex does not ask for a personal credit check or security deposit during the application.
- Credit limits 10-20x higher than traditional small business corporate cards.
- Minimum bank balance of $50,000 from professional investors may be required to qualify for Brex.
- Exclusive signup offers from the best products and tools for your business (e.g. AWS, Google Ads, WeWork, Salesforce) worth up to $150,000 in value.
- Earn points on every dollar spent with industry-leading multipliers: 7x on rideshare, 4x on Brex Travel, 3x on restaurants, 2x on software subscriptions and 1x on all other transactions.
- Earn 3x Brex Rewards points on all eligible Apple purchases through the link or your Brex dashboard.
- Miles transfer program to 7 airlines (including Singapore Airlines, Qantas, Air France, and more) and their loyalty programs, giving Brex customers access to book travel across all of the major global airline alliances - Star Alliance, Oneworld, and SkyTeam.
- 30-day charge card running on the Mastercard network. Enjoy global acceptance with no foreign transaction fees.
- Build business credit: Brex partners with Dun & Bradstreet and Experian to report your on-time payments.
- Make employee expenses seamless - automated receipt-capture and expense matching and reconciliation via text, email, and mobile app. Instantly add new users and set spending limits.
- Contactless pay with Apple Pay, Google Pay, and Samsung Pay.
- Simplify reconciliation with built-in integrations with QuickBooks, Xero, NetSuite, and more.
Our pick for
Corporate card with soft credit pull
BILL Divvy Corporate Card
on BILL Spend & Expense's website
Pros
- No annual fee
- Card-level spending controls
Cons
- Complicated rewards structure with limits on redemption
- Balance must be paid in full each billing cycle
- Not available to sole proprietors.
Pros
- No annual fee
- Card-level spending controls
Cons
- Complicated rewards structure with limits on redemption
- Balance must be paid in full each billing cycle
- Not available to sole proprietors.
- Earn up to 7x rewards on restaurants and 5x on hotels with weekly billing. Terms apply.
- Credit lines up to $15 million but based on revenue, cash balance, business history and personal and business credit score.
- No annual fee or foreign transaction fees.
- Unlimited free virtual cards.
- Spend management platform allows business owners to easily set and adjust individual and team budgets.
Our pick for
Business credit card for fair, average credit
Capital on Tap Business Credit Card
on Capital on Tap's website
Pros
- Earn unlimited 1.5% cash back on all purchases
- 24/7 customer service
Cons
- Not available to sole proprietors, charities or nonprofits
- Must enroll in automatic payments
Pros
- Earn unlimited 1.5% cash back on all purchases
- 24/7 customer service
Cons
- Not available to sole proprietors, charities or nonprofits
- Must enroll in automatic payments
- 1.5% rewards on all spend, no caps or restrictions
- $0 annual fee
- No foreign exchange fees
- APRs range from 18.49% to 35.99% variable
- Unlimited cards for your employees
- Capital on Tap Business Credit Cards are issued by WebBank
Our pick for
Secured credit card to improve personal credit
Capital One Quicksilver Secured Cash Rewards Credit Card
Pros
- Qualify with limited/bad credit
- Reports to the three major credit bureaus
- Earns rewards
- No minimum redemption amount
- Rewards don't expire
- No annual fee
Cons
- High APR
- No new cardholder bonus offer
- No bonus categories
Pros
- Qualify with limited/bad credit
- Reports to the three major credit bureaus
- Earns rewards
- No minimum redemption amount
- Rewards don't expire
- No annual fee
Cons
- High APR
- No new cardholder bonus offer
- No bonus categories
- No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
- Put down a refundable $200 security deposit to get a $200 initial credit line
- Building your credit? Using a card like this responsibly could help
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
View Rates & Fees
Secured business credit cards to build business credit
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Secured credit card
First National Bank Business Edition® Secured Mastercard® Credit Card
Business credit cards for fair or average credit
Corporate cards for incorporated businesses
Secured credit cards to help personal credit
- Use the card once in a while, making one or two small purchases every month.
- Pay your balance in full every month before the due date. That way, you won't be charged interest. Interest rates on secured cards are generally higher than on unsecured cards.
- Watch your business credit score. You aren't entitled to view your full business credit reports for free, but there are ways to keep an eye on your scores for signs of improvement.