Canada’s Credit Card Reviews
HOW WE REVIEW CARDS
Read our credit card reviews
Compare Canada’s best credit cards
The best credit cards in Canada deliver high-value and easy-to-use rewards, discounts, perks and premium benefits.
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Choosing a credit card
![How to Choose a Secured Credit Card](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2022/09/GettyImages-1363888610-e1663192969731-460x198.jpg)
How to Choose a Secured Credit Card
Choosing a secured card that reports to Canadian credit bureaus is crucial to getting the most value out of these credit-building products.
![How to Choose a Travel Credit Card](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2021/06/GettyImages-1031430214-e1625004804757-460x191.jpg)
How to Choose a Travel Credit Card
With so many cards, rewards programs and benefits available, choosing the right travel credit card can be overwhelming. However, once you’ve got one in your wallet, you can reap the rewards on your next trip.
![An Introduction to Rewards Credit Cards](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2021/06/GettyImages-1248394948-e1624985217491-460x191.jpg)
An Introduction to Rewards Credit Cards
When you use a rewards card, your loyalty and spending is celebrated with redeemable perks, points and other rewards. The more you spend, the more you get.
![Rewards Cards Vs. Cash Back Cards](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2021/09/Rewards-Cards-Vs.-Cash-Back-Cards-e1631230514812-460x191.jpg)
Rewards Cards Vs. Cash Back Cards
Should you pick a rewards credit card to earn points, miles or travel perks — or choose a flexible and straightforward cash back card? It depends on your spending habits.
Credit card perks and benefits
![How to Maximize Your Use of Credit Card Points](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2021/10/GettyImages-1288999250-e1634654095989-460x192.jpg)
How to Maximize Your Use of Credit Card Points
Make the most of your credit card points by calculating the highest-value redemption option and using them before they expire.
![What Are Credit Card Airline Miles?](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2022/08/GettyImages-1344771294-e1660686143832-460x198.jpg)
What Are Credit Card Airline Miles?
Credit card airline miles are a type of reward that can often be redeemed for discounted or free travel when you use an airline loyalty program.
![American Express Front Of The Line and Experiences: What to Know](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2022/08/GettyImages-1248395010-e1661626173934-460x198.jpg)
American Express Front Of The Line and Experiences: What to Know
American Express Front of the Line gives you access to presale tickets and reserved event tickets. It’s just one of several Amex Experiences offered as a cardholder perk.
![Scotiabank’s Scene+ Rewards: How to Earn and Redeem Scene+ Points](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2023/03/scotiabank-scene-rewards-e1679593874782-460x268.jpg)
Scotiabank’s Scene+ Rewards: How to Earn and Redeem Scene+ Points
Scotiabank Scene+ points can be earned on eligible purchases and redeemed for merchandise, travel, dining out and entertainment experiences.
Browse other types of credit cards
![6 Best Credit Cards for Seniors in Canada for 2024](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2024/08/GettyImages-2148331826-435x290.jpg)
6 Best Credit Cards for Seniors in Canada for 2024
Whether you’re looking for cash back, travel insurance or gas discounts, we’ve rounded up the most practical credit cards for your wallet.
![12 Best Cash-Back Credit Cards in Canada for August 2024](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2022/03/pre-authorized-debit-e1647540746126-460x191.jpg)
12 Best Cash-Back Credit Cards in Canada for August 2024
NerdWallet’s picks for the best cash-back credit cards in Canada include top contenders across numerous categories. Choose the right one for your spending habits and financial goals.
![11 Best Business Credit Cards in Canada for August 2024](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2022/08/best-business-cc-e1660601651203-460x191.jpg)
11 Best Business Credit Cards in Canada for August 2024
The right business credit card can help companies earn rewards, discounts and other benefits that reduce overall operational costs. Used wisely, they can help keep a business’s expenses organized and improve owners’ credit scores, too.
![15 Best Rewards Credit Cards in Canada for August 2024](https://www.nerdwallet.com/ca/wp-content/uploads/sites/2/2021/10/Rewards-Credit-Cards-e1633638361717-460x191.jpg)
15 Best Rewards Credit Cards in Canada for August 2024
Compare the best rewards credit cards in Canada across numerous rewards categories, including travel, cash back and more, to find the ideal card for your spending preferences.
Rating Methodology
NerdWallet Canada rates credit cards according to overall consumer value and their suitability for specific kinds of consumers. Factors in our evaluation methodology include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as airline or hotel perks or the ability to transfer points.