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Home > Consumer Information > Insurance Topics > Homeowner > Contact Information - Homeowners Insurers in New Jersey |
Insurers that Write Homeowners Policies in New Jersey |
In addition to the list below, the following companies only write Renters/Tenant Policies Looking for Companies that Write Private Flood Insurance? |
Insurer | Telephone Number | Direct Writer* or Agent** Web site |
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Affiliated FM Insurance Company (membership only for company employees and retirees) |
1-800-343-7722 | Direct www.affiliatedFM.com |
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Allstate Group
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American European Group
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American Family Insurance Group
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1-800-466-3748
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Direct
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American International Group
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1-800-613-5207 |
Agent www.aig.com |
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American Modern Property and Casualty Insurance Company (condos only; not accepting any new business) |
1-800-543-2644 | Agent www.amig.com |
American Strategic Insurance Corporation | 1-866-274-8765 | Agent www.americanstrategic.com |
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AmGUARD Insurance Company | 1-800-673-2465 | Agent www.guard.com |
Amica Mutual Insurance Company | 1-800-652-6422 | Direct www.amica.com |
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Andover Group
| 978-475-3300 | Agent www.andovercos.com |
Armed Forces Insurance Exchange (membership company for military personnel) |
913-727-5500 | Direct www.afi.org |
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Assurant Group
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Berkley Insurance Company |
1-800-866-2308 | Agent www.berkleyone.com |
California Casualty & Fire Insurance Company (membership group for educators, firefighters, nurses, state police and members of United MileagePlus) (not accepting any new business) |
1-866-680-5143 | Direct www.calcas.com |
CHUBB Group
| 1-866-324-8222 1-800-352-4462 |
Agent www.chubb.com |
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Cincinnati Insurance Company | 1-888-242-8811 | Agent www.cinfin.com |
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Clear Blue Insurance Company (not accepting any new business) | 1-855-479-9338 | Agent www.clearblueinsurancegroup.com |
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CSAA General Insurance Company | 1-888-222-0094 | Direct and Agent www.csaainsurance.aaa.com |
Cumberland Mutual Fire Insurance Company | 856-451-4050 | Agent www.cumberlandgroup.com |
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DB Insurance Company, Ltd. (owners only) | 1-800-905-7550 | Agent www.arrowheadgrp.com/contact |
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Electric Insurance Company (not accepting any new business) | 1-800-342-5342 | Direct www.electricinsurance.com |
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Farm Family Group
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1-800-843-3276 1-888-382-6722 |
Agent www.farmfamily.com |
Farmers Insurance Company of Flemington |
908-782-4120 | Agent www.FarmersofFlemington.com |
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Farmers Insurance Group
| 1-800-327-6377 1-888-327-6335 |
Agent www.farmers.com |
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Farmers Mutual Fire Insurance Company of Salem County | 856-935-1851 | Agent www.farmersofsalem.com |
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Foremost - A Farmers Insurance Company
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Founders Insurance Company | 717-234-4941 | Agent www.pennnationalinsurance.com |
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Franklin Mutual Group
| 973-948-3120 | Agent www.fmiweb.com |
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Great Bay Insurance Company (owners only) | 1-609-434-2000 | Agent greatbayinsurancegroup.com |
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Hanover Insurance Group
| 508-853-7200 | Agent www.hanover.com |
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Hartford Group
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1-800-843-7824 (AARP) 1-800-460-9783 (Non-AARP) |
Direct www.aarp.thehartford.com/mypolicy (AARP) www.hartfordauto.thehartford.com (Non-AARP) |
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HCI Group, Inc.
