Scribd Logo
Upload

Welcome to Scribd!

  • STD Financial Assessment

    Uploaded by

    rboyder
    72 views1 page
    This document provides guidance on completing a financial assessment form to calculate income, expenditures, and surplus or deficit amounts on either a monthly or annual basis. For individuals with a monthly salary, section A outlines how to determine their (a) total monthly income, (b) total monthly expenditures, and (c) monthly surplus or deficit. For self-employed individuals, section B outlines how to calculate their (d) total annual income/turnover, (e) total annual expenses, and (f) annual surplus or deficit. The user is directed to fill in the appropriate sections based on their employment status.

    Original Description:

    Copyright

    © Attribution Non-Commercial (BY-NC)

    Available Formats

    PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Report this Document
    This document provides guidance on completing a financial assessment form to calculate income, expenditures, and surplus or deficit amounts on either a monthly or annual basis. For individuals with a monthly salary, section A outlines how to determine their (a) total monthly income, (b) total monthly expenditures, and (c) monthly surplus or deficit. For self-employed individuals, section B outlines how to calculate their (d) total annual income/turnover, (e) total annual expenses, and (f) annual surplus or deficit. The user is directed to fill in the appropriate sections based on their employment status.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    72 views1 page

    STD Financial Assessment

    Uploaded by

    rboyder
    This document provides guidance on completing a financial assessment form to calculate income, expenditures, and surplus or deficit amounts on either a monthly or annual basis. For individuals with a monthly salary, section A outlines how to determine their (a) total monthly income, (b) total monthly expenditures, and (c) monthly surplus or deficit. For self-employed individuals, section B outlines how to calculate their (d) total annual income/turnover, (e) total annual expenses, and (f) annual surplus or deficit. The user is directed to fill in the appropriate sections based on their employment status.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    of 1

    Financial Assessment

    Income and expenditure statement


    If you earn a monthly salary please use Section A below as a guide to calculate (a), (b) and (c) If you run your own business, please use Section B below as a guide to calculate (d), (e) and (f)

    (Section A)
    Total monthly income
    Gross monthly income (as per payslip) Allowances in cash Commissions and bonuses (average over last 12 months) Investments Maintenance Grant subsidies Rental Pension Other (specify) Other (specify) Total monthly income (a) Monthly surplus/Deficit (a) less (b) (c) Subscriptions Suretyship payments Home loans Motor vehicles Personal loans Retail accounts (e.g. clothing, furniture) Other (specify) Other (specify) Total monthly expenses (b)

    Total monthly expenditure (continued)

    Total monthly expenditure


    Tax PAYE/SITE Pension UIF Medical Aid Insurance premiums Life assurance premiums Electricity and water Rates and taxes/Levies Accomodation/Rental payment Leases Telephone and cellphone (including line rental) Alimony/Maintenance Planned savings Donations/Pocket money Education - fees, books and accomodation Clothing Groceries Doctor and chemist Domestic and garden help Security Transport (petrol, bus fares and parking) Entertainment TV rental, M-Net and DSTV subscription 00146786 2007-05
    The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06) Authorised financial services provider. Registered credit provider (NCRCP15).

    (Section B)
    Total annual income/turnover
    Annual income/Turnover Other annual income Total annual income/Turnover (d)

    Total annual expenditure


    Interest paid Cost of sales Financial lease payments Selling and admin expenses (excl. depreciation, interest paid and leasing charges) Other expenses (excl. depreciation, interest paid and leasing charges) Depreciation Taxation Total annual expenses (e)

    Annual surplus/Deficit

    (d) less (e)

    (f)

    You might also like