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1-888-210-5235 1-844-289-7968 |
Agent www.hcpci.com |
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Hyundai Marine & Fire Insurance Company, Ltd. | 1-855-436-3467 | Agent www.hyundaiinsuranceusa.com |
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Kingstone Insurance Company (not accepting any new business) | 1-800-364-7045 | Agent www.kingstoneinsurance.com |
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Lemonade Insurance Company | 1-844-733-8666 | Direct www.lemonade.com |
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Markel Group
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Mercer Insurance Company of NJ, Inc. (not accepting new business) |
609-737-0426 | Agent www.mercerins.com |
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Mercury General Group
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1-800-956-3728 | Agent www.mercuryinsurance.com |
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Motors Insurance Corporation (owners only; not accepting any new business) |
1-833-226-1524 | Agent www.myhippo.com |
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Narragansett Bay Insurance Company (owners and condos only) |
1-800-343-3375 | Agent www.nbic.com |
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National General Group
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1-800-325-1190 1-866-279-7688 1-800-325-1190 1-877-883-6599 |
Agent www.NationalGeneral.com Agent www.njsi.com Agent www.NationalGeneral.com Agent www.NationalGeneral.com |
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Nationwide Group
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NJ Manufacturers Insurance Company | 609-883-1300 | Direct www.njm.com |
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Norfolk and Dedham Group
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1-800-688-1825 | Agent www.ndgroup.com |
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Occidental Fire & Casualty Company of North Carolina | 1-800-481-0661 | Agent www.occidentalins.com |
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Pacific Specialty Insurance Company (not writing tenants) |
1-800-303-5000 | Agent www.pacificspecialty.com |
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Philadelphia Contributionship Group
| 215-627-1752 | Agent www.contributionship.com |
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Plymouth Rock
| 1-866-INSURANCE 1-877-725-6423 1-844-242-3555 |
Agent www.plymouthrock.com |
Preferred Mutual Insurance Company | 607-847-6161 | Agent www.preferredmutual.com |
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Privilege Underwriters Reciprocal Exchange (PURE) | 1-888-813-7873 | Agent www.purehnw.com |
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Providence Mutual Fire Insurance Company | 401-827-1800 | Agent www.providencemutual.com |
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QBE Insurance Group
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1-800-676-5066 | Agent www.qbena.com |
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Selective Insurance Group
| 973-948-3000 1-800-777-9656 |
Agent www.selective.com |
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Spinnaker Insurance Company | 1-866-896-7233 |
Agent www.cabgen.com |
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State Farm Fire & Casualty Company | 973-739-5000 | Agent www.statefarm.com |
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Stillwater Property and Casualty Insurance Company (formerly Fidelity National Property and Casualty Insurance Company) | 1-800-849-6140 | Agent www.StillwaterInsurance.com |
Travelers Group
| 1-800-692-6837 | Agent www.travelers.com |
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Universal North America Insurance Company (not accepting any new business) |
1-800-905-7550 | Agent www.uihna.com |
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Universal Property and Casualty Insurance Company | 1-800-425-9113 1-844-633-9900 |
Agent www.universalproperty.com Direct www.universaldirect.com |
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USAA Group (membership group for military personnel)
| 1-800-531-8722 | Direct www.usaa.com |
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US Coastal Insurance Company | 1-866-896-7233 | Agent www.cabgen.com |
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Utica First Insurance Company | 1-800-456-4556 | Agent www.uticafirst.com |
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Vault Reciprocal Exchange | 1-888-368-2858 | Agent https://vault.insurance |
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Zurich American Insurance Company (owners only) | 1-800-382-2150 | Agent www.zurichna.com |
Insurers that Write Tenant Policies in New Jersey |
This list includes insurance companies that only write Tenant/Renters policies. |
Insurer | Telephone Number | Direct Writer* or Agent** Web site |
American Modern Insurance Group
| 1-800-543-2644 | Agent www.amig.com |
American National Property & Casualty Company | 1-888-205-8118 | Agent www.anpac.com |
Century National Insurance Company | 1-800-894-8384 | Agent www.cnico.com |
Dealers Assurance Company | 1-866-333-6097 | Direct www.yourrentersinsurance.com |
Drive New Jersey Insurance Company | 1-800-PROGRESSIVE | Agent www.progressive.com |
Esurance Insurance Company of New Jersey* (not accepting any new business) *written exclusively as an endorsement to a personal automobile insurance policy with the company |
1-800-378-7262 | Agent www.esurance.com |
Farmers Insurance Group
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Not applicable |
Direct www.gettoggle.com |
Fidelity & Deposit Company of Maryland | 1-800-548-1616 | Agent www.deanshomer.com |
Hanover Fire & Casualty Insurance Company | 1-800-919-FIRE | Agent www.hanoverfire.com |
Liberty Mutual Group
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1-800-524-9400 | Direct |
Lyndon Southern Insurance Company | 1-800-888-2738 | Agent www.fortegra.com |
Markel American Insurance Company | 1-800-236-2862 | Agent www.markelamerican.com |
Plymouth Rock*
*written exclusively as an endorsement to a personal automobile insurance policy with the company |
1-866-658-3224 (Teachers)1-877-725-6423 (Palisades) |
Directwww.plymouthrock.com/resource-center/nj-insurance-guides Agentwww.plymouthrock.com/resource-center/nj-insurance-guides |
Security First Insurance Company | 1-877-592-3335 | Agent www.SecurityFirstFlorida.com |
Sutton National Insurance Holdings Group
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1-844-788-0873 | Agent www.msimga.com |
Trisura Insurance Company | 1-844-788-0873 | Direct www.msimga.com |
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Insurers that Write Mobile Homeowners Policies in New Jersey |
This list includes insurance companies that write Mobile Homeowners policies. |
Insurer | Telephone Number | Direct Writer* or Agent** Web site |
Aegis Security Insurance Company (not accepting any new business) | 1-800-233-2160 | Agent www.aegisfirst.net |
Allstate New Jersey Insurance Company (renewal business only) |
908-252-5000 | Agent www.allstate.com |
American Bankers Insurance Company of Florida | 1-800-535-1333 | Agent www.assurant.com |
American Family Insurance Group
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1-800-466-3748 | Direct www.homesite.com |
Foremost - A Farmers Insurance Company
| 1-800-237-2060 1-800-752-2461 |
Direct and Agent www.foremost.com Direct and Agent www.aarpforemost.com |
Munich Re Group
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1-800-543-2644 | Agent www.amig.com |
State Farm Fire & Casualty Company | 973-739-5000 | Agent www.statefarm.com |
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Insurers that Write Private Flood Insurance Policies in New Jersey |
The following companies offer coverage for flood through an endorsement to a Homeowners policy. To obtain flood coverage with these companies, you must also have or obtain a Homeowners policy with them. Coverage is on a primary basis. |
Insurer | Telephone Number | Direct Writer* or Agent** Web site |
AIG Property Casualty Company | 1-800-613-5207 | Agent www.aig.com |
American Bankers Insurance Company of Florida | 1-888-260-7736 | (Renters)Agentwww.myassurantpolicy.com |
American European Insurance Company | 1-833-378-3781 | (ShoreOne Homeowners)Agent www.shoreoneinsurance.com |
Berkley Insurance Company | 1-800-866-2308 | Agent www.berkleyone.com |
Cincinnati Insurance Company | 1-888-242-8811 | Agent www.cinfin.com |
Crestbrook Insurance Company | 1-855-473-6410 | Agent www.nationwideprivateclient.com |
Farmers Mutual Fire Insurance Company of Salem County | 856-935-1851 | Agentwww.farmersofsalem.com |
Homesite Insurance Company of the Midwest | 1-800-466-3748 | Direct www.homesite.com |
Kingstone Insurance Company (Limited coverage for inland flooding only) |
1-800-364-7045 | Agent www.kingstoneinsurance.com |
Markel American Insurance Company | 1-800-236-2862 | Agent www.markelamerican.com |
Narragansett Bay Insurance Company | 1-800-343-3375 | Agent www.nbic.com |
Philadelphia Contributionship Insurance Company Germantown Insurance Company (Limited coverage for inland flooding only) |
1-215-627-1752 | Agent www.contributionship.com |
Privilege Underwriters Reciprocal Exchange (PURE) | 1-888-813-7873 | Agent www.pureinsurance.com |
Selective Auto Insurance Company of New Jersey(Limited coverage for inland flooding only) | 1-800-777-9656 | Agent www.selective.com |
Stillwater Property and Casualty Insurance Company | 1-800-849-6140 | Agentwww.StillwaterInsurance.com |
US Coastal Insurance Company | 1-866-896-7233 | Agentwww.cabgen.com |
Coverage for flood is available through the federal National Flood Insurance Program (NFIP). For this option, please visit www.floodsmart.gov |
As an alternative to the federal program, the following companies write private standalone flood insurance policies. Some of these companies offer higher limits and/or coverage options not available through the NFIP. |
Insurer | Telephone Number | Direct Writer* or Agent** Web site |
Federal Insurance Company | 1-877-60CHUBB | Agentwww.chubb.com/us-en/individuals-families/flood.aspx |
Homeowners Choice Property & Casualty Insurance Company (Writing in Camden, Cape May, Hudson and Gloucester counties) |
1-888-210-5235 | Direct and Agent www.HCPCI.com |
Incline Casualty Company | 1-800-449-8842 | Agent www.wrightflood.net |
National General Insurance Company | 1-800-325-1190 | Agent https://natgen.beyondfloods.com/ |
Zurich American Insurance Company | 1-800-382-2150 | Agent www.zurichna.com |
Surplus Lines Carriers | ||
The Flood Insurance Agency (Underwritten by Lexington, an AIG company; 100% insurance coverage identical to the FEMA policy) |
1-877-356-6348 | Direct and Agent www.privatemarketflood.com |
Neptune Flood Insurance Company | 1-844-276-4081 | Direct and Agent www.neptuneflood.com |
For higher insurance limits above or broader coverages than those offered through the NFIP or private primary policies, these companies will write excess policies. |
Insurer | Telephone Number | Direct Writer* or Agent** Web site |
Bankers Insurance Company | 1-866-356-6335 | Agent www.bankersinsurance.com |
Federal Insurance Company | 1-877-60CHUBB | Agentwww.chubb.com/us-en/individuals-families/flood.aspx |
Wright National Flood Insurance Company (formerly known as Fidelity National Indemnity Insurance Company) | 1-800-820-3242 | Agent www.wrightflood.com |
Report changes/errors here |
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State of New Jersey New Jersey Department of Banking and Insurance